Group 1 - The core viewpoint highlights the significant role of the ginseng industry in Yanbian Prefecture, Jilin Province, which accounts for over 40% of China's total ginseng production, supported by favorable natural conditions and rich land resources [1] - The local financial institutions have effectively connected with the ginseng industry's financial needs, resulting in a loan balance of 1.511 billion yuan by March 2025, benefiting 1,256 operating entities, with a year-on-year increase in loans issued of 228.22% [1][2] - A collaborative effort among various departments has led to the establishment of a financial support action plan for the ginseng industry, aiming to enhance the financing capabilities and accessibility of financial services for all stakeholders in the industry [2] Group 2 - Financial institutions have innovated credit products specifically for the ginseng sector, addressing funding shortages and facilitating the growth and transformation of the industry [3] - New credit products such as "Ginseng Loan" and "Specialty Treasure" have been introduced, with 32.2514 million yuan in loans issued this year, benefiting 299 operating entities [3] - The Industrial and Commercial Bank of China Yanbian Branch has developed a comprehensive product matrix tailored to the ginseng industry's unique growth cycle and operational phases, enhancing service delivery through technology [3][4] Group 3 - The People's Bank of China Yanbian Branch has guided local financial institutions to establish communication mechanisms with ginseng associations to better understand the financing needs of ginseng growers [4] - Financial institutions are providing no-repayment renewal loans to address the long growth cycle and slow capital turnover in the ginseng industry, ensuring priority approval for credit applications related to ginseng operations [4] - A specific case is highlighted where a ginseng processing company received a loan extension to alleviate cash flow issues, demonstrating the proactive financial support for the industry [4]