金融服务烟农

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烟农贷”让绿叶变“金叶
Jin Rong Shi Bao· 2025-05-13 01:49
Group 1 - The article highlights the proactive measures taken by China Bank to support tobacco farmers in Guizhou Province, particularly in Liupanshui City, by providing tailored loan products to meet their financial needs during the spring planting season [1][2] - China Bank has launched the "Yinongkuai Loan - Tobacco Farmer Loan" product, which has issued over 12 million yuan in loans to 142 tobacco farmers, addressing their short-term funding requirements without the need for collateral [1] - The bank's approach includes a combination of leadership and specialized credit personnel to facilitate direct communication with farmers, ensuring timely access to financial resources [2] Group 2 - In addition to providing loans, China Bank emphasizes enhancing the financial literacy of tobacco farmers by conducting educational programs on loan policies, repayment methods, and financial risk prevention across various regions [2] - The bank's staff utilize simple language and real-life examples to educate farmers about financial risks such as illegal fundraising and telecom fraud, thereby improving their risk awareness and self-protection capabilities [2]