烟农贷

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守护“米袋子”“菜篮子”
Jin Rong Shi Bao· 2025-05-22 07:31
"现代农业拼的是机械化,但设备投入就像无底洞。"何义指着正在建设的钢结构粮仓解释道,他今年计 划新建中型仓库,新增烘干设备和无人植保机等,但近百万元的资金缺口让他犯了难。农业银行攸县支 行客户经理主动上门,结合合作社与200多农户的包销协议,量身定制"乡村振兴带头人贷"方案,仅5个 工作日便将100万元信贷资金发放到位。"这笔钱来得太及时了!"何义立即采购了3台烘干机,"周边散 户的粮食烘干成本能降两成,合作社服务半径扩大到了15公里。"何义说。 在金融活水浇灌下,攸县的智慧农业版图不断拓展,全县春耕期间投入智能农机具超5000台(套),水 稻耕种收综合机械化率达89%以上。农业银行攸县支行一季度新增投放涉农贷款500笔,金额1.68亿 元,重点支持12家新型农业主体升级设备。"以前靠天吃饭,现在靠科技种田,农行给了我们新农人足 够的底气!"何义抚摸着崭新的无人插秧机,笑容里满是憧憬。 金叶生金信贷"及时雨"润泽千亩烟田 行走在三湘四水的田间地头,旋耕机的轰鸣声惊醒了沉睡的泥土,滴灌设备在阡陌间织就水网,农户们 躬身育苗的身影与智能农机穿梭的轨迹,共同勾勒出一幅生机勃勃的春耕画卷。 农业银行株洲分行紧扣乡村振 ...
烟农贷”让绿叶变“金叶
Jin Rong Shi Bao· 2025-05-13 01:49
中国银行六盘水分行灵活配置业务人员,合理调配信贷资源,形成"行领导+信贷专员+业务能手"组合 方式,提前安排工作人员与烟农面对面交流,并借助移动设备,延伸服务半径,上门为烟农收集贷款资 料、办卡。六盘水市水城区米箩镇烟农曹先生说:"因为这两天农忙,根本没时间去城里,中国银行工 作人员主动来我们镇里开卡、收集资料,正急用钱的时候贷款就下来了。" 除了为烟农提供授信支持外,中行贵州省分行还高度重视提升烟农金融素养。该行在六盘水市、遵义 市、黔东南州、黔南州等多地辖属乡镇,开展烟农贷政策、还款方式、金融风险防范等金融知识宣传。 工作人员用通俗易懂的语言为烟农讲解金融知识,结合实际案例传授防范非法集资、电信诈骗等金融风 险的方法,现场答疑解惑并发放宣传资料,增强烟农风险意识与自我保护能力。 现场和烟农沟通后,当地中国银行的客户经理当即收集了相关资料,为烟农发放贷款,用于购买烟苗、 地膜、化肥等物资。"这款'烟农贷'真好,不仅不要抵押物,利率还低。"张先生高兴地说。 为全面落实党中央"三农"工作部署,根据中国银行总行服务烟草行业高质量发展行动方案相关工作要 求,中国银行贵州省分行围绕贵州省烟草产业开展实地调研,针对烟农 ...
邮储银行泸州市分行:金融为“笔” 描绘幸福生活新画卷
Xin Lang Cai Jing· 2025-05-08 03:48
Group 1 - The core viewpoint emphasizes the integration of financial services with spiritual and cultural development in rural and urban areas, showcasing the efforts of Postal Savings Bank in enhancing community well-being and promoting a harmonious society [1][2][11] - The bank has implemented a "three first-time" learning mechanism to promote the study of Xi Jinping's thoughts, fostering a strong learning atmosphere among employees and ensuring the effective promotion of socialist core values [2][11] - The bank actively engages in red education activities, encouraging party members to honor revolutionary traditions and instill patriotism through various commemorative events [3][5] Group 2 - During the spring plowing season, the bank established six service teams to provide "one-stop" financial services to tobacco farmers, facilitating quick loan processing and supporting local agricultural production [5][7] - The bank has issued a total of 27,600 personal operating loans to tobacco farmers, amounting to 2.4 billion yuan, with 277 loans worth 10.95 million yuan issued this year alone, significantly contributing to local farmers' income [5][7] - The bank has launched various community service initiatives, including environmental clean-up activities and financial literacy campaigns, to enhance public awareness and support local development [9][11] Group 3 - The bank has been recognized for its contributions to the local economy and was awarded the title of "Outstanding Contribution Unit" by the Luzhou Municipal Financial Committee for its efforts in supporting the real economy and promoting financial innovation [11] - The bank's commitment to ecological sustainability is demonstrated through joint initiatives with local communities to plant trees and promote green development, aligning with the principles of ecological civilization [9][11] - The bank aims to continue fostering a culture of social responsibility and spiritual civilization, contributing to the modernization of Luzhou and enhancing the quality of life for its residents [11]
“广发乡村振兴专区”交易突破1亿元
Zheng Quan Ri Bao· 2025-05-06 16:48
优化金融服务体系 加大信贷投放。截至2024年末,全行"惠农E贷"等专案产品60余个,涉农贷款余额约1,950亿元,同比增长逾14%;普惠 型涉农贷款余额增速逾17%,高于其他各项贷款增速,为乡村经济可持续发展提供强有力的金融支持。创新产品矩阵。围 绕"村、圈、链"真实场景,创设"惠农E贷""农保贷"等多个金融产品;制定小微客群农村承包土地经营权和林地使用权抵押贷 款服务方案,提供明确业务指引;以定点帮扶点为目标客群,推出"惠民兴村贷"标准产品,并推出"葡萄贷""烟农贷"等特色专 案,进一步优化乡村金融服务的覆盖面和便捷性。 金融行业在助力乡村振兴中扮演着越来越重要的角色。随着国家政策的不断深化,如何创新服务模式、精准对接"三农"需 求,成为金融机构推动乡村振兴的关键。最新发布年报显示,2024年广发银行依托金融服务创新精准帮扶模式,在组织保障、 金融助农、产业帮扶、消费帮扶等领域持续发力见成效。 强化组织保障机制 统筹战略部署。召开全行2024年助推乡村振兴工作会议,各直属机构通过党委会、理论学习中心组等形式,研究细化工作 举措,压实各级责任。构建制度框架。印发《广发银行2024年推进乡村全面振兴重点工作落 ...