Core Viewpoint - The article discusses the joint issuance of measures by the People's Bank of China and the State Administration of Foreign Exchange to support the financial integration of cross-strait development in Fujian, aiming to enhance financial services for Taiwanese businesses and promote high-level openness in cross-border trade [1][2]. Group 1: Financial Ecosystem Optimization - Allow banks in Fujian to handle cross-border RMB payments for Taiwanese individuals involved in legal property transactions [3]. - Support the trial of payment services for foreign individuals in Fujian, enhancing payment service levels and promoting online appointment for account opening [3]. Group 2: Cross-Border Trade Pilot Support - Facilitate foreign exchange fund payments for qualified enterprises, allowing banks to handle foreign exchange payments for service trade projects exceeding USD 50,000 post-verification [4]. - Encourage banks to innovate financial services for cross-border trade, optimizing foreign exchange payment processes [4]. - Expand the scope of net settlement for trade receipts and payments for pilot enterprises [4]. - Allow direct handling of special refunds for goods trade without prior registration for pilot enterprises [4]. - Streamline management of service trade-related advance or shared expenses for pilot enterprises [4]. Group 3: Capital Account Cross-Border Investment Facilitation - Taiwanese enterprises in Fujian can reinvest without registration, with banks directly handling foreign debt and overseas listing foreign exchange registrations [5][6]. - Support qualified enterprises in Fujian to conduct integrated currency pool operations, managing both domestic and foreign currency funds [6]. - Promote the development of a multi-tiered cross-strait financial market, encouraging Taiwanese enterprises to participate in mainland financial markets [6]. Group 4: Financial Risk Management - Emphasize the importance of risk assessment and monitoring for pilot banks and enterprises, ensuring early identification and management of financial risks [7]. - Strengthen monitoring and prevention of cross-border financial risks, focusing on changes in cross-border capital flows and trends [7].