龚正指出，要聚焦重点、精准发力，推动"十五五"上海金融工作开好局、起好步。坚持党中央对金融工 作的集中统一领导，树立和践行正确政绩观，坚持防风险、强监管、促高质量发展工作主线。着力提升 金融服务经济社会发展质效，加力支持扩大内需、科技创新和中小微企业发展，推动更多金融"活水"流 向绿色消费、智能消费、银发消费等新兴消费领域，优化科技信贷服务、创新科技保险产品，加快建设 全市统一的中小企业融资服务平台。着力提升上海国际金融中心能级，在提高国际化水平、推进功能性 平台载体建设、深化"五个中心"联动发展上力争新突破，探索构建离岸金融体系，持续增强功能性平台 载体要素资源配置和辐射能力，持续丰富金融应用场景、拓展金融服务边界、激发金融创新活力。着力 提升金融监管与风险防范化解能力，深化央地协同、部门协作，强化部门间信息互联共享，加快建设金 融风险监测预警系统，深化监管科技应用，牢牢守住不发生系统性风险的底线。同时，要高质量完成上 海国际金融中心建设"十五五"规划编制工作。 市委常委、常务副市长吴伟传达全国金融系统工作会议精神，部署2026年上海金融领域重点工作。会议 还审议了市委金融委2026年工作要点。 本报讯 2 ...

龚正指出，要聚焦重点、精准发力，推动"十五五"上海金融工作开好局、起好步。坚持党中央对金 融工作的集中统一领导，树立和践行正确政绩观，坚持防风险、强监管、促高质量发展工作主线。着力 提升金融服务经济社会发展质效，加力支持扩大内需、科技创新和中小微企业发展，推动更多金融"活 水"流向绿色消费、智能消费、银发消费等新兴消费领域，优化科技信贷服务、创新科技保险产品，加 快建设全市统一的中小企业融资服务平台。着力提升上海国际金融中心能级，在提高国际化水平、推进 功能性平台载体建设、深化"五个中心"联动发展上力争新突破，探索构建离岸金融体系，持续增强功能 性平台载体要素资源配置和辐射能力，持续丰富金融应用场景、拓展金融服务边界、激发金融创新活 力。着力提升金融监管与风险防范化解能力，深化央地协同、部门协作，强化部门间信息互联共享，加 快建设金融风险监测预警系统，深化监管科技应用，牢牢守住不发生系统性风险的底线。同时，要高质 量完成上海国际金融中心建设"十五五"规划编制工作。 市委常委、常务副市长吴伟传达全国金融系统工作会议精神，部署2026年上海金融领域重点工作。 会议还审议了市委金融委2026年工作要点。 龚正指出， ...

努力赢得战略主动。 2026年度上海市委金融委第一次全体（扩大）会议今天（2月26日）举行。上海市委副书记、市长、市 委金融委主任龚正指出，要深入贯彻落实习近平总书记考察上海重要讲话精神，认真落实全国金融系统 工作会议和十二届市委八次全会部署，扎实推动金融高质量发展、推动上海国际金融中心加快向更高能 级迈进，为更好服务金融强国建设作出新的更大贡献。 龚正指出，过去一年，上海金融改革发展取得扎实成效，国际金融中心核心功能进一步强化，金融支持 高质量发展力度进一步加大，金融发展环境进一步优化。今年是"十五五"开局之年，要敏锐把握外部环 境的深刻复杂变化，做好风险防控预案，增强金融安全可控能力，充分用好各种有利条件，增强上海国 际金融中心竞争力和影响力，努力赢得战略主动。 龚正指出，要聚焦重点、精准发力，推动"十五五"上海金融工作开好局、起好步。坚持党中央对金融工 作的集中统一领导，树立和践行正确政绩观，坚持防风险、强监管、促高质量发展工作主线。着力提升 金融服务经济社会发展质效，加力支持扩大内需、科技创新和中小微企业发展，推动更多金融"活水"流 向绿色消费、智能消费、银发消费等新兴消费领域，优化科技信贷服务、创新 ...

Core Insights - In 2025, Suzhou aims to achieve high-quality financial development by deepening reforms and innovations in the financial sector, effectively advancing financial services for the real economy, and completing the tasks set for the 14th Five-Year Plan [1] Group 1: Financial Performance - By the end of 2025, the total amount of deposits and loans in Suzhou is expected to reach 11.74 trillion yuan, with the balance of various loans exceeding 6 trillion yuan, reflecting a year-on-year growth of 7.4% [1] - In the previous year, the added value of the financial industry in Suzhou exceeded 200 billion yuan, with total bank assets surpassing 7 trillion yuan for the first time [1] - New credit issuance exceeded 400 billion yuan, and the securities trading volume reached 22.06 trillion yuan, marking a year-on-year increase of 62.2%, which is 10 percentage points higher than the provincial growth rate [1] Group 2: Financial Innovation and Reforms - Suzhou was approved as the first national technology finance international cooperation development zone, establishing the Suzhou Technology Finance International Cooperation Development Association [2] - The AIC equity investment pilot program has been accelerated, with over 800 projects in reserve and 19 projects implemented, amounting to over 750 million yuan in investment [2] - The QFLP foreign exchange balance management pilot is progressing steadily, ranking first among seven pilot regions [2] Group 3: Support for the Real Economy - The "Suzhou Enterprise Financing" service supermarket has been established, along with a financing service area for foreign trade enterprises, and products like "Suzhou Employment Support" and "Suzhou Loan" have been launched to stabilize employment and promote consumption [2] - The People's Bank of Suzhou has played a significant role in guiding credit structure through structural monetary policy tools, with 203 billion yuan in new agricultural and small business re-loan quotas secured, leveraging over 80 billion yuan in related loans [1][2]

Core Viewpoint - The provincial financial system has shown a positive trend in financial operations, supporting high-quality economic and social development, with key financial indicators ranking among the top in the country [3][8]. Group 1: Financial Performance and Strategy - In the past year, the provincial financial system actively responded to the directives from the central and provincial governments, focusing on risk prevention, enhanced regulation, and promoting high-quality development [3][8]. - The meeting emphasized the need to seize opportunities from moderately loose monetary policies and effectively utilize structural monetary policy tools to enhance financial service quality [4][9]. Group 2: Focus Areas for 2026 - Key areas of focus for 2026 include expanding domestic demand, stabilizing investment, promoting technological innovation, and supporting industries such as real estate and foreign trade [4][9]. - There will be an increased emphasis on providing credit support to the real economy and strengthening financial support for major strategic initiatives like the integration of the Yangtze River Delta and the establishment of the Shanghai (Yangtze River Delta) Innovation Center [4][9]. Group 3: Risk Management and Regulation - The meeting highlighted the importance of preventing and mitigating risks associated with local small and medium financial institutions, as well as effectively controlling financial risks in key areas [4][9]. - There will be a strong crackdown on illegal financial activities and a comprehensive strengthening of local financial regulation to ensure systemic financial risks are avoided [4][9].

Core Viewpoint - The People's Bank of China emphasizes the importance of supporting financial workers and enhancing their well-being through direct engagement and assistance initiatives [1] Group 1: Financial Institutions Engagement - A慰问组 led by Tao Ling visited various financial institutions in Beijing to express care and greetings to workers, including those facing difficulties and labor models [1] - The group visited specific locations such as Galaxy Securities, PICC, and Construction Bank to understand the operational conditions and services provided to the public [1] Group 2: Worker Support and Welfare - Tao Ling highlighted the need for financial unions to focus on the actual needs of workers and to develop long-term support mechanisms to improve their sense of gain, happiness, and security [1] - The initiative aims to promote the spirit of labor models and craftsmanship, encouraging workers to contribute to the high-quality development of the financial sector [1]

Core Viewpoint - The construction of a financial power is essential for the rise of a nation, as emphasized by Xi Jinping in various meetings, marking it as a strategic goal for China's long-term development [1][2]. Financial System Development - Since the reform and opening up, China's financial industry has evolved from a centralized model to a modern financial system, providing strong support for economic development without major financial crises [2]. - China is recognized as a financial power, with significant indicators such as the largest banking assets and foreign exchange reserves globally, but it still lacks the competitiveness of a financial strong power [2]. Challenges in Financial Competitiveness - The financial sector's inefficiency is evident in three main areas: suboptimal financial function positioning, inadequate service to the real economy, and weak international influence [2][3]. - Historical and systemic reasons contribute to the current lack of competitiveness, including a banking-dominated structure and mismatched institutional supply with market needs [3]. Enhancing Financial-Economic Relationship - Understanding and improving the relationship between finance and the economy is crucial for enhancing competitiveness, as financial services must effectively support real economic development [5][6]. Promoting High-Quality Financial Development - Encouraging competition within the financial sector is essential, with a focus on allowing new entrants and reducing unreasonable restrictions to enhance efficiency [7][8]. - A unified and open financial market is necessary to optimize resource allocation and improve service quality [8]. Adapting Financial Structure - The financial structure must align with economic development strategies, transitioning from a bank-dominated system to a dual-peak model that balances banking and market financing [9][10]. - There is a need to break down barriers preventing long-term capital from entering the market, which can enhance capital market vitality [10]. Financial Sector Opening - High-level financial openness is a characteristic of a financial strong power, requiring alignment with international standards and regulations to enhance competitiveness [11][12]. - Current foreign investment in China's financial sector is low, indicating significant potential for growth and integration into the global market [11]. International Financial Governance - Enhancing international financial governance capabilities is vital for national financial sovereignty, especially in the context of shifting global economic power dynamics [13]. - China must actively participate in international financial governance and promote the internationalization of the Renminbi to strengthen its global financial influence [13].

Core Viewpoint - Xiamen Bank reported preliminary financial data for the year 2025, indicating stable growth in assets and profits, alongside a strong focus on risk management and customer service [1][7][8]. Financial Data and Indicators - Total assets reached CNY 453.10 billion, an increase of 11.11% from the previous year [7] - Total loans and advances amounted to CNY 243.25 billion, up 18.39%, representing a 3.31 percentage point increase in the proportion of total assets [7] - Total liabilities were CNY 418.81 billion, growing by 11.56%, with total deposits at CNY 243.61 billion, a rise of 13.75% [7] - Earnings per share attributable to ordinary shareholders increased to CNY 10.06, reflecting a growth of 3.50% [7] Operating Performance - Operating income for 2025 was CNY 5.86 billion, a year-on-year increase of 1.69% [8] - Net interest income reached CNY 4.19 billion, up 4.66% [8] - Total profit amounted to CNY 2.77 billion, with a net profit of CNY 2.75 billion, reflecting increases of 1.18% and 1.64% respectively [8] Asset Quality - The non-performing loan ratio stood at 0.77%, maintaining a good level of asset quality [9] - The provision coverage ratio was 312.63%, indicating strong risk mitigation capabilities [9]

Core Viewpoint - The article emphasizes the importance of finance in China's modernization and highlights Xi Jinping's significant contributions to financial development during his tenure in Fujian, focusing on the integration of finance with social welfare and production needs [1]. Group 1: Financial Relationship with Production - Xi Jinping's approach during his time in Fujian was to align financial relationships with the needs of production, advocating for practical financial solutions that cater to regional differences in productivity and industry characteristics [2]. - The establishment of Xiamen International Bank as China's first Sino-foreign joint venture bank exemplifies innovative financial organization aimed at addressing infrastructure funding shortages in Xiamen, thereby enhancing local productivity [2]. - Financial relationships were optimized to enhance productivity, with a focus on serving the real economy and addressing social needs, such as implementing microcredit models to support impoverished areas [3]. Group 2: Financial Innovation and Resource Utilization - Xi Jinping's financial strategies emphasized leveraging local resources and characteristics to create a dynamic balance between finance and productivity, promoting a cycle of development that benefits regional economies [4]. - The introduction of the "living timber loan" model addressed the challenges of traditional financial practices by allowing growing timber to be used as collateral, thus facilitating better financial access for forestry [4]. Group 3: Financial Opening and Global Cooperation - The article discusses the significant progress in financial openness in China, including the removal of foreign ownership limits in banking and securities, which has led to a substantial increase in foreign financial institutions operating in China [5]. - The total assets of foreign banks in China reached 3.87 trillion RMB, reflecting the successful integration of international financial practices and the enhancement of domestic financial capabilities [5]. Group 4: Financial Support for Local Development - In Zhangzhou, innovative financial products have been developed to support cross-strait cooperation and local economic growth, with significant financing provided to Taiwanese enterprises [9]. - The total loan balance in Zhangzhou reached 646.08 billion RMB, marking a year-on-year increase of 9.69%, indicating strong financial support for local economic development [9]. Group 5: Financial Services for New Quality Productivity - The focus on developing new quality productivity has led to the introduction of financial policies that support technological innovation and digital transformation in manufacturing, with significant funding allocated for these initiatives [11]. - Over 95% of financial institutions in Zhangzhou have established or restructured digital finance departments, enhancing service delivery through data integration and innovative financial products [11].

Core Viewpoint - The financial industry in China has made significant progress during the "14th Five-Year Plan" period, enhancing its comprehensive strength and improving the quality and efficiency of services to the real economy, while also strengthening risk prevention capabilities [1][6]. Group 1: Financial Development Principles - The "Six Persistences" principle outlined by the 20th National Congress of the Communist Party of China emphasizes the importance of the Party's leadership in financial reform and development [2]. - Financial services should prioritize the people's interests, focusing on high-quality development and supporting the optimization of economic structures [2]. - A combination of effective markets and proactive government is essential for achieving a well-functioning financial system that supports economic growth while managing risks [2]. Group 2: Financial System and Innovation - The financial system, primarily dominated by banks, must adapt to support technological innovation and the development of new productive forces, providing comprehensive financial services throughout the lifecycle of technology enterprises [3][4]. - Banks are encouraged to innovate their services to support technology and emerging industries, ensuring they provide comprehensive financial services tailored to different stages of enterprise development [4]. Group 3: Domestic Market and Consumption - Strengthening the domestic market is crucial for China's modernization, with a focus on expanding domestic demand and improving living standards [5]. - Financial institutions should enhance their support for small and micro enterprises and low-income groups through inclusive finance, thereby stimulating consumption and economic growth [5]. - Optimizing the consumer credit system is necessary to promote consumption while managing risks associated with excessive debt [5]. Group 4: Strategic Importance of Finance - The "15th Five-Year Plan" period is a critical time for China to advance towards a modern socialist state, with the financial sector playing a vital role in supporting national strategies and the real economy [6]. - The financial industry must maintain a commitment to high-quality development and structural reforms to enhance resource allocation and service efficiency [6].