Core Viewpoint - The article emphasizes the significant role of fintech innovations and central bank digital currencies (CBDCs) in transforming payment systems in the digital economy, highlighting their strategic importance for enhancing financial competitiveness and better serving the real economy [2][6]. Group 1: Current Trends and Developments - The digital economy and digital finance are experiencing rapid growth, with technologies such as large models, cloud computing, blockchain, and smart contracts being widely applied [6][7]. - CBDCs are identified as crucial new payment tools that are reshaping both retail and industrial payment systems [6][9]. Group 2: Forum Agenda and Discussions - The forum will feature discussions on the progress of fintech innovations and applications, focusing on the current status, prospects, and challenges of digital technologies in the financial sector [7][9]. - A report on the latest developments and applications of CBDCs will be released during the forum [7][8]. Group 3: Key Speakers and Participants - Notable speakers include Chen Wenhui, former Vice Chairman of the China Banking and Insurance Regulatory Commission, and Mu Changchun, Director of the Digital Currency Research Institute of the People's Bank of China [8][9]. - The forum will also include a roundtable discussion on how CBDCs can support the real economy, addressing new trends and characteristics in trade development [9][10].