金融租赁公司回归本源
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中小公司股权整合 金租加速“回归本源”
Zhong Guo Jing Ying Bao· 2026-02-02 23:25
中经记者 石健 北京报道 1月31日,航天科工金融租赁有限公司(以下简称"航天金租")官方微信发布《关于公司名称变更的公 告》,"航天金租"正式更名为宏泰新航金融租赁有限公司(以下简称"宏泰新航金租")。此外,四川天 府金融租赁股份有限公司(以下简称"天府金租")近期发布股权变更信息。 《中国经营报》记者注意到,进入2026年,中小金租股权变更提速。对此,多位金租行业人士认为,在 监管日趋严格、行业回归本源、市场出清加快的背景下,中小金租公司将进一步通过股权结构、公司治 理等方式,强化对行业本源的回归,以更好服务实体经济。 股权变更公司更名 近期,四川金融监管局发布《关于天府金租变更股权的批复》,同意四川天府银行股份有限公司(以下 简称"四川天府银行")受让四川锐丰投资管理集团有限公司、四川品信汽车集团有限公司、万腾实业集 团有限公司(以下简称"万腾实业集团")、四川南充康达汽车零部件集团有限公司分别持有的天府金租 2.7亿股、1.5亿股、1亿股、8000万股股份。受让后,四川天府银行合计持有四川天府金租9亿股股份, 持股比例为90%。 天眼查平台显示,天府金租成立于2016年12月8日,由四川天府银行发起, ...
严禁低值高估,4.6万亿金融租赁行业监管再升级
Di Yi Cai Jing· 2025-12-08 13:19
Core Viewpoint - The recent issuance of the "Management Measures for Financial Leasing Companies' Financing Leasing Business" aims to systematically and finely regulate the financing leasing business, enhancing risk management and promoting a return to the core leasing business for financial leasing companies [1][2]. Group 1: Regulatory Framework - The new regulations consist of 8 chapters and 68 articles, covering the entire process of financing leasing business, including due diligence, contract execution, and risk management [1]. - The measures are designed to standardize the operations of financial leasing companies, improve service quality, and enhance risk management capabilities [2]. Group 2: Business Transformation - Financial leasing companies are increasingly focusing on direct leasing, with direct leasing assets reaching 640.54 billion yuan, a year-on-year increase of 52.73% [3]. - The industry is experiencing a significant polarization in business scale and direct leasing ratios, with larger firms dominating the market [2][3]. Group 3: Risk Management - The new regulations emphasize the importance of accurately determining the value of leased assets and prohibit practices such as overvaluation [3]. - Financial leasing companies are required to strengthen operational management of leased assets, including regular value reassessments and impairment testing [4]. Group 4: Industry Trends - The number of financial leasing companies has decreased due to mergers, bankruptcies, and license revocations, with 15 companies having total assets exceeding 100 billion yuan [5]. - The regulatory environment is pushing for a reduction in non-equipment-related sale-and-leaseback transactions, aiming for a 15% decrease in their proportion by 2024 [6]. Group 5: Future Outlook - The regulatory changes are expected to lead to a more stable and orderly industry, with weaker companies facing pressure to exit the market [7]. - Overall, the credit risk within the financial leasing industry is considered manageable, with expectations for improved operational quality as companies adapt to the new regulations [7].