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低杠杆、高ROE,金融租赁是胜过银行的商业模式吗?
市值风云· 2025-07-11 10:01
Group 1 - The core viewpoint is that financial leasing, a business model similar to banking, has gained attention in the market due to its low valuation and high dividend yield, making it a core asset for investment [3][4]. - Financial leasing and commercial banks share a similar profit model based on net interest margin from assets and liabilities, heavily relying on financing, with primary risks being credit and liquidity risks [3]. - Since May, the only financial leasing company in the A-share market has experienced a 20% rebound, indicating growing market recognition of this sector [4]. Group 2 - The article suggests that financial leasing can be observed as a viable alternative to traditional banking, providing insights into its operational dynamics and market potential [5].