年会期间，21世纪金融研究院还将重磅发布《2025中国银行业竞争力研究报告》与《中国保险业竞争力 研究报告（2025）》，并同步揭晓"2025年度21世纪金融竞争力优秀案例""2025南财数字金融'先锋'案 例"，为金融行业发展提供极具价值的实践参考与方向指引。 11月22日，我们诚挚邀请各方嘉宾聚首北京，在思想的碰撞中凝聚共识，在深度的探索中破解难题，携 手共绘中国金融业高质量发展的崭新蓝图！ 立足二十周年的里程碑，本届年会以"重塑金融韧性 穿越利率周期"为主题，汇聚监管层代表、金融机 构领军人物及权威专家学者。近五十位重磅嘉宾将通过主题演讲、平行论坛、圆桌对话等多元形式，共 同剖析周期运行规律、探寻行业破局之道、共话金融未来发展。 面对利率波动，如何稳固经营基本盘？怎样以金融活水精准浇灌高水平科技自立自强的沃土？又该如何 破解低利率环境下财富管理的发展难题？针对这些行业核心关切，本届年会在主论坛之外，特别设 置"金融助力高水平科技自立自强""财富管理的低利率之问"两大主题论坛，直击行业痛点，共商解决方 案。 21世纪经济报道记者 张欣 金融是国民经济的血脉,关乎强国建设、民族复兴大局。值此"十五五"规划擘 ...

倒计时3天！第二十届21世纪金融年会来了！ 厚积者远发，蓄硕者用充。作为现代经济的核心，金融业始终与时代同频、与发展共兴，是抵御周期波动、支撑经济高质量发 展的重要力量。恰逢"十五五"规划谋篇布局之年，为凝聚行业共识、探索发展新路径，由南方财经全媒体集团指导、21世纪经 济报道主办的"第二十届21世纪金融年会"将于2025年11月22日在北京举办。 自2006年肇启，"21世纪金融年会"已连续成功举办十九届，并凭借前瞻性的议题设置、高规格的嘉宾阵容与深远的行业洞察， 成长为中国金融领域最具权威性与影响力的年度盛会之一，持续见证并助推中国金融业的变革与升级。 站在二十周年的里程碑上，本届年会将以"重塑金融韧性 穿越利率周期"为主题，特别邀请监管层代表、金融机构领军者、权威 专家学者齐聚一堂，近五十位重磅嘉宾将通过主题演讲、平行论坛、圆桌对话等多元环节，共析周期规律、共探破局路径、共 话行业未来。 如何在利率波动中稳住经营基本盘？如何以金融活水滋养高水平科技自立自强？如何破解财富管理的"低利率"之问？在主论坛 之外，本届年会特设"金融助力高水平科技自立自强"、"财富管理的低利率之问"两场主题论坛，直面行业核心关切 ...

博维斯帕指数收报150454点，涨幅0.61%，盘中最高达15.07万点。今年以来该指数已累计上涨25.08%。 商业美元汇率收于1美元兑5.357雷亚尔，下跌0.42%，为10月以来最低水平。 中新社圣保罗11月3日电 当地时间13日，巴西金融市场延续积极走势。圣保罗证券交易所主要股指博维 斯帕指数(Ibovespa)连续第九个交易日上涨，历史上首次突破15万点。 根据巴西央行发布的《焦点报告》，巴西金融市场将广义消费者价格指数(IPCA)通胀预期从4.56%下调 至4.55%。市场普遍预计，央行货币政策委员会将在本周会议上维持基准利率在年化15%不变。 分析人士认为，高利率有助抑制通胀、稳定汇率，但也限制经济扩张。总体来看，巴西在国际经济不确 定性中展现出金融韧性，预计将在高利差环境下保持温和增长。(完) ...

Core Viewpoint - In 2024, Guiyang Bank demonstrated resilience amidst challenges in the Chinese banking sector, achieving a total asset scale of over 700 billion yuan, a decrease in non-performing loan ratio, and a strong capital adequacy ratio, showcasing its financial robustness [1][2]. Group 1: Steady Growth - As of the end of 2024, Guiyang Bank's total assets reached 705.669 billion yuan, maintaining its position as the largest legal financial institution in Guizhou Province [2]. - The bank added 15.1 billion yuan in new loans during the year, with growth in manufacturing, green finance, and inclusive small and micro loans exceeding the overall average [2]. - Core liabilities (deposits) increased, with savings deposits surpassing 214.5 billion yuan, leading to a 10 basis point reduction in the deposit interest rate year-on-year, thereby strengthening profit margins [2]. Group 2: Risk Management - Guiyang Bank's non-performing loan ratio stood at 1.58%, a slight decrease of 0.01 percentage points from the beginning of the year, with improvements in overdue loan balances and overdue rates [4]. - The provision coverage ratio increased to 257.07%, up by 12.57 percentage points from the start of the year, indicating strong risk management capabilities [4]. - The bank's capital adequacy ratios were robust, with core Tier 1 capital adequacy ratio at 12.94%, Tier 1 capital adequacy ratio at 14.00%, and total capital adequacy ratio at 15.20%, all exceeding regulatory requirements [4]. Group 3: Transformation and Innovation - Guiyang Bank has focused on high-quality development of retail business, with total assets under management (AUM) reaching 271.96 billion yuan and a 12% growth in wealth clients and their AUM [6]. - The bank's "Five Major Articles" strategy has shown initial results, including significant support for technology enterprises and green finance initiatives [7]. - The bank's mobile banking users reached 5.94 million, with total transaction amounts exceeding 228.8 billion yuan during the year [7]. Group 4: Local Commitment - Over 90% of Guiyang Bank's loans were directed towards local projects, with loans in key areas exceeding 160 billion yuan and support for industrial loan growth at 16% [9]. - The bank has implemented measures to reduce interest rates for small and micro enterprises by over 45 basis points, with inclusive agricultural loans growing by 18.11% [10]. - Guiyang Bank's approach reflects a commitment to both large-scale projects and small-scale support, contributing to local economic development [10].