金融黑灰产业

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“法务协商”能让网贷延期吗
Jing Ji Ri Bao· 2025-04-12 22:13
Core Viewpoint - The rise of "legal consultation" scams poses significant risks to consumers, prompting calls for increased awareness and regulatory measures to protect consumer rights [1][2][3] Group 1: Scam Characteristics - "Legal consultation" scams often lure consumers into signing agreements that require high upfront fees, leading to increased debt burdens and potential financial traps [2] - Scammers exploit the urgency of debtors under collection pressure, capitalizing on their lack of knowledge about legitimate processes [2] - The complexity and obscurity of these scams make them difficult to prosecute, as they often involve online channels and virtual identities [2] Group 2: Regulatory Responses - Recent joint statements from financial regulatory bodies emphasize the need for coordinated efforts to address the "agent rights protection" chaos in the financial sector [2] - Financial institutions are enhancing risk warnings and consumer education initiatives to raise awareness about the dangers of illegal agent rights protection [2][3] Group 3: Recommendations for Platforms - Experts suggest that short video platforms should implement mandatory risk warnings for keywords like "legal consultation" and conduct strict screenings to reduce the space for illegal activities [3] - There is a call for increased law enforcement efforts and the use of technology, such as AI, to monitor and combat the spread of illegal financial information [3]