Core Insights - The article highlights the proactive financial support provided by banking institutions in Xinxiang City to facilitate grain procurement during the summer harvest season, ensuring food security and farmer income [1][2][3][4] Group 1: Financial Support Mechanisms - The People's Bank of China Xinxiang Branch has implemented a dual-driven mechanism of "policy first + financial leverage" to support grain security, resulting in a cumulative issuance of re-loans and rediscounts amounting to 1.704 billion yuan since 2025, benefiting 3,241 market entities [1] - Agricultural Development Bank of Xinxiang has mobilized 3 billion yuan in special credit funds for summer grain procurement, while the Agricultural Bank of China Xinxiang has formed 36 specialized service teams to enhance on-ground support [2] - The Industrial and Commercial Bank of China Xinxiang has developed a "grain purchase loan" product, providing 535 million yuan to 307 clients, while the Bank of China Xinxiang has launched comprehensive financing services, issuing 346 million yuan in loans [3] Group 2: Efficiency and Service Quality - The construction bank's Xinxiang branch has established eight specialized service teams in major grain-producing areas, ensuring rapid loan approval and 24-hour disbursement [4] - The Postal Savings Bank of Xinxiang has implemented a management model that includes daily progress reports and cross-departmental collaboration, resulting in the issuance of 570 million yuan in grain purchase loans to 705 farmers [4] - The Henan Rural Commercial Bank has set up "Three Summer" service counters at various branches, reducing loan approval times by an average of 50% and quickly disbursing 410 million yuan in production loans [4]