10月份，长三角地区人民币存款增加406亿元，同比少增498亿元。其中，住户部门存款减少5174亿 元，同比多减3280亿元；非金融企业存款减少2557亿元，同比少减212亿元；财政性存款增加1296亿 元，同比多增100亿元；非银行业金融机构存款增加4931亿元，同比多增567亿元。外币存款增加94亿美 元，同比多增154亿美元。 根据人民银行上海总部发布的数据，10月末，长三角地区本外币各项贷款余额76.07万亿元，同比 增长8.5%，增速较上月末低0.1个百分点；人民币贷款余额75.17万亿元，同比增长8.6%，增速比上月末 低0.1个百分点；外币贷款余额1273亿美元，同比增长2.1%，增速比上月末高4个百分点。 10月份，长三角地区人民币贷款增加263亿元，同比少增721亿元。分部门看，住户部门贷款减少 1285亿元，同比多减1712亿元，其中，短期贷款减少893亿元，中长期贷款减少392亿元；企（事）业单 位贷款增加1033亿元，同比多增837亿元，其中，短期贷款减少637亿元，中长期贷款增加530亿元，票 据融资增加1102亿元；非银行业金融机构贷款增加238亿元，同比多增90亿元。外币贷款增加 ...

存款方面，9月末，长三角地区本外币各项存款余额85.92万亿元，同比增长8.2%，增速较上月末低 0.5个百分点；人民币存款余额83.11万亿元，同比增长7.9%，增速较上月末低0.6个百分点；外币存款余 额3959亿美元，同比增长17.7%，增速比上月末高2.6个百分点。 前三季度，长三角地区人民币存款增加5.9万亿元，同比多增2.01万亿元。其中，住户部门存款增加 3.36万亿元，同比多增3495亿元；非金融企业存款增加7553亿元，同比多增1.55万亿元；财政性存款增 加3302亿元，同比多增999亿元；非银行业金融机构存款增加1.1万亿元，同比少增1327亿元。9月份， 人民币存款增加8109亿元，同比少增3306亿元。 前三季度，外币存款增加618亿美元，同比多增505亿美元。9月份，外币存款减少5亿美元，同比少 减74亿美元。 根据中国人民银行上海总部发布的数据，9月末，长三角地区本外币各项贷款余额76.03万亿元，同 比增长8.6%，增速较上月末低0.1个百分点；人民币贷款余额75.14万亿元，同比增长8.7%，增速比上月 末低0.2个百分点；外币贷款余额1249亿美元，同比下降1.9%，增速比 ...

Core Insights - The total loan balance in the Yangtze River Delta region reached 75.43 trillion yuan at the end of August, with a year-on-year growth of 8.7%, which is a decrease of 0.3 percentage points compared to the previous month [1] - The balance of RMB loans was 74.56 trillion yuan, showing a year-on-year increase of 8.9%, down 0.4 percentage points from the previous month [1] - Foreign currency loans amounted to 122.4 billion USD, reflecting a year-on-year decline of 6.3%, but the growth rate increased by 4.1 percentage points compared to the previous month [1] Loan Analysis - In August, RMB loans increased by 110.8 billion yuan, which is 253.6 billion yuan less than the same month last year [1] - Household sector loans rose by 2.3 billion yuan, which is a decrease of 69.6 billion yuan year-on-year; short-term loans decreased by 2.4 billion yuan while medium to long-term loans increased by 4.6 billion yuan [1] - Corporate loans increased by 120 billion yuan, which is 161.2 billion yuan less than the same month last year; short-term loans increased by 30.5 billion yuan while medium to long-term loans rose by 113 billion yuan [1] - Non-bank financial institution loans decreased by 14.8 billion yuan, which is a larger decline of 13 billion yuan year-on-year [1] - Foreign currency loans increased by 2 billion USD, which is an increase of 5.8 billion USD year-on-year [1] Deposit Analysis - The total deposit balance in the Yangtze River Delta region reached 85.11 trillion yuan at the end of August, with a year-on-year growth of 8.7%, which is an increase of 0.2 percentage points compared to the previous month [1] - The balance of RMB deposits was 82.3 trillion yuan, showing a year-on-year increase of 8.5%, up 0.3 percentage points from the previous month [1] - Foreign currency deposits amounted to 39.64 billion USD, reflecting a year-on-year growth of 15.1%, but the growth rate decreased by 1.5 percentage points compared to the previous month [1] Monthly Deposit Changes - In August, RMB deposits increased by 489.1 billion yuan, which is 193.2 billion yuan more than the same month last year [2] - Household sector deposits rose by 23.6 billion yuan, which is a decrease of 154 billion yuan year-on-year [2] - Non-financial enterprise deposits increased by 21.3 billion yuan, which is an increase of 19 billion yuan year-on-year [2] - Fiscal deposits decreased by 5.2 billion yuan, which is a larger decline of 80.9 billion yuan year-on-year [2] - Non-bank financial institution deposits increased by 360.1 billion yuan, which is an increase of 307.9 billion yuan year-on-year [2] - Foreign currency deposits increased by 4.8 billion USD, which is a decrease of 3.8 billion USD year-on-year [2]