Core Viewpoint - Recent fluctuations in international gold prices have led multiple commercial banks to raise the minimum investment amounts for gold accumulation services, reflecting an industry response to escalating market risks [1] Group 1: Changes in Investment Thresholds - Several banks have increased the minimum investment amounts for gold accumulation services, with some banks raising the threshold to over 1,000 yuan [1] - The highest increase in minimum investment amounts observed is nearly 20% [1] - Ping An Bank has raised the minimum investment for its gold accumulation service from 900 yuan to 1,100 yuan [1] - Industrial Bank has adjusted the minimum investment for its gold accumulation services from 1,000 yuan to 1,200 yuan [1] - Industrial and Commercial Bank of China has increased the minimum investment for its gold accumulation service from 850 yuan to 1,000 yuan [1] Group 2: Market Response and Trends - In addition to raising minimum investment amounts, some banks are adjusting their accumulation plans to be based on fluctuating gold prices [1] - These changes are seen as a shift in the participation dynamics for ordinary investors in response to market volatility [1]