Group 1 - The core viewpoint of the news is the introduction of a new model in the prepaid consumption sector by Meituan, which aims to address the issue of merchants disappearing after receiving prepaid payments, providing consumers with a safety net through advance compensation for losses [1][2] - Meituan has launched the "Anxin Consumption" series of prepaid products in three key sectors: education and training, sports and fitness, and beauty and hairdressing, ensuring that consumers are compensated in case of merchant default [1][2] - The new products utilize an "online ordering, per session/month redemption" model to alleviate the difficulties consumers face in obtaining refunds, with specific offerings like "runaway compensation" for fitness services and flexible refund options for educational courses [1][2] Group 2 - The Beijing Municipal Market Supervision Bureau has implemented the "Beijing Single-Use Prepaid Card Management Regulations" to enhance the regulation of prepaid funds across various industries, including education, culture, technology, business, and sports [2] - The market supervision department, in collaboration with consumer associations, is exploring new market-driven solutions to ensure the safety of consumer funds in prepaid consumption, encouraging platform companies to take social responsibility [2] - Consumers are advised to purchase prepaid products according to their needs and to avoid large amounts or long-term prepaid services, emphasizing the importance of clearly defined refund terms in written contracts [2]