安心消费系列预付产品

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北京日报社区小板报 | 地坛书市、天桥夜市,周末有吃还有玩
Bei Jing Ri Bao Ke Hu Duan· 2025-09-14 06:01
Group 1 - The "I and the Temple of Earth" Beijing Book Fair is taking place from September 12 to September 22, 2025, at the Temple of Earth Park, featuring book sales, author signings, and cultural activities [3] - The 2025 Beijing Miyun Grape Wine Culture Festival opened on September 12 at Zhangyu Aifei Castle, offering various themed activities and marking the start of the grape picking season [5] - The "I Show My Skills at the Tianqiao" outdoor cultural night market opened on September 12, featuring performances from university artists and local delicacies, running for ten days [7] Group 2 - The launch of the "Anxin Consumption" model by Meituan on September 12 aims to address issues related to prepaid consumption, providing consumer protection in case of merchant defaults [17]
门店跑路 平台先赔
Bei Jing Ri Bao Ke Hu Duan· 2025-09-12 20:53
本报讯(记者 张楠 实习生 曾沁沂)破解预付式消费"商家跑路"难题有了新对策。记者从北京市消费者 协会了解到,昨天,首个预付式消费领域平台经济新模式落地,美团平台首次在教育培训、运动健身、 美容美发三大领域,推出"安心消费"系列预付产品,一旦遇门店跑路,平台将对消费者损失先行赔付。 记者体验 以"剩余天数" 计赔偿金额 记者分别登录美团和大众点评App,输入"跑路赔"等关键词后,手机页面上列出了一系列带有"跑路 赔"标签的商户。记者随机选择了一家位于四道口的健身工作室,只见商铺主页上标有"跑路赔 线上买· 全程保"字样的标签。用户服务保障说明提示,当门店跑路无法继续履约,且无赔付能力,用户可以进 行举证,平台将及时核实情况并向用户赔付。 记者注意到,平台还对赔偿金额进行了特别说明,"赔偿金额=团购当期服务剩余天数/当前服务总天数* 团购实付金额",其中"剩余天数"指"当期服务到期日-门店跑路日+1"。比如,用户如果在美团或大众点 评平台购买一张300元健身月卡,在1月1日核销,月卡到期日为30日,门店在15日失联并确认跑路,根 据计算,剩余天数应为16天,赔付金额为160元。 昨天,本市举行"安心消费在北京 ...
预付式消费门店跑路平台先赔,北京首推第三方平台“安心消费”模式
Bei Jing Ri Bao Ke Hu Duan· 2025-09-12 07:21
Core Viewpoint - The introduction of the "Anxin Consumption Series" prepaid consumption model by Meituan aims to address the issue of merchants disappearing after consumers have made advance payments, providing a safety net for consumers in Beijing [1][4]. Group 1: Product Launch and Features - Meituan has launched the "Anxin Consumption Series" prepaid products in three sectors: education training, sports fitness, and beauty services, ensuring consumer protection against merchant defaults [4]. - The products utilize an "online ordering, per session/month redemption" model to alleviate refund difficulties for consumers [4]. - Specific offerings include "runaway compensation" for sports fitness, "Anxin Study" session cards for education, and redeemable session cards for various service sectors like foot massage and beauty [4][10]. Group 2: Compensation Mechanism - In the event of a merchant's disappearance, Meituan will compensate consumers for their losses, calculated based on the remaining service days relative to the total service days [8]. - For example, if a consumer purchases a 300 yuan fitness monthly card and the merchant disappears halfway through the month, the compensation would be 160 yuan based on the remaining days [8]. Group 3: Regulatory Context and Consumer Guidance - The Beijing Municipal Market Supervision Bureau has noted frequent issues in the prepaid consumption sector, prompting the establishment of regulations to enhance fund supervision and protect consumer rights [10]. - The initiative encourages platform companies to take social responsibility and develop mechanisms for online prepaid purchases, dispute resolution, and advance compensation [10]. - Consumers are advised to be cautious of merchants' verbal promises and to avoid large or long-term prepaid purchases, ensuring clear terms in written contracts [10].