Group 1 - The "I and the Temple of Earth" Beijing Book Fair is taking place from September 12 to September 22, 2025, at the Temple of Earth Park, featuring book sales, author signings, and cultural activities [3] - The 2025 Beijing Miyun Grape Wine Culture Festival opened on September 12 at Zhangyu Aifei Castle, offering various themed activities and marking the start of the grape picking season [5] - The "I Show My Skills at the Tianqiao" outdoor cultural night market opened on September 12, featuring performances from university artists and local delicacies, running for ten days [7] Group 2 - The launch of the "Anxin Consumption" model by Meituan on September 12 aims to address issues related to prepaid consumption, providing consumer protection in case of merchant defaults [17]

Group 1 - The core viewpoint of the news is the introduction of a new model in the prepaid consumption sector by Meituan, which aims to address the issue of merchants disappearing after receiving prepaid payments, providing consumers with a safety net through advance compensation for losses [1][2] - Meituan has launched the "Anxin Consumption" series of prepaid products in three key sectors: education and training, sports and fitness, and beauty and hairdressing, ensuring that consumers are compensated in case of merchant default [1][2] - The new products utilize an "online ordering, per session/month redemption" model to alleviate the difficulties consumers face in obtaining refunds, with specific offerings like "runaway compensation" for fitness services and flexible refund options for educational courses [1][2] Group 2 - The Beijing Municipal Market Supervision Bureau has implemented the "Beijing Single-Use Prepaid Card Management Regulations" to enhance the regulation of prepaid funds across various industries, including education, culture, technology, business, and sports [2] - The market supervision department, in collaboration with consumer associations, is exploring new market-driven solutions to ensure the safety of consumer funds in prepaid consumption, encouraging platform companies to take social responsibility [2] - Consumers are advised to purchase prepaid products according to their needs and to avoid large amounts or long-term prepaid services, emphasizing the importance of clearly defined refund terms in written contracts [2]

Core Viewpoint - The introduction of the "Anxin Consumption Series" prepaid consumption model by Meituan aims to address the issue of merchants disappearing after consumers have made advance payments, providing a safety net for consumers in Beijing [1][4]. Group 1: Product Launch and Features - Meituan has launched the "Anxin Consumption Series" prepaid products in three sectors: education training, sports fitness, and beauty services, ensuring consumer protection against merchant defaults [4]. - The products utilize an "online ordering, per session/month redemption" model to alleviate refund difficulties for consumers [4]. - Specific offerings include "runaway compensation" for sports fitness, "Anxin Study" session cards for education, and redeemable session cards for various service sectors like foot massage and beauty [4][10]. Group 2: Compensation Mechanism - In the event of a merchant's disappearance, Meituan will compensate consumers for their losses, calculated based on the remaining service days relative to the total service days [8]. - For example, if a consumer purchases a 300 yuan fitness monthly card and the merchant disappears halfway through the month, the compensation would be 160 yuan based on the remaining days [8]. Group 3: Regulatory Context and Consumer Guidance - The Beijing Municipal Market Supervision Bureau has noted frequent issues in the prepaid consumption sector, prompting the establishment of regulations to enhance fund supervision and protect consumer rights [10]. - The initiative encourages platform companies to take social responsibility and develop mechanisms for online prepaid purchases, dispute resolution, and advance compensation [10]. - Consumers are advised to be cautious of merchants' verbal promises and to avoid large or long-term prepaid purchases, ensuring clear terms in written contracts [10].