Workflow
高赔付风险车险投保难
icon
Search documents
助力破解“投保难” 燃油营运车上线“车险好投保”平台
Core Viewpoint - The Financial Regulatory Administration has included high-compensation risk fuel-operated vehicles in the "Car Insurance Good to Insure" platform, providing new insurance options for vehicle owners and addressing the issue of "difficulties in insurance coverage" [1][2]. Group 1: Platform Development - The "Car Insurance Good to Insure" platform was established in January this year, facilitating the insurance of high-compensation risk new energy vehicles, with over 1.1 million new energy vehicles insured, providing risk coverage exceeding 1.1 trillion yuan [1]. - The platform has now added an entry for high-compensation risk fuel-operated vehicles, specifically targeting the insurance difficulties faced by these vehicles [1][2]. Group 2: Targeted Vehicle Types - The newly included vehicles in the platform are fuel-operated vehicles used for rental (including ride-hailing), commercial passenger transport, commercial freight, and non-commercial freight [2]. - Vehicle owners in the specified categories can access insurance through the platform, with insurance companies required to provide coverage without refusal [2]. Group 3: Insurance Company Participation - Insurance companies are participating in a high-compensation risk sharing mechanism based on market-oriented and legal principles, with 11 initial property insurance companies successfully completing previous coverage tasks [2]. - The platform will gradually onboard additional property insurance companies to enhance service availability [2]. Group 4: Future Plans - The Financial Regulatory Administration will guide the establishment of a regular monitoring mechanism to ensure the platform operates safely and stably, continuously improving service quality [3].