专题：中国社会科学院社会保障论坛暨《中国养老金发展报告2025》发布式 专题：中国社会科学院社会保障论坛暨《中国养老金发展报告2025》发布式 12月6日金融一线消息，中国社会科学院社会保障论坛暨《中国养老金发展报告2025》发布会今日召 开，泰康之家经营管理有限公司市场企划部政策市场研究总监刘方涛出席并参加圆桌论坛。 谈及怎么购买养老服务、财富怎么全周期管理，刘方涛提出四大维度。 第一是年龄维度。不同年龄段人的需求点不一样，资产配置随着年龄会有策略性的选择，可能需要专业 机构给予建议，但是并不是人人都请得起专业机构取得建议的，通过智能投顾或者AI规划都可以做 到，通过AI选择的方式，这种效率是最高的，不同的年龄段有不同的侧重、风险偏好和选择。 第二个维度是产品维度，从单一产品走向多元化，不解决卡点，很多的政策是突破不了的，政策突破不 了产品就出不来，产品出不来就没有吸引力、没有高收益。 第三个是时间维度，女性平均寿命北京可能超过90岁，需要结合风险意识，考虑到全周期不同阶段的最 优选择。 第四是专业维度，教育、认知需要周期性教育，但是可能会通过智能投顾平台，通过智能化的大树法 则，在一定程度上弥补个人专业或 ...

Core Viewpoint - Shihezi City is emerging as a national-level innovation hub, leveraging its strategic platforms and rich resources to drive technological advancements and economic growth in Xinjiang [1][2][3] Group 1: Innovation and Development - Shihezi City is recognized as a national-level innovative pilot city, hosting significant strategic platforms such as the Wuchang-Shi National Independent Innovation Demonstration Zone and the Silk Road Economic Belt Innovation-Driven Development Experimental Zone [1] - The city has established itself as a gathering area for agricultural technology, high-tech industries, and emerging industries, with 18 research institutions and numerous national and provincial innovation platforms [1][2] - Shihezi has 113 high-tech enterprises and 174 technology-based SMEs, showcasing continuous innovation vitality [2] Group 2: Achievements and Recognition - The city has received multiple awards for its technological advancements, including six second-class National Science and Technology Progress Awards and over 100 provincial awards [2] - Shihezi High-tech Zone has been selected as a pilot city for "Science and Technology Innovation China" and has received accolades as a national advanced county (city) for scientific progress [2] Group 3: Green Energy and Agriculture - The "Photovoltaic + Sand Control and Ecological Agriculture" project by China New Energy Group integrates ecological and economic benefits, expected to generate approximately 150 million kWh of green electricity annually and reduce carbon emissions by about 78,000 tons [2] - The Xinjiang Tianye Group's modern water-saving agricultural demonstration base utilizes smart technology and data platforms to enhance agricultural efficiency, addressing challenges in saline-alkali land cultivation [3] Group 4: Policy Support and Talent Development - Shihezi City has implemented supportive policies for technological innovation, including a maximum reward of 5 million yuan for technology transformation projects and a 1 billion yuan industrial fund to support leading enterprises [3] - The city is enhancing talent recruitment efforts by establishing special funds and providing green channels for education and medical services for innovative talents [3]