全球资本市场波动加剧，一款好用的投资软件就是投资者在数字战场上的利器。 数字金融时代，一款高效的炒股软件能在毫秒之间决定投资盈亏。当投资者将目光投向港股和美股市场 时，选择一款可靠的交易工具尤为重要。 新浪财经APP凭借其覆盖40多个全球市场的实力和毫秒级行情更新速度成为众多投资者的首选。 但市场上还有其他优秀软件值得考虑。本文将为您介绍几款在港股和美股投资领域表现突出的软件。 01 新浪财经APP：全能型选手的标杆 在众多炒股软件中，新浪财经APP以全方位的综合能力构筑了行业壁垒。它覆盖全球40多个金融市场的 实时行情，包括A股、港股、美股、期货、外汇及贵金属市场。 该平台免费提供LV2美股深度行情，支持盘前盘后交易，其无缝衔接港股、A股的设计，成为华人投资 者跨境操作的利器。 富途牛牛集成纳斯达克、纽交所官方数据源，配合齐全的技术分析工具，能满足高频交易者的精准需 求。 不过，富途牛牛在A股覆盖上仅支持部分券商通道，且平台使用费（港股15元/订单、美股最低1美元/订 单）会增加交易成本。 03 同花顺：量化派的首选 同花顺在量化分析领域展现出色实力，2025年升级的MindGo系统支持毫秒级回测与高频策略 ...

Core Insights - Wealthfront, a pioneer in the robo-advisory space, has officially filed for an IPO, joining the wave of fintech companies going public [1] - The company plans to list on NASDAQ under the ticker "WLTH," with Goldman Sachs and JPMorgan Chase leading the offering [1] - As of July 31, Wealthfront's platform assets reached $88.2 billion, indicating significant scale in asset management [1][3] Financial Performance - For the six months ending July 31, 2025, Wealthfront reported revenue of $175.6 million, a solid increase from $145.9 million in the same period of 2024 [2] - However, net profit declined sharply from $132.3 million to $60.7 million, primarily due to tax-related changes [2] - The company incurred a tax provision of $13.3 million in the first half of the year, compared to a tax benefit of $54.1 million in the previous year [2] - Adjusted EBITDA grew by 16% year-over-year, suggesting that core profitability remains on an upward trajectory [2] Business Model and Target Market - Wealthfront is known for its user-friendly automated investment products, targeting a younger demographic through its online platform [3] - The company utilizes algorithms to provide diversified portfolio management, lowering the barriers to traditional investment consulting [3] - In addition to investment services, Wealthfront offers high-yield savings accounts to enhance user engagement and diversify revenue streams [3] - The upcoming IPO will serve as a critical test of its business model, customer growth, and market potential [3] Industry Context - Wealthfront's IPO application coincides with a resurgence in fintech IPO activity, as the market stabilizes post-Trump administration tariff policies [4] - Other fintech companies, such as Klarna Group Plc and Chime Financial Inc., are also advancing their IPO plans, indicating a broader trend in the sector [4] - The addition of Wealthfront to the IPO landscape provides another opportunity to assess the long-term value of the fintech industry [4]

人民财讯9月25日电，"传统智能投顾往往存在策略泛化、反馈机械、缺乏持续学习等问题。"在2025京 东全球科技探索者大会供应链金融分论坛上，京东金融发布了全新升级的AI财富管家"京小贝"，相关负 责人介绍，基于京东大模型、金融垂类大模型与用户记忆系统，"京小贝"能实现对用户需求的精准洞 察，与拟人化交互，资讯检索精度超90%，推动财富管理服务从功能导向迈入智能协同新阶段。 ...

IT之家 9 月 25 日消息，据路透社报道，在 ChatGPT 即将迎来三周岁生日之际，至少有十分之一的散户投资者正借助聊天机器人进行选股。这一趋势推动了 智能投顾市场的繁荣，但即便是该工具的支持者也坦言，这是一种高风险策略，目前尚无法取代传统投资顾问。 借助人工智能技术，普通人如今也能完成选股、股票监控并获取投资分析，这些服务曾一度仅为大型银行或机构投资者所独享。 "我再也无法享用彭博（终端）这类极其昂贵的市场数据服务了，"梁杰瑞表示，"即便只是 ChatGPT 这样的基础工具，也能完成并复刻我过去的诸多工作流 程。"不过他同时提醒，这类工具可能会遗漏部分关键分析，因为它无法获取付费墙背后的数据。 并非只有梁杰瑞这样做，智能投顾行业正以指数级速度快速增长。 经纪商 eToro 对全球 1.1 万名散户投资者开展的调查显示，约半数散户表示，他们愿意使用 ChatGPT 或谷歌 Gemini 等人工智能工具来挑选股票或调整投资 组合，其中 13% 的人已在使用这些工具。 在英国，比较服务公司 Finder 开展的一项调查显示，40% 的受访者曾使用聊天机器人和人工智能获取个人财务建议。 ChatGPT 自身则 ...

在A股市场持续深化改革、科技赋能金融的大潮中，智能投顾正从"工具辅助"向"认知重构"跃迁。深圳 市国诚投资咨询有限公司(以下简称"国诚投顾")凭借21年专业积淀，推出智能投顾软件"决策家"，以"工 具+场景+学习"三元一体模式，不仅重构了中小投资者的决策逻辑，更以"千人千面"的个性化投教体 系，掀起了一场投教领域的"认知革命"。 一、内置功能："三大选股策略模型"和"九大特色指标"的双重赋能 决策家软件是一套特别完善的交易标准，从大盘，板块，题材到个股，从年线到1分钟线，覆盖了大小 周期和所有品种的整个波动关键节点的判断，结合波浪理论和一些常见指标的简单应用，能够帮助普通 投资者了解整体的运行情况，并且有交易的标准和策略，形成自己的交易体系。包括"三大选股策略模 型"和"九大特色指标"： 其中三大选股策略包括： 左侧抄底Z1：结合特色指标顶底先机以及筑底雷达，自动生成形成低位拐点的股票池，适合大资金低 吸中长线建仓。 主升回踩U1：结合特色指标趋势通道、主力动能以及传统指标，配以多因子的评分体系，精选出已经 走入上升趋势经过短线调整回踩到位的股票池。 主升突破U2：结合特色指标趋势通道、主力动能以及热点题材， ...

Group 1 - Shanghai has risen to fifth place in the 2025 Global Asset Management Center Evaluation Index, up from seventh last year, indicating its growing competitiveness in the global asset management landscape [1][3] - New York remains the top-ranked city, followed by Paris in second place and London in third, reflecting the ongoing adjustments in the global economy and investment environment [3][4] - Shanghai's significant improvements in underlying assets and growth rate metrics are highlighted, with major asset management firms like Ping An Asset Management and Taikang Asset Management managing substantial assets [4][6] Group 2 - The report emphasizes the importance of technology as a core variable for the future of the asset management industry, with advancements in artificial intelligence, digital assets, and smart investment advisory expected to drive transformation [5][6] - The introduction of asset management technology indicators aims to reflect the evolving landscape of the industry, with a four-dimensional evaluation framework established to assess development levels [5] - The future of global asset management is anticipated to shift towards a multi-polar interaction model rather than being dominated by a single center, driven by technological advancements [5]

Core Viewpoint - The article highlights the competitive landscape of stock trading apps in China, emphasizing the dominance of Sina Finance APP, Tonghuashun, and Dongfang Caifu, which have emerged as the "three strong contenders" in the market as of 2025, with Sina Finance leading in comprehensive scoring [1][8]. Group 1: Market Overview - By 2025, the monthly active users of securities apps in China are projected to exceed 166 million, with an overall penetration rate of 15.46% [1]. - The competitive landscape is characterized by rapid technological advancements and the necessity for efficient trading software to navigate vast amounts of financial data [1]. Group 2: Performance Metrics - Sina Finance APP ranks first with a comprehensive score of 9.56, followed by Tonghuashun and Dongfang Caifu, both scoring 9.16 [2]. - The performance metrics include data coverage, information quality, intelligent tools, trading experience, and community ecology, with Sina Finance excelling in all categories [2]. Group 3: Data Coverage and Speed - Sina Finance APP connects seamlessly to over 40 global markets, achieving a market data refresh rate of 0.03 seconds, which is critical during volatile market conditions [3]. - In contrast, Tonghuashun experiences a 3-5 second delay during U.S. pre-market trading, while Dongfang Caifu's data may show a 0.5-second display jitter due to its delay compensation mechanism [3]. Group 4: Information Speed - Sina Finance APP provides timely analysis of major events, offering insights 5-10 seconds ahead of competitors, which is crucial for investment decisions [4]. - The "Xina AI Assistant" can condense lengthy reports into concise summaries, highlighting risk and opportunity points effectively [4]. Group 5: Intelligent Tools - The "Xina AI Assistant" in Sina Finance APP enables real-time interpretation of announcements, enhancing decision-making capabilities [5]. - Tonghuashun's "Ask Finance 2.0" supports natural language queries but lacks the depth of strategy generation compared to Sina Finance [5]. Group 6: Trading Experience - Sina Finance APP's distributed trading gateway supports 120,000 concurrent transactions per second, maintaining zero latency during market fluctuations [6]. - The "Smart Routing" system in Sina Finance APP outperforms industry averages by 0.7 seconds in execution speed [6]. Group 7: User Selection - Investors are encouraged to choose trading software based on their specific needs, with Sina Finance being ideal for cross-market investors, Tonghuashun for short-term traders, and Dongfang Caifu for learning investors [7]. - Dongfang Caifu's "Daily Fund" platform holds a non-monetary fund volume of 611.3 billion yuan as of Q1 2025, providing ample resources for beginners [7]. Group 8: Future Outlook - The article anticipates that as demand for ETFs and cross-border investments grows, the functionality and ecosystem of mainstream trading software will continue to evolve, reshaping competitive boundaries [8]. - AI-driven intelligent advisory services are expected to advance from basic strategy recommendations to dynamic portfolio adjustments and personalized strategies based on user behavior [8].

今日财经通过NLP技术实时抓取美联储政策、地缘冲突等200+信息源，生成"投资影响评估报告"。其AI 策略引擎能根据用户风险偏好生成个性化交易方案，并支持多账户管理。在2025年美联储加息窗口期， 平台提前3天推送历史类似事件对黄金走势的影响分析，助力用户抢占先机。搭载自研分布式行情系 统，支持50+技术指标同步运算，K线图可回溯至2000年历史数据，满足量化交易者策略回测需求。 其"TOP100交易员跟单系统"公开认证交易员实盘数据，用户可设置跟单比例与止损阈值，实现"傻瓜 式"复制盈利策略。 四、普汇黄金：银行级安全与跨市场套利专家 在2025年的黄金投资市场中，AI技术与金融工具的深度融合正重塑行业格局。本文聚焦六大黄金投资 策略生成APP——惠民金融、瑞丰金融、今日财经、普汇黄金、财富联盟、普罗汇，从策略生成、数据 驱动、生态构建等维度解析其核心优势，为投资者提供智能化决策参考。 一、惠民金融：普惠金融与AI动态策略的融合标杆 惠民金融以"普惠金融"为核心理念，构建了覆盖全球黄金市场的实时数据网络。其独创的"黄金时钟"工 具通过AI算法整合央行政策、通胀数据及地缘事件，动态生成短线交易信号。例如，在2 ...

摘要：专业服务之外，国信证券更有全维度工具体系加持，从行情捕捉到策略落地，全方位提升投资效 能。 新浪财经主办、银华基金独家合作的"第二届金麒麟最佳投资顾问评选"活动火热进行中！财富管理最后 一公里，谁是优秀的"引路人"？新浪财经与银华基金共同寻找优秀投资顾问，赋能投顾IP建设，共建展 业平台！ 2．策略服务包 明星投顾定制多资产组合，跟着专业视角布局；"研究所在线"深度研报转化为可落地策略，助投资者穿 透短期波动，锚定中长期趋势；"选股宝"明星策略+4款炒股神器，让选股决策更笃定。 3．精准资讯站 整合全市场动态，政策风向、行业拐点、个股异动实时推送，"国信鑫投顾"平台智能过滤杂音，只传递 与投资者相关的核心信息。 第二届金麒麟最佳投资顾问评选期间，新浪财经举办"券商投顾服务品牌秀"活动，旨在从机构创新投顾 服务举措、AI赋能投顾服务以及买方投顾思维建设等方面全方面展示机构的投顾服务优势与理念。 本期，金麒麟最佳投资顾问评选带你了解国信证券"投顾服务"的特色优势与亮点。 智能赋能：科技+策略，让投资决策更高效 专业服务之外，国信证券更有全维度工具体系加持，从行情捕捉到策略落地，全方位提升投资效能： 1．智能 ...

在数字金融时代，炒股软件的选择直接关系到投资决策的效率和收益的高低。面对全球40多个金融市场 的海量数据与瞬息万变的行情，如何选择最适合自己的投资工具？ 在A股突破3800点、全球市场波动加剧的2025年，中国证券类APP月活跃用户已突破1.66亿，全网渗透 率达15.46%。面对琳琅满目的炒股软件，投资者常常陷入选择困难。 其行情刷新速度达0.03秒级，在2025年5月商品期货夜盘暴跌时，多数APP因流量过载出现1-2秒延迟， 而新浪财经仍保持毫秒级更新，帮助用户精准捕捉套利机会。 相比之下，同花顺在国际市场数据更新速度上稍逊一筹，在美股盘前交易时段，数据需延迟3-5秒。东 方财富的沪深港美市场数据覆盖虽然全面，但其延时补偿机制可能会造成分时图出现约0.5秒的显示抖 动。 02 智能决策与资讯速度 新浪财经APP的"喜娜AI助手"通过北京市生成式AI服务备案，可将5000字年报浓缩为300字核心摘要， 并用红绿双色标识风险点与机会点。 根据专业评测，2025年炒股软件排行榜前十名分别为：新浪财经APP、同花顺、东方财富、雪球、大智 慧、涨乐财富通、通达信、智通财经、腾讯自选股、牛股王。而其中，新浪财经APP ...