AI资产入表和金融化时代模态

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专家热议数智金融助力高质量发展——清华五道口在第14届广州金交会上成功举办主旨会议
清华金融评论· 2025-06-29 10:35
Core Viewpoint - The conference focused on "New Industries, New Technologies, New Models, New Dynamics - Digital Finance Supporting High-Quality Development," emphasizing the role of digital finance in enhancing economic resilience and innovation [1][4][39]. Group 1: Keynote Speeches - Zhang Wei highlighted that high-quality development is essential for China's modernization, advocating for the integration of technology and finance to reduce costs and enhance financial services [4][3]. - Ouyang Weimin discussed how digital finance has improved the quality of financial services for enterprises, particularly in supporting innovative companies through tailored financial products and services [6][3]. - Wang Zhongmin identified three new modalities in the AI era: open-source models, service-oriented models, and the financialization of AI assets, indicating a transformative shift in the financial landscape [7][3]. Group 2: High-End Dialogue - The dialogue emphasized the synergy between digital finance and industry as a driving force for high-quality development, addressing challenges like data silos and risk-sharing [10]. Group 3: Thematic Presentations - Bei Duoguang stressed the importance of inclusive finance, advocating for a comprehensive service system that supports various financial needs beyond just credit [11][12]. - Bu Xiangrui pointed out the advantages of financial arbitration in resolving disputes efficiently, highlighting the role of the Guangzhou Arbitration Commission in promoting financial market health [14]. - Qiu Yanbing emphasized the need for legislation on stablecoins to enhance the efficiency of the financial ecosystem and reshape international financial dynamics [16]. - Wang Jie connected industrial mergers and acquisitions with development opportunities, stressing the importance of policy support and financial empowerment [18]. - Li Min noted that mergers and acquisitions are crucial for addressing market saturation and achieving financing goals, emphasizing a long-term strategic approach [20]. Group 4: Roundtable Discussion - Gu Yukuang indicated that the success of high-end medical insurance relies on service and operational capabilities, advocating for a robust network of direct payment hospitals [21][23]. - Zhou Qing highlighted the need for product upgrades and innovations in commercial health insurance to meet rising consumer demands and improve coverage [25]. - Zhang Yaohui discussed the role of mutual insurance as a connector between social security and commercial insurance, emphasizing its importance in the evolving healthcare landscape [26][27]. - Yang Liye pointed out the shift in life insurance companies towards health management, advocating for a focus on mid-to-high-end medical services [28]. - Lang Lili emphasized the need for commercial insurance to effectively integrate with social insurance, enhancing the overall healthcare payment system [31].