Since the 2008 financial crisis, U.S. bank failures have become relatively rare — but they haven’t disappeared. The Federal Deposit Insurance Corporation (FDIC) maintains a detailed record of every bank that has closed its doors. The following is a look at bank failures from 2015 through 2025, offering a snapshot of how stability within the banking industry has evolved over the past decade. What does it mean when a bank fails? A bank failure occurs when a bank is closed by a federal or state regulatory ...

Certificates of deposit (CDs) are a popular type of deposit account for savers looking to protect their money from market risk and inflation. CDs allow you to deposit money at a fixed interest rate for a specific period and often come with higher rates than many savings accounts. CDs are considered low-risk because the interest rate is fixed for the entire term, and the principal balance can’t lose money — in most cases. That said, CDs can lose money in certain rare situations. So before you put your money ...