POWERING FORWARD DECEMBER 15, 2025 – INVESTOR PRESENTATION 1 Cautionary Statement This document has been prepared by WSP Global Inc. ("WSP" or the "Corporation") solely for information purposes. Prospectus Information A final base shelf prospectus of WSP dated August 8, 2024, containing important information relating to the securities described in this document has been filed with the securities regulatory authorities in each of the provinces and territories of Canada. A copy of the final base shelf prospec ...

Core Insights - Linamar Corporation has completed the acquisition of select Aludyne North America assets for $300 million USD, initially announced on October 9, 2025 [1][2] - The acquisition enhances Linamar's Structures and Chassis business by adding capabilities in aluminum casting, precision machining, and product design, aligning with its strategic focus on propulsion-agnostic structural components [2][3] - The integration of Aludyne's facilities into Linamar's Structures Group is expected to optimize business operations and support key customer needs [4][3] Company Overview - Linamar Corporation is a diversified advanced manufacturing company that combines leading-edge technology with deep manufacturing expertise, serving various industries including Mobility, Agricultural, MedTech, Water, Power, Defense, and Robotics [5] - The company operates over 75 manufacturing locations, 17 R&D centers, and 31 sales offices across 19 countries, employing more than 34,000 people and generating sales exceeding $10.5 billion in 2024 [5]

Core Insights - Amcor's acquisition of Berry Global is expected to significantly enhance its value creation capabilities for customers and shareholders, with projected adjusted EPS growth of 12-17% and free cash flow of $1.8 to $1.9 billion for fiscal 2026 [1][8][44] Financial Performance - For the three months ended June 30, 2025, Amcor reported net sales of $5,082 million, a 43% increase compared to the previous year, while net income was a loss of $39 million due to acquisition-related costs [3][5] - Adjusted EBITDA for the same period was $789 million, up 43%, and adjusted EBIT was $611 million, up 34% [5][20] - For the twelve months ended June 30, 2025, net sales reached $15,009 million, an 11% increase, with adjusted net income of $1,136 million, reflecting a 13% growth [5][24] Segment Performance - The Global Flexible Packaging Solutions segment saw net sales of $3,205 million, a 19% increase, while the Global Rigid Packaging Solutions segment reported net sales of $1,877 million, a 121% increase [25][33] - Adjusted EBIT for the Flexible Packaging segment was $450 million, up 12%, and for the Rigid Packaging segment, it was $204 million, up 173% [29][35] Synergy and Integration - Amcor anticipates achieving $650 million in total pre-tax synergy benefits from the Berry Global acquisition by the end of fiscal 2028, with $260 million expected in fiscal 2026 [10][44] - Integration efforts have been progressing well, with positive customer feedback leading to business wins linked to the acquisition [2][10] Portfolio Optimization - Amcor has identified a $20 billion core portfolio focused on consumer packaging and dispensing solutions for nutrition and health, aiming to enhance growth in attractive categories [11][12] - The company is exploring alternatives for approximately $2.5 billion in annual sales from businesses less aligned with the core portfolio [12][13] Shareholder Returns - The Board of Directors declared a quarterly cash dividend of 12.75 cents per share, increasing the annual dividend for fiscal 2025 to 51.0 cents per share [14][15]

Core Insights - First Commonwealth Bank has successfully completed the systems conversion and rebranding of the former CenterBank in Cincinnati, Ohio, enhancing its market presence [1][2] Company Overview - First Commonwealth Financial Corporation, the parent company of First Commonwealth Bank, is headquartered in Indiana, Pennsylvania, and operates 127 branches across Pennsylvania and Ohio [5] - The bank offers a comprehensive range of services including commercial and retail banking, mortgage, wealth management, insurance solutions, equipment financing, and SBA lending [5] Acquisition Details - The legal closing of the CenterBank acquisition occurred on April 30, 2025, involving total assets of $348.4 million, three branch locations, a loan production office, and a mortgage center [2] - This acquisition significantly boosts First Commonwealth's Cincinnati franchise, adding a customer base that is 65% business-oriented [2] Integration and Management - As part of the integration process, two Milford branch offices will consolidate into one location at 744 State Route 28, Milford, Ohio [2] - Twenty-five former CenterBank employees have transitioned to roles within First Commonwealth [2] - T. Michael Price, President and CEO, expressed enthusiasm about the alignment of CenterBank's customer-focused model with First Commonwealth's culture and growth plans in Cincinnati [3] Customer Engagement - Customers with inquiries can reach out to First Commonwealth's Engagement Center or visit their local community office for assistance [4]

Summary of Addus HomeCare (ADUS) 2025 Conference Call Company Overview - **Company**: Addus HomeCare Corporation - **Industry**: Home Care Services - **Core Business**: Personal care services primarily for the elderly, focusing on activities of daily living [3][4] Key Points and Arguments Business Model and Services - **Service Breakdown**: 75% of business in nonclinical personal care, 20% in hospice, and 5% in clinical home health [4] - **Growth Strategy**: Expansion into clinical services initiated in 2018 to provide a continuum of care [4] Financial Performance - **Same Store Growth**: Achieved 7.4% same store organic growth, exceeding the target of 3-5% [5][8] - **Rate Increases**: Significant rate increase of 5.5% in Illinois, the largest market, contributing to growth [6][7] - **Future Outlook**: Anticipated continued growth due to potential rate increases in Texas [7][8] Hiring and Workforce Management - **Hiring Challenges**: High turnover rates historically (75-80%), currently reduced to 55% through improved scheduling and caregiver engagement [15][18] - **Hiring Strategy**: Focus on hiring initiatives and competitive wages above minimum wage to attract caregivers [10][11] Market Dynamics - **State Redetermination Process**: Previous impediments to volume growth due to state processes are now easing, leading to improved volume growth [12][14] - **Demographic Trends**: Texas is a key growth market due to its large elderly population and solid financial condition [23][24] Acquisition and Integration - **Gentiva Acquisition**: Successful integration of Gentiva, with Texas representing 75% of the business, positioning Addus as the largest personal care provider in the state [24][25] - **Future M&A Opportunities**: Plans to pursue additional personal care acquisitions and expand into home health and hospice services in Texas [27] Regulatory Environment - **Medicaid Policy**: Discussions around potential Medicaid cuts; however, Addus feels insulated due to its low-cost provider status [36][38] - **Work Requirements**: Potential work requirements for younger populations may create hiring opportunities for Addus [36][37] Financial Outlook - **EBITDA Margin**: Expected EBITDA margin above 12% for 2025, with typical seasonal improvements anticipated [41][43] - **Capital Deployment**: Preference for M&A opportunities while managing debt levels; $20 million paid down in Q1 and Q2 [46][47] Technology Investments - **Technology Initiatives**: Investment in caregiver technology to improve scheduling and operational efficiency [48][50] - **Unified Platform**: Development of a unified EMR system for clinical and nonclinical services to streamline operations [52] Valuation Multiples - **Acquisition Multiples**: Personal care acquisitions expected in the single-digit multiples, with smaller deals around 4-5 times and larger ones up to 8 times [54][55] Additional Important Insights - **Tariff Exposure**: Minimal exposure to tariffs as the business primarily involves services rather than goods [40] - **Market Positioning**: Addus positions itself as a low-cost provider, which may benefit from potential budget constraints faced by states [38]