2026 promises to be pivotal for the U.S. crypto ecosystem. | Credit: CCN. Key Takeaways 2026 could deliver long-awaited U.S. crypto clarity, with major bills targeting market structure, stablecoins, and taxation. The CLARITY Act is the centerpiece, potentially resolving SEC–CFTC oversight and unlocking institutional adoption. Stablecoin rules move into execution, as the GENIUS Act’s 2026 rollout accelerates bank and enterprise adoption. Tax reform could lower friction for users and investors, enco ...

Bitcoin (BTC) could be heading into a prolonged downturn, according to Cantor Fitzgerald, but that is likely to be a prelude to the crypto industry entering a more stable, institutionally driven phase. Markets are probably in the early phase of a crypto winter, echoing bitcoin’s historical four-year cycle, according to a year-end report by analyst Brett Knoblauch. Bitcoin is roughly 85 days past its peak, and Knoblauch suggests prices could remain under pressure for months, possibly even testing Strategy’ ...

Key Points After hitting an all-time high near $5,000 earlier this year, Ethereum has fallen back to the $3,000 price level. Given that Ethereum continues to be the leader in decentralized finance (DeFi), it may be undervalued right now. A lofty price target of $62,000 assumes that Bitcoin will be able to almost triple in value by early 2026. 10 stocks we like better than Ethereum › Ethereum (CRYPTO: ETH) may be down 40% from its all-time high of $4,954 from earlier this year, but that's not stop ...

JPMorgan Chase, a global bank with $4 trillion of assets under management, is rolling out a tokenized money-market fund on Ethereum, pushing deeper into blockchain-based finance amid growing demand from institutional clients. The move marks JPMorgan’s first tokenized money market fund, making it the largest GSIB, or Global Systemically Important Banks, to launch such a vehicle on a public blockchain, according to a press release shared with CoinDesk. The fund, dubbed My OnChain Net Yield Fund (MONY), is ...

Key Points XRP is trying to get adopted by banks and financial institutions. Cardano is trying to get adopted as a new web-based transaction settlement layer. Both cryptocurrencies are fairly risky, but they aren't equally so. 10 stocks we like better than XRP › Most investors aren't looking for cryptoassets to buy so that they can feel the thrill of risk, yet that's exactly what many end up experiencing. On that note, it's pretty easy to take on more risk than intended, even if you're sticking ...

Core Insights - XRP and Ethereum are two leading altcoins, both serving as smart contract blockchains for decentralized applications [1][2] - Ethereum has a significant advantage in terms of usage and total value locked compared to XRP [4] Usage and Adoption - Ethereum has approximately $68 billion in total value locked (TVL) in smart contracts, while XRP has only about $68 million [4] - Ethereum generates over $10 million in daily app fees, whereas XRP's daily app fees are often below $1,000 [4] - XRP is primarily used for cross-border payments, but it has not gained significant adoption among banks, despite over 300 banks utilizing Ripple's payments network [5][6] Investment Perspective - Based on current positions, Ethereum is favored as a better investment option compared to XRP [7] - Both cryptocurrencies have potential, and a diversified portfolio could include both [7]

Core Viewpoint - The debate on regulating tokenized equities in the U.S. is intensifying, with traditional finance firms and crypto executives clashing over the treatment of decentralized trading infrastructure compared to traditional exchanges [1][2]. Group 1: Tokenization and Regulation - Tokenization involves converting ownership of real-world assets into digital tokens on a blockchain, encompassing various asset types such as stocks, bonds, and real estate [2]. - The SEC's Investor Advisory Committee has seen diverging opinions on the supervision of on-chain equities trading [2]. Group 2: Industry Perspectives - Citadel Securities has faced criticism from the crypto sector for advocating a stricter regulatory approach towards decentralized finance (DeFi) [3]. - Coinbase's regulatory policy vice president has called for rules specifically designed for decentralized exchange models [3]. Group 3: Regulatory Stance - SEC Chair Paul Atkins emphasized the need for compliant pathways that foster innovation, while Commissioner Caroline Crenshaw raised concerns about risks associated with tokenized equities [4]. - Citadel's letter to the SEC argued that many DeFi protocols should be classified as exchanges and regulated accordingly, highlighting the ongoing regulatory debate [4][5]. Group 4: Regulatory Tools and Future Outlook - A potential regulatory tool could be a "sandbox" approach, allowing tokenized equity platforms to operate under specific conditions while regulators assess the landscape [6]. - HSBC anticipates that regulatory pressure may lead to the growth of tokenized equities trading on fully regulated blockchains [6]. Group 5: Industry Consensus - There is a general agreement among TradFi, DeFi, and regulators that tokenization is expected to expand from a small base, with the current regulatory debate indicating rising stakes in the market [7].

Core Insights - Tokenized real-world assets (RWAs) on blockchains are expected to be a major growth driver in the crypto sector over the next five years, as more assets are managed or traded on blockchains, increasing the value that touches these networks and supporting the prices of their native tokens [1] Group 1: Market Dynamics - The overall market for RWAs using blockchains as a record-keeping system has started to shrink, while the smaller segment of assets that operate on-chain is growing slowly after a significant increase over the past year [2] - The implications of this shift are particularly significant for blockchain networks like Ethereum, Solana, and XRP, which are most exposed to the RWA segment [2] Group 2: Tokenization Types - Tokenization represents ownership of an asset as a crypto token on a blockchain, allowing for transfers and updates to be managed by the blockchain's rules rather than traditional methods [5] - There are two main types of tokenized RWAs: "distributed" assets, which are designed to move across blockchain networks and interact with smart contracts, and "represented" assets, which primarily use the blockchain for record-keeping while remaining under traditional custody [6][7] Group 3: Capital Inflows - Capital inflows related to RWA tokenization have significantly leveled off in the past month, with Ethereum experiencing the most impact, while Solana and XRP are currently benefiting from the situation [8]

The United Arab Emirates' new central bank law enacted recently brings digital assets and decentralized finance (DeFi) into traditional banking regulatory compliance and positions the country as a global financial innovation hub. The new law, which was enacted in September but made public this week, contemplates fines for unlicensed operations within the country of up to 1 billion dinars ($272 million) and states all crypto and blockchain organizations that conduct business in or from the UAE must be lice ...

Core Insights - Cryptocurrency is rapidly evolving, with 2026 expected to be a pivotal year due to increased institutional adoption, regulatory clarity, and the rise of decentralized finance (DeFi) [1] Group 1: Passive Income Strategies - There are multiple ways to generate passive income with cryptocurrency, including staking, trading, and using AI tools [3] - Crypto trading, especially with AI-powered trading bots, remains a popular method for earning income [4] - Staking allows users to earn crypto by locking their assets in an exchange or staking pool, with liquid staking gaining traction in 2026 [5][7] Group 2: Trading Methods - Day trading and swing trading can yield fast returns but come with high risks [6] - Utilizing platforms with low trading fees and real-time analytics is recommended for effective trading [6] - AI crypto trading platforms like Kryll or 3Commas can help automate trading processes [6] Group 3: Staking Details - Popular staking coins include Ethereum (ETH), Solana (SOL), and Polkadot (DOT) [7] - Platforms such as Lido, Rocket Pool, or Binance Earn are recommended for staking [7] - Restaking allows users to earn multiple yields from the same asset, enhancing potential returns [7]