SOCIETE GENERALE SFH: AVAILABILITY OF THE ANNUAL FINANCIAL REPORT FOR 2025 Regulated Information Paris, 31 March 2026 Societe Generale SFH (“Société de Financement de l’Habitat”, Home Loans SFH) hereby informs the public that the Annual Financial Report for the period ended 31 December 2025 has been filed with the French financial markets authority (The Autorité des Marchés Financiers - AMF) on 31 March 2026. This document, available in French only, is made available to the public, free of charge, in accord ...

Group 1 - The second amendment to the 2025 Universal Registration Document was filed with the French Financial Markets Authority (AMF) on 1 August 2025 [1] - The document is available to the public free of charge and can be accessed on the Company's website and the AMF's website [2] - Societe Generale employs around 119,000 people and serves over 26 million clients in 62 countries, providing a wide array of financial solutions [3] Group 2 - Societe Generale is committed to sustainability and aims to be a leading partner in environmental transition, embedding ESG offerings across its business [4] - The Group is included in major socially responsible investment indices, highlighting its commitment to ESG principles [4] - The company operates three complementary business segments: French Retail, Global Banking and Investor Solutions, and Mobility, International Retail Banking and Financial Services [7]

Core Insights - École Nationale des Ponts et Chaussées (ENPC) and VINCI Group have established a strategic partnership focused on environmental transition and digital transformation [2][4] - The partnership aims to enhance skills and drive innovation in sustainable mobility, energy transition, and urban development [2][3] Group 1: Partnership Objectives - The collaboration seeks to strengthen synergies between ENPC's faculty and VINCI's R&D teams to fast-track operational solutions and scale-up initiatives [3][5] - It encourages student entrepreneurship and collaborative innovation while modernizing existing trades and inventing future professions [3][4] Group 2: Focus Areas - The partnership is organized around five main focus areas, including enhancing engineering curricula, reinforcing scientific collaboration, and promoting entrepreneurship [4][6] - It aims to address climate-related and industrial issues through research in low-carbon construction, smart infrastructure, urban resilience, and AI applications [6] Group 3: Professional Integration and Public Engagement - The partnership opens career opportunities for young graduates at VINCI, providing guidance and mentorship, particularly for young women [6] - Plans include hosting conferences to foster dialogue between researchers, policymakers, and business players on significant issues in construction and infrastructure [6] Group 4: Institutional Background - ENPC is a leading French engineering school established in 1747, focusing on training future executives and researchers for sustainable societal challenges [7] - VINCI is a global leader in concessions, energy solutions, and construction, employing 285,000 people across more than 120 countries [8]

Core Points - Societe Generale SFH has filed its Annual Financial Report for the period ending December 31, 2024, with the French Financial Markets Authority on March 31, 2025 [1] - The report is available to the public in French, free of charge, and can be accessed on the Societe Generale group's website and the AMF's website [2] Company Overview - Societe Generale SFH is a specialized credit institution established under French law, authorized to operate as a Société de Financement de l'Habitat since March 28, 2011 [3] - Societe Generale is a leading European bank with approximately 119,000 employees serving over 26 million clients in 62 countries, providing a wide range of financial solutions [4] - The Group operates three complementary business segments, focusing on environmental transition and sustainability, and is included in major socially responsible investment indices [5]