Core Insights - Jiangsu courts are enhancing financial services for the real economy while strictly combating illegal financial activities, aiming to create a sound financial legal environment and support the construction of a strong financial province [1] Group 1: Financial Case Statistics - From 2024 to August 2025, Jiangsu courts received over 660,000 first-instance financial commercial cases with a total amount involved exceeding 560 billion yuan, and concluded over 610,000 cases involving nearly 510 billion yuan [1] - The most common types of cases include private lending disputes, financial loan contract disputes, insurance disputes, recovery rights disputes, and financing lease contract disputes [1] Group 2: Judicial Policies and Financing Support - Jiangsu courts have implemented special judicial policies to lower financing costs, concluding 16,000 cases related to financing lease contracts, bill disputes, and factoring contracts, involving nearly 24 billion yuan, thereby assisting private and small to medium-sized enterprises in effectively utilizing their asset resources for financing [2] - Courts have recognized the legal validity of new types of guarantees, such as pledges on future rental income and intellectual property, enhancing financing channels for businesses [2] Group 3: Consumer Protection and Financial Product Oversight - In a case involving asset management contracts, the court addressed complex arrangements manipulating stock prices and issued a negative evaluation to combat capital turnover and virtual lending behaviors [3] - The court ruled against a bank for selling high-risk funds to an investor whose risk profile was not appropriately matched, resulting in a compensation of 230,000 yuan for the investor [3] Group 4: Combating Illegal Financial Activities - Courts are actively targeting illegal financial activities, such as a case involving "automobile after-sales leasing," which was deemed an unlicensed financing lease operation, leading to the contract's invalidation [4] - Courts are also utilizing mediation to resolve financial disputes, exemplified by a case where a clothing factory was able to continue operations through a negotiated repayment plan facilitated by the court [4]