[Applause] Thank you so much. It's a privilege to be here listening to all the esteemed speakers. Uh thank you for inviting.Um as my dear friend mentioned, I'm a corporate payment sales manager in Middle East um in a private US bank. I got my education as an engineer and somehow ended up as a banker. I might not be the best example for the kids at the moment, but I did not continue with my graduation.Um, the the the thing switching from engineer into banking and sales made me a hybrid of some spreadsheets, ...