“I have a Roth IRA with $180,000 and a 457 plan with $360,000. I also have a Vanguard brokerage account with $185,000.” (Photo subject is a model.) - Getty Images/iStockphoto Dear Quentin, I am 58 and I have worked since I was 11 years old. My first payroll job was at 14. I am a 100% permanently and totally disabled combat veteran. I was able to serve almost eight years before receiving an honorable medical discharge. I have worked for the state as an officer for almost 31 years. I am eligible to retire ...

After a failed bid on another house, a Michigan man toured a 4,000-square-foot home known as the Sugar Cube. “The house kind of came to me. It stood with confidence.” https://t.co/wwDonYfhPG ...

Core Insights - The 27-year-old Canadian is facing a financial decision between paying off debt and saving for a house, with CA$1,500 in savings, CA$11,000 in credit card debt at 12% APR, and a CA$4,000 car loan at 7.99% APR [1][3] Debt Management - Reddit users strongly advised prioritizing debt repayment, particularly the high-interest credit card debt, to avoid accumulating more interest [2][3] - The credit card debt has a significantly higher APR compared to the auto loan, making it more critical to pay off first to minimize interest accumulation [3] Financial Strategy - Commenters suggested that the individual should not start saving for a house until the debt is managed, as the 12% interest on the credit card debt exceeds average market growth [4] - Reducing expenses and potentially taking on a side gig were recommended as strategies to accelerate debt repayment [4][5] Side Income Opportunities - The individual is already engaged in freelancing, earning an additional CA$1,000 per month, which can aid in paying off debt [5] - Side gigs can be temporary solutions until the debt is cleared, with some individuals transitioning them into full-time work [6] Future Home Purchase - After clearing the credit card and auto loan debts, the individual will still need time to save for a home, especially considering the typical requirement of a 20% down payment [7]

Mortgage Market - The time to make an offer on a home might be now, considering the latest mortgage rates [1]

A millennial planned and saved (a lot) to buy her first home. It’s happening, so why is her financial anxiety so intense? https://t.co/nXZQ7P5GRP ...

A millennial planned and saved (a lot) to buy her first home. It’s happening, so why is her financial anxiety so intense? https://t.co/UWLy1pbNSw ...

Market Trends & Challenges - Skyrocketing home insurance costs are making buying harder [1] - Increased insurance costs disproportionately affect first-time buyers [1] Financial Impact - Rising insurance costs are making home buying more expensive for everyone [1]

Skyrocketing home insurance costs are making buying harder and more expensive for everyone, especially first-time buyers. https://t.co/oU7lzIPfJJ https://t.co/oU7lzIPfJJ ...

Skyrocketing home insurance costs are making buying harder and more expensive for everyone, especially first-time buyers. https://t.co/kGfnI6K4si https://t.co/kGfnI6K4si ...

Home buyers are paying millions to experience the “fairy tale” of Forest Hills. We went to the New York City neighborhood to check it out.Read more: https://t.co/ocETYJQAYJ https://t.co/PQqIw9lG4w ...