Key Takeaways Fed rate cuts and stabilizing funding costs set the stage for a potentially favorable 2026 for banks.EWBC is highlighted for solid loan demand, fee income focus, and a strong liquidity position.USB and KEY are benefiting from strategic acquisitions and rising NII as credit demand shows early recovery.This year has had no shortage of surprises for investors. It began with optimism as President Donald Trump’s return fueled expectations of a more business-friendly environment. That confidence was ...

Mobile Banking & Security - Ledger aims to fix broken mobile banking by combining stronger security with better user experience [1] User Experience - Ledger focuses on improving user experience in mobile banking [1]

Core Insights - The article emphasizes the importance of cybersecurity in mobile banking, highlighting that while banks have improved security measures, users must also take proactive steps to protect their sensitive information [1][2]. Group 1: Cybersecurity Measures - Banks have made significant advancements in financial cybersecurity, but users still face risks when banking online [2]. - Users are advised to practice basic data defense by locking their phones, backing up data, and keeping software updated [3]. - Strong security measures, such as using unique passwords and downloading genuine banking apps, are crucial for protecting personal information [4]. Group 2: Network Security - It is recommended not to access banking apps on untrusted networks, particularly public Wi-Fi, to avoid potential security breaches [4]. - Users should ensure they are on a password-protected network or using their own cellular data when accessing banking applications [4]. Group 3: Authentication and Biometrics - Enabling two-factor authentication (2FA) is essential for added security, and users should activate it manually if not enabled by default [5]. - The use of biometric security measures, such as fingerprint recognition and face ID, is considered more secure than traditional alphanumeric passwords [6].