Core Insights - The article emphasizes the importance of cybersecurity in mobile banking, highlighting that while banks have improved security measures, users must also take proactive steps to protect their sensitive information [1][2]. Group 1: Cybersecurity Measures - Banks have made significant advancements in financial cybersecurity, but users still face risks when banking online [2]. - Users are advised to practice basic data defense by locking their phones, backing up data, and keeping software updated [3]. - Strong security measures, such as using unique passwords and downloading genuine banking apps, are crucial for protecting personal information [4]. Group 2: Network Security - It is recommended not to access banking apps on untrusted networks, particularly public Wi-Fi, to avoid potential security breaches [4]. - Users should ensure they are on a password-protected network or using their own cellular data when accessing banking applications [4]. Group 3: Authentication and Biometrics - Enabling two-factor authentication (2FA) is essential for added security, and users should activate it manually if not enabled by default [5]. - The use of biometric security measures, such as fingerprint recognition and face ID, is considered more secure than traditional alphanumeric passwords [6].