Deere, the builder of the iconic green and yellow farm machines, estimated 2025 net income between $4.75 billion and $5.25 billion https://t.co/wajaZFOIhK ...

Core Insights - Clairvest Group Inc. reported a strong financial performance for the first quarter of fiscal 2026, with a book value increase and significant net income driven by private equity investments [2][10]. Financial Performance - As of June 30, 2025, Clairvest's book value was CAD 1,260 million or CAD 88.94 per share, up from CAD 1,252 million or CAD 88.30 per share as of March 31, 2025 [2][10]. - The net income for the quarter was CAD 21.3 million, translating to CAD 1.51 per share, reflecting a robust performance in the investment portfolio [2][10]. - Total assets increased to CAD 1,447.2 million from CAD 1,429.4 million, while total liabilities rose to CAD 187.4 million from CAD 177.8 million [11]. Cash and Investments - Cash, cash equivalents, and temporary investments amounted to CAD 201 million, with an additional CAD 120 million held by acquisition entities, totaling CAD 321 million, which is approximately 25% of the book value [3]. - During the quarter, Clairvest invested CAD 43 million in two new deals and a follow-on investment, including a CAD 32.1 million investment in NCS Engineers and a CAD 100.6 million investment in Beneficial Reuse Management [4][6]. Dividends - Subsequent to the quarter end, Clairvest declared an annual ordinary dividend of CAD 0.10 per share and a special dividend of CAD 0.7830 per share, totaling 1% of the March 31, 2025 book value [8].

Financial Performance - Jeffersonville Bancorp reported a second quarter net income of $3,290,000 or $0.78 per share, an increase from $3,031,000 or $0.72 per share in the same quarter of 2024, reflecting a $259,000 increase in net income [1] - Year-to-date net income as of June 30, 2025, was $6,008,000 or $1.42 per share, compared to $5,584,000 or $1.32 per share for the same period in 2024, marking a $424,000 increase [2] Revenue Drivers - The increase in quarterly net income was primarily due to a decrease in interest expense of $589,000, an increase in loan interest and fees of $533,000, and a decrease in non-interest expense of $172,000 [1] - Year-to-date net income increase was driven by a decrease in interest expense of $1,210,000, an increase in loan interest and fees income of $861,000, and a decrease in non-interest expense of $96,000 [2] Challenges - The increases in net income were partially offset by a decrease in securities and other interest income of $525,000 for the quarter and $1,191,000 year-to-date, as well as a decrease in non-interest income of $432,000 for the quarter and $330,000 year-to-date [1][2] - There were also increases in provision for credit losses of $26,000 for the quarter and $124,000 year-to-date, along with an increase in tax expense of $52,000 for the quarter and $98,000 year-to-date [1][2] Dividend Declaration - A cash dividend of $0.15 per share was declared, payable on September 4, 2025, to stockholders of record as of August 26, 2025 [3] Company Overview - Jeffersonville Bancorp is a one-bank holding company that owns all the capital stock of Jeff Bank, which operates ten full-service branches in Sullivan and Orange County, New York [4]

Amazon total net revenues blew past estimates to reach $167.7 billion, up 13%, and net income rose 35% to $18.2 billion. (Photo: Jakub Porzycki/NurPhoto via Getty Images)https://t.co/yI9Ilk5Cki https://t.co/EXeLobKtcH ...

$10 billion in net income.EPS $32.60 vs -$0.70 expected.That's a 46,671% earnings beat.This is what intelligent equity and debt sales for BTC accumulation can do for your public company.The next decade's winners on Wall Street will be the ones who run this playbook well. https://t.co/d0fU7La8wW ...

Loan Portfolio & Origination - The total loan portfolio reached $2,485 million as of June 30, 2025, reflecting a 4.2% increase compared to June 30, 2024[15] - Recreation loans constitute 62.2% of the total loan portfolio, amounting to $1,546.3 million as of June 30, 2025, a 3.3% increase year-over-year[15] - Home Improvement loans represent 32.3% of the portfolio, totaling $803.5 million, showing a 3.9% increase from the previous year[15] - Commercial loans account for 4.9% of the portfolio, reaching $121.4 million, a significant 10.2% increase compared to June 30, 2024[15] - Strategic Partnership loan originations totaled $168.6 million[13] Financial Performance - Net interest income for the second quarter of 2025 was $53.4 million[28, 35] - The company reported a net income attributable to Medallion Financial Corp of $11.1 million for the second quarter of 2025[31] - The net interest margin was 8.09% on gross loans and 8.42% on net loans[14, 35] - The company declared a dividend of $0.12 per share per quarter[14, 54] - Operating costs as a percentage of net interest income were 40% for the year-to-date period ending June 30, 2025[48]

Advertising Revenue by User Geography In Millions $14,131 $14,956 $17,784 $15,451 $16,593 $17,389 $20,982 $18,259 $20,045 $7,268 $7,721 $9,159 $8,327 $9,135 $9,358 $11,154 $9,527 $11,366 $6,435 $6,829 $7,316 $7,338 $7,721 $8,050 $9,012 $8,224 $9,148 $3,664 $4,137 $4,447 $4,519 $4,880 $5,088 $5,635 $5,382 $6,004 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Rest of World Asia-Pacific Europe US & Canada $31,498 $33,643 $46,563 $38,706 $35,635 $38,329 $39,885 $46,783 $41,392 Our revenue by user geograp ...

(US GAAP) Consolidated Results of Operations First quarter, year ending March 2026 July 2025 Nomura Holdings, Inc. © Nomura Outline Presentation Financial Supplement 1 ◼ Executive summary (p. 2) ◼ Overview of results (p. 3) ◼ Business segment results (p. 4) ◼ Wealth Management (p. 5-7) ◼ Investment Management (p. 8-9) ◼ Wholesale (p. 10-12) ◼ Banking (p. 13) ◼ Non-interest expenses (p. 14) ◼ Robust financial position (p. 15) ◼ Consolidated balance sheet (p. 17) ◼ Value at risk (p. 18) ◼ Consolidated financi ...

Financial Planning & Budgeting - The 65/20/15 rule suggests allocating net income into three categories: 65% for fundamental living expenses, 20% for fun spending, and 15% for future savings and investments [1][2] - Fundamental living expenses, including mortgage/rent, utilities, and groceries, should comprise approximately 65% of net income [1] - Fun spending, such as Glastonbury tickets or Pilates classes, should account for about 20% of take-home pay [2] - Savings, investments, and extra debt payments should make up the remaining 15% of net income, representing investments in the future [2] Adaptive Strategies - For individuals living paycheck to paycheck, the 65/20/15 allocation may need adjustment [3] - Even small savings, such as 2% or 3% of income, can help build a saving habit [3]

Financial Data and Key Metrics Changes - EBITDA for Q2 2025 was $130 million, up from $107 million in Q2 2024, reflecting a strong performance [7] - Net income increased to $91 million in Q2 2025 from $71 million in Q2 2024 [8] - Total CapEx for the quarter was $107 million, with $82 million allocated to the San Gabriel project [9] - Cash position at the end of the quarter was $589 million, with total debt of $860 million, resulting in a leverage ratio of 0.56 times [9] Business Line Data and Key Metrics Changes - Silver production decreased by 11% year-over-year to 3.6 million ounces, primarily due to lower output at Jumpac, Tambomayo, and Huican [8] - Copper production increased by 28% year-over-year, attributed to halted operations at El Brocal in 2024 [8] - Gold production fell to 27,345 ounces from 33,119 ounces in the same quarter last year, mainly due to decreased output at Tambomayo and Orcopampa [8] Market Data and Key Metrics Changes - The company initiated the sale of part of the Cerro Verde copper concentrate, selling approximately 20,000 metric tons by the end of the quarter, with a total of 40,000 metric tons expected for the full year 2025 [8] - Cerro Verde announced a new dividend distribution of $59 million, corresponding to Buenaventura's equity share, to be distributed in August [9] Company Strategy and Development Direction - The company is committed to stable and continuous production of flagship assets and is focused on optimizing throughput [15] - Continuous exploration efforts are emphasized to extend the life of mining assets [15] - The San Gabriel project is on track with 88% overall completion, with expectations to produce the first gold bar in Q4 2025, subject to timely permit approvals [13][16] Management Comments on Operating Environment and Future Outlook - Management expressed confidence in obtaining necessary permits for the San Gabriel project, indicating no significant risks [19] - The company plans to maintain financial stability and has redeemed the remaining 2026 notes [16] - The ramp-up of production at San Gabriel is expected to take all of 2026, with stabilization anticipated thereafter [21] Other Important Information - The all-in sustaining costs for copper increased by 63% year-over-year, primarily due to lower byproduct credits [11] - The company received $49 million in dividends from Cerro Verde, which contributed to operating cash flow [12] Q&A Session Summary Question: Can you provide more details on the pending permits for San Gabriel? - Management indicated that they have invited authorities to visit the plant in September and do not foresee risks in obtaining the necessary permits [19] Question: What is the expected CapEx for the second half of 2025? - Total CapEx for San Gabriel is expected to remain between $720 million and $750 million, with approximately $130 million to $160 million disbursed in the second half of 2025 [20][22] Question: When do you expect to reach full production capacity at San Gabriel? - The ramp-up will take all of 2026, with expectations to stabilize production between 100,000 and 120,000 ounces [21] Question: How is Uchucchacua performing regarding silver grades and costs? - Management noted a decrease in silver grades due to a shift towards polymetallic stops, with expectations to stabilize in Q3 [32][35] Question: What is the strategy for El Brocal moving forward? - The company plans to prioritize mining blocks with higher gold and silver content while maintaining a target copper production of 1.45% [38] Question: Can you clarify the commercialization of Cerro Verde concentrate? - The company has sold 20,000 tons of copper concentrate in the first half and plans to sell another 20,000 tons in the second half, with margins expected around $1.2 million for each 10,000 tons [48][50] Question: What is the status of the Trepiche project? - The environmental impact study is on track for approval by the end of the year, with the feasibility study expected to be completed in Q3 2026 [55] Question: What is the definition of commercial production for San Gabriel? - Commercial production is defined as producing two gold bars over 20 continuous days at 65% capacity [64][68]