Core Insights - Chainlink has established itself as the industry-standard infrastructure for on-chain finance in 2025, with increasing adoption by governments, banks, and asset managers to facilitate real-world financial activities on blockchains [1][2] Government Adoption - The U.S. Department of Commerce partnered with Chainlink to publish macroeconomic data on-chain using Chainlink Data Feeds sourced from the Bureau of Economic Analysis, marking significant progress in government use of blockchain infrastructure [3] - Chainlink co-founder Sergey Nazarov participated in high-level policy discussions, including the White House Digital Asset Summit, indicating growing coordination between policymakers and blockchain infrastructure providers as regulatory clarity improves [4] Banking and Capital Markets - Global financial institutions increasingly relied on Chainlink for production-grade on-chain workflows, exemplified by a partnership with Mastercard that allows over three billion cardholders to purchase crypto assets directly on-chain [5] - Asset managers expanded their tokenized offerings, with UBS completing the world's first live, end-to-end tokenized fund workflow using Chainlink's Digital Transfer Agent standard [6] Financial Market Infrastructure - Financial market infrastructures such as DTCC, Euroclear, and SWIFT collaborated with Chainlink to streamline corporate actions processing and cross-chain settlement using standardized messaging formats [7] Decentralized Finance and Tokenization - Decentralized finance (DeFi) and tokenization platforms adopted Chainlink at scale, with Coinbase selecting Chainlink's Cross-Chain Interoperability Protocol (CCIP) as the exclusive bridge infrastructure for its wrapped assets [8] - The expansion of CCIP to non-EVM blockchains, including Solana, unlocked access to tens of billions of dollars in assets across multiple ecosystems [9]

More & more people hold their €€€ onchain.🇪🇺🏎️ eu/acc https://t.co/6SqFw5oMq6 ...

Core Viewpoint - The concept of decentralized finance (DeFi) is evolving, with a shift towards integrating it into traditional financial markets, rather than treating it as a separate entity [1][4]. Group 1: Future of DeFi and Traditional Finance - Institutions are expected to no longer distinguish between DeFi and traditional finance (TradFi) in the coming years, as all capital market activities will transition to on-chain systems [1]. - Blockchains are anticipated to serve as the new infrastructure for financial services, similar to how the internet transformed shopping [2]. - The legacy financial services sector is expected to adopt crypto as the primary infrastructure for capital markets, with transactions increasingly settling on public ledgers [3]. Group 2: Adoption and Regulatory Framework - A proper regulatory framework is necessary for the transition to on-chain finance, which will be primarily utilized by large financial entities such as sovereign wealth funds and asset managers [4]. - The total overhaul of the financial system is projected to take time, but early signs of change are already evident [5]. Group 3: Stablecoins and Institutional Adoption - The adoption of stablecoins is gaining momentum, with major financial institutions like PayPal, Société Générale, and Fiserv launching their own stablecoins, and Wall Street firms expressing interest in similar initiatives [6].

Strategy Shift - Mantle is evolving beyond a general-purpose Layer-2 model [1] - The protocol is aligning infrastructure, capital, and products around a modular onchain finance stack [1] - This shift indicates a focus on a modular onchain finance stack rather than a general-purpose execution layer [2] Focus - Mantle is building for institutional use [1]

RT Leon Waidmann 🔥 (@LeonWaidmann)We are currently witnessing the biggest shift in financial infrastructure in human history.The world is moving ONCHAIN, and we are just getting started!🔹 Stablecoins today: ~$300B supply🔹 U.S. Treasury expectation: >$2T within ~3 years🔹 That implies ~+$1.7T of new dollars moving onchain by 2028Where does it go, and which sectors will benefit?🔹 Ethereum holds ~60% of stablecoin supply today🔹 Even if that declines to ~50% by 2028🔹 Ethereum L1 would still absorb ~+$850B in new ...

The world’s largest securities settlement system bringing tokenized assets onchain marks a turning point for global finance.Congratulations to the DTCC on this major milestone.Onchain finance is inevitable.DTCC (@The_DTCC):In an historic milestone, DTC received a No‑Action Letter from the SEC to tokenize certain DTC‑custodied assets. By leveraging blockchain, DTCC aims to bridge TradFi and DeFi, advancing a more resilient, inclusive and efficient global financial system.https://t.co/yYNaHfvjcS https://t.co/ ...

The next chapter of onchain finance is global.Reaching hundreds of millions of users will require real-time systems that are reliable, scalable, and optimized for modern financial activity.Sei Giga is designed for modern finance and built for global distribution.Jay ($/acc) (@jayendra_jog):There’s been a clear progression in the design of consensus protocols, and it’s no surprise that research velocity in this area of cryptography overlaps with the launch of Bitcoin.At Sei Labs, we’re betting that Giga will ...

RT rip.eth (@ripeth)Robinhood now tokenized nearly 1,000 stockson Arbitrum, for their EU app first, soon everywhere.the financial system is coming onchain, on Ethereum https://t.co/6pHzPBL2G6 ...

The industry’s most trusted onchain providers are aligned on real-time, global-scale infrastructure.With a parallelized EVM battle-tested for over two years, Sei is the high-performance home for modern onchain finance.Markets Move Faster on Sei. ($/acc) https://t.co/g3pxjV5SdE ...

Core Insights - SoFi has become the first nationally chartered bank in the US to offer a retail crypto trading platform, aiming to attract a traditional finance audience to cryptocurrency [1][2] - The move raises questions about its target audience, as SoFi's user base primarily consists of millennials who already have access to established platforms like Robinhood and Coinbase [3][4] Industry Implications - The introduction of crypto trading by SoFi may be seen as an attempt to capitalize on the growing trend of cryptocurrency, but it is unclear how much impact it will have on user adoption [4][6] - There is a concern about "crypto washing," where companies may superficially adopt crypto features without substantial user engagement or innovation [6][7] Competitive Landscape - SoFi faces challenges in attracting talent compared to native crypto platforms like Coinbase, which may hinder its ability to innovate in the crypto space [7][8] - The competitive advantage of traditional banks offering crypto trading may be limited, as users can find similar or better services on existing crypto platforms [9][10] User Experience and Offerings - SoFi's pitch includes the ability to earn yield on deposits while trading cryptocurrencies, but the yields offered are not competitive compared to those available on platforms like Coinbase [11][12] - Concerns exist regarding the execution prices for trades on SoFi compared to direct trading on platforms like Coinbase or Robinhood, which may not provide the best rates for users [14][15] Future Developments - SoFi has hinted at potential future offerings such as a stablecoin or crypto-backed lending, but the feasibility of these initiatives is questioned due to market fragmentation and existing competition [16][17][19] - The dominance of established stablecoins like Tether and Circle poses a significant barrier for SoFi to gain market share in this area [19][20]