Fourth Quarter 2025 Earnings Presentation #3F3F3F Regular text #382757 For highlighting numbers #E7F CF6 #FEE DEC #9FF 4D9 February 25, 2026 Style Guide Font: Satoshi Title/Header Font Size: 30 Subtitle/ Subheader FS: 15 Main Text FS: 11 Footnotes: 6 #8333D4 For emphasizing #FC D7B6 #FEF 5ED #F9B 5B2 #29D 3A2 #FEA 500 #F98 575 #D39 BD3 #CE5 DCB #FF8 100 #FF5 667 #833 3D4 #00B 874 #F3F 3F3 #00B 874 Disclaimer Cautionary Note Regarding Forward - Looking Statements This presentation (the "Presentation") contai ...

Core Viewpoint - Affirm Holdings, Inc. announced a significant buy-now, pay-later (BNPL) partnership with Bolt, which is expected to enhance payment options for consumers and potentially increase merchant conversion rates [1][2]. Partnership Details - Bolt has selected Affirm as its default BNPL partner, allowing eligible shoppers to see Affirm's payment option alongside traditional card choices during checkout [3]. - The integration of Affirm's BNPL option into Bolt's one-click checkout will begin rolling out with select partners this month, with a broader rollout planned in the coming months [3]. Checkout Experience - The partnership allows shoppers to apply for personalized installment plans directly at checkout without leaving the page, with options for biweekly or monthly payments at 0% APR for eligible customers [4]. - Affirm emphasizes that it does not charge late fees, hidden fees, or compounding interest [4]. Merchant Benefits - The integration is expected to help merchants increase conversion rates and average order values, as they can offer flexible payment plans to attract new customers [5]. - Affirm's service may become a standard choice for digital sellers using Bolt's platform, enhancing its market presence [5]. Stock Performance - Affirm's stock has increased by over 24% in the past year, although it was trading down by 0.14% to $68.61 at the time of publication [6].

Klarna logged a jump in sales during its first quarterly report as a public entity, but the buy-now, pay-later company swung to a loss as expenses increased https://t.co/OsVrjRqK0F ...

KKR agreed to purchase as much as €65 billion ($75.4 billion) of buy-now, pay-later loans from PayPal as part of an extension of a two-year-old agreement between the two companies https://t.co/Vp8gKkVJWh ...

Swedish buy-now, pay-later (BNPL) startup Klarna and its shareholders are reviving its initial public offering, hoping to raise as much as $1.27 billion in a listing that would value the company at up to $14 billion. https://t.co/MNEg6t7gA4 ...