Key Takeaways RDN expects the private mortgage insurance market to remain around $300 billion in 2025. New business growth and rising annual persistency rates continue to expand its insurance-in-force portfolio. RDN focuses on core, fee-based businesses with higher growth potential, recurring revenue streams.Shares of Radian Group Inc. (RDN) closed at $36.32 on July 2, near its 52-week high of $37.86. This proximity underscores investor confidence. It has the ingredients for further price appreciation. Th ...

Key Takeaways MGIC Investment Corporation (MTG) hit a 52-week high of $28.28 on June 24. Shares closed at $28.10 after gaining 18.5% year to date, outperforming the industry, the sector and the Zacks S&P 500 composite in the same time frame. MGIC Investment has outperformed its peers, including Enact Holdings, Inc. (ACT) , Horace Mann Educators Corporation (HMN) and Old Republic International Corporation (ORI) . Shares of ACT, HMN and ORI have gained 15.6%, 9.2% and 4.8%, respectively, year to date. With a ...

Key Takeaways For 2025, Unum U.S. expects sales growth of 5-10% and an adjusted operating ROE of 23-25%. For 2025, Colonial Life projects 5-10% sales growth and 18-20% ROE. Favorable sales trends, risk experience, persistency, and capital strength position UNM for long-term growth.Unum Group (UNM) shares are trading at a discount compared to the Zacks Accident and Health Insurance industry. Its forward price-to-book value of 1.23X is lower than the industry average of 1.82X, the Finance sector’s 4.16X and ...

Key Takeaways CB's strong renewal retention and compelling dividend history poise it well for sustained long-term growth. Chubb enhances its core and specialty product offerings for long-term expansion. Solid capital position enables CB to fund growth initiatives and return capital to shareholders.Chubb Limited (CB) has been trading above its 200-day simple moving average (SMA), signaling a short-term bullish trend. Its share price, as of June 11, 2025, was $285.61, down 6.9% from its 52-week high of $306 ...

Shares of Radian Group Inc. (RDN) closed at $34.24 on May 29, near its 52-week high of $37.86. This proximity underscores investor confidence. It has the ingredients for further price appreciation. The stock is trading above the 50-day and 200-day simple moving averages (SMA) of $32.81 and $33.51, respectively, indicating solid upward momentum. SMA is a widely used technical analysis tool to predict future price trends by analyzing historical price data.With a capitalization of $4.6 billion, the average num ...

CNA Financial Corporation (CNA) closed at $47.00 on Friday, near its 52-week high of $52.36. This proximity underscores investor confidence. It has the ingredients for further price appreciation.With a market capitalization of $12.71 billion, the average volume of shares traded in the last three months was 0.3 million.CNA Shares are AffordableCNA Financial shares are trading at a forward price-to-book value of 1.24X, lower than the industry average of 1.54X, the Finance sector’s 4.3X and the Zacks S&P 500 C ...

Group 1: Valuation and Market Performance - RLI Corp. shares are trading at a premium to the Zacks Property and Casualty Insurance industry, with a price-to-book value of 4.28X compared to the industry average of 1.49X and the Finance sector's 4.1X, but at a discount to the Zacks S&P 500 Composite's 7.82X [1] - RLI shares have gained 0.6% in the past year, lagging behind the industry, Finance sector, and Zacks S&P 500 composite returns of 18.7%, 16.2%, and 11%, respectively [2][3] - The stock closed at $74.83, below its 52-week high of $91.14, and is trading below the 50-day and 200-day simple moving averages of $76.04 and $78.11, indicating downward momentum [4] Group 2: Growth Projections - The Zacks Consensus Estimate for RLI's 2025 earnings per share indicates a year-over-year increase of 3.4%, with revenues projected at $1.78 billion, implying a year-over-year improvement of 6.5% [8] - For 2026, the consensus estimates for earnings per share and revenues indicate increases of 3.2% and 5.9%, respectively, from the corresponding 2025 estimates [8] Group 3: Financial Performance and Strategy - RLI's return on equity (ROE) has improved, with a trailing 12 months ROE of 16.2%, significantly higher than the industry average of 7.7% [9] - The company continues to grow through product diversification, a compelling product portfolio, and a conservative underwriting policy, which helps achieve favorable reserve releases despite incurring catastrophe losses [10] - RLI has a strong track record of underwriting profitability, with 29 consecutive years of profitability [11] Group 4: Shareholder Value and Capital Structure - RLI enhances shareholder value through dividend hikes, special dividends, and share buybacks, boasting an impressive dividend track record with regular dividends increased for the last 50 years [12] - The company is strengthening its balance sheet by improving liquidity and leverage, which supports its operations and long-term book value growth [13] Group 5: Conclusion - RLI is recognized as one of the industry's most profitable P&C writers, with a strong local branch network and a focus on specialty insurance lines contributing to its superior profitability [15] - Given its premium valuation, it may be prudent to wait for a better entry point for this stock [16]

First American Financial Corporation (FAF) shares are trading at a discount to the Zacks Property and Casualty Insurance industry. Its forward price-to-book value of 1.23X is lower than the industry average of 1.49X, the Finance sector’s 4.1X and the Zacks S&P 500 Composite’s 7.82X. The insurer has a Value Score of B.Shares of RenaissanceRe Holdings Ltd. (RNR) , NMI Holdings Inc. (NMIH) and Axis Capital Holdings Limited (AXS) are also trading at a discount to the industry average.Image Source: Zacks Investm ...

Kinsale Capital Group, Inc. (KNSL) shares are trading at a premium to the Zacks Property and Casualty Insurance industry. Its price-to-book value of 6.47X is higher than the industry average of 1.52X and the Finance sector’s 4.11X.Shares of The Travelers Companies, Inc. (TRV) and Cincinnati Financial Corporation (CINF) are also trading at a multiple higher than the industry average, while NMI Holdings Inc. (NMIH) shares are trading at a discount.Image Source: Zacks Investment ResearchKinsale Capital shares ...

Reinsurance Group of America, Incorporated (RGA) shares are trading at a discount to the Zacks Life Insurance industry. Its forward price-to-book value of 1.19X is lower than the industry average of 1.80X, the Finance sector’s 4.09X and the Zacks S&P 500 Composite’s 7.75X. RGA has a Value Score of A.The insurer has a market capitalization of $13.64 billion. The average volume of shares traded in the last three months was 0.4 million.Shares of Sun Life Financial Inc. (SLF) and Primerica, Inc. (PRI) are also ...