Key Takeaways Citigroup's credit card delinquency rate rose to 1.42% in July from 1.38% in June.Net charge-off rate eased down to 2.07% from June and well below the July 2019 level.Principal receivables in Citibank's trust slipped to $20.7B in July from $20.9B in June.In a recent SEC filing, Citigroup Inc.’s (C) subsidiary, Citibank N.A., disclosed a rise in its credit card trust delinquency rates for July 2025 from June 2025. Nonetheless, both metrics remained under their pre-pandemic levels despite the re ...

Hey everyone and thanks for jumping back into the macroverse. Today we're going to talk about the most recent FOMC and we'll of course talk about the crypto markets as well and some of the longerterm trends there. If you guys like the content, make sure you subscribe to the channel, give the video a thumbs up, and check out the sale on into the cryptoverse premium at into the cryptoverse.com. Powell basically said a lot of the same things he always says today. Uh but just so you know, in case you're curious ...

Core Insights - JPMorgan and Wells Fargo are significant players in the U.S. banking sector, influenced by interest rate trends and economic cycles [1][2] Group 1: JPMorgan's Position - JPMorgan is the largest U.S. bank with a diversified presence across the financial sector [2] - The bank plans to open over 500 branches by 2027, with 150 already established in 2024, aiming to enhance its physical footprint while integrating digital tools [3] - JPMorgan's net interest income (NII) is projected to be $94.5 billion in 2025, reflecting a nearly 2% year-over-year increase [4] - The bank leads in global investment banking fees, although near-term prospects may be uncertain due to economic instability [5] - JPMorgan's common equity tier 1 (CET1) ratio was 14.2%, significantly above the minimum requirement, allowing for a 7% increase in quarterly dividends to $1.50 per share and a $50 billion share repurchase program [6] - The bank anticipates card net charge-off (NCO) rates to be 3.6% this year, potentially rising to 3.6-3.9% in 2026 [7] Group 2: Wells Fargo's Developments - Wells Fargo has lifted the $1.95 trillion asset cap, enhancing its financial performance and strategic positioning [8] - The bank plans to increase deposits, grow its loan portfolio, and expand securities holdings, which will positively impact NII [9] - Wells Fargo is streamlining operations while investing in its branch network and digital upgrades, aiming for $2.4 billion in gross expense reductions in 2025 [10][12] - The bank also cleared the 2025 stress test and plans to raise its quarterly dividend by 13% to 45 cents per share, with $3.8 billion available for share repurchases [13] Group 3: Financial Projections and Comparisons - The Zacks Consensus Estimate for JPMorgan suggests a 1.3% revenue decline in 2025, with a projected 5.6% fall in earnings for the current year, but a 5.9% increase next year [14] - Conversely, Wells Fargo's revenue is expected to grow by 1.7% in 2025 and 5.4% in 2026, with earnings projected to rise by 9.3% and 14.3% for the same years [17] - Year-to-date, shares of JPMorgan and Wells Fargo have increased by 20.3% and 17.3%, respectively, outperforming the S&P 500 Index [20] - JPMorgan's forward price-to-earnings (P/E) ratio is 15.06X, while Wells Fargo's is 13.21X, indicating that Wells Fargo is trading at a discount compared to the industry and JPMorgan [22][23] - JPMorgan's return on equity (ROE) stands at 16.88%, surpassing Wells Fargo's 12.15% and the industry's 11.93% [23] Group 4: Investment Outlook - While Wells Fargo's regulatory flexibility positions it for growth, JPMorgan is currently viewed as the stronger investment option due to its scale, diversified business model, and robust capital return plans [24] - Despite near-term earnings pressure, JPMorgan's superior ROE and market position justify a premium valuation, making it a compelling choice for investors seeking income and growth potential [25]

Hey everyone and thanks for jumping back into the cryptoverse. Today we're going to talk about Bitcoin dominance that has now hit a new cycle high and likely very shortly heading to 66%. If you guys like the content, make sure you subscribe to the channel.Give the video a thumbs up and also check out the sale on Into the Cryptoverse Premium at into the cryptoverse. com. This is the first video I've recorded in over a week. I've been out of town and I told you guys that and that all the videos that I was goi ...

Hey everyone and thanks for jumping back into the cryptoverse. Today we're going to talk about the ETH Bitcoin valuation. If you guys like the content, make sure you subscribe to the channel, give the video a thumbs up, and check out the sale on into the cryptoverse premium at into the cryptoverse.com. The ETH Bitcoin valuation, as always, is an interesting topic. Um, one of the things that we mentioned is the better way to look at this honestly is probably just the ETH Bitcoin market cap ratio.And the reas ...

Hey everyone, and thanks for jumping back into the cryptoverse. Today we're going to talk about the altcoin market and how they have finally hit 32 on their Bitcoin pairs. If you guys like the content, make sure you subscribe to the channel, give the real thumbs up, and also check out the sale on into the cryptoverse premium at into the cryptoverse.com. Let's go ahead and jump in. So, the altcoin market collectively has now hit 32. Now, that might not mean anything to you if you're used to valuing your altc ...

My thoughts for the rest of 2025 and 2026Lately, I’ve been less vocal about my mid and long-term predictions. I’ve mostly focused on the short-term. That’s because, over the years, I’ve come to believe that the best approach is to focus on current data and the next moves. To stay flexible. It’s all about forecasts vs. adaptability [https://t.co/0nmQyLlPpE]But like everything in life, extremes rarely work. It can’t be 100% predictions, nor 0%. Same goes for adaptability. You need both. The key is finding the ...