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StoneX(SNEX) - 2026 Q1 - Earnings Call Transcript
2026-02-05 15:02
StoneX Group (NasdaqGS:SNEX) Q1 2026 Earnings call February 05, 2026 09:00 AM ET Company ParticipantsBill Dunaway - CFOPhilip Smith - CEOConference Call ParticipantsDaniel Fannon - Managing Director and EquityResearch AnalystJeff Schmitt - Research Analyst Financial Services and TechnologyLukas Jaeger - Junior Investment AnalystOperatorHello, and thank you for standing by. Welcome to StoneX Group Inc. first quarter, fiscal year 2026 earnings conference call. At this time, all participants are in a listen-on ...
Itau Unibanco S.A.(ITUB) - 2025 Q4 - Earnings Call Transcript
2026-02-05 14:00
Itaú Unibanco (NYSE:ITUB) Q4 2025 Earnings call February 05, 2026 08:00 AM ET Speaker0Hello! Good morning, everyone. My name is Gustavo, and it is a pleasure to have you joining us for our fourth quarter 2025 earnings video conference. As always, Milton will walk you through our performance, and afterwards, we will have our traditional Q&A session, in which analysts and investors will be able to interact directly with us. Before handing the floor over to Milton, I would like to share a few instructions to h ...
ServiceNow: AI Demand Soars While Investors Fear The Wrong Risk
Seeking Alpha· 2026-02-05 11:56
Group 1 - ServiceNow (NYSE: NOW) stock is facing pressure along with the overall software sector due to investor concerns about AI technology potentially rendering software solutions obsolete across companies [1] - ServiceNow asserts that its software solutions are enhanced with AI capabilities, positioning itself as a leader in the evolving software landscape [1]
Bitmine Immersion: Extreme Fear, Asymmetric Setup
Seeking Alpha· 2026-02-04 15:22
Bitmine Immersion Technologies, Inc. ( BMNR ) is down 43% lower since my last coverage due to weakness in the broader crypto market. Ethereum ( ETH-USD ) is down, Bitcoin ( BTC-USDHi, I'm Yiannis. Spotting winners before they break out is what I do best.Experience: Previously worked at Deloitte and KPMG in external/internal auditing and consulting. Education: Chartered Certified Accountant, Fellow Member of ACCA Global, with BSc and MSc degrees from U.K. business schools. Investment Style: Spotting high-pot ...
CME Group(CME) - 2025 Q4 - Earnings Call Transcript
2026-02-04 14:32
CME Group (NasdaqGS:CME) Q4 2025 Earnings call February 04, 2026 08:30 AM ET Company ParticipantsAdam Minick - Head of Investor RelationsAshish Sabadra - Managing DirectorBenjamin Budish - DirectorBrian Bedell - DirectorCraig Siegenthaler - Managing DirectorDan Fannon - Managing DirectorDerek Sammann - Global Head of Commodities, Options, and International MarketsJulie Winkler - Chief Commercial OfficerLynne Fitzpatrick - CFOMichael Cyprys - Managing DirectorSunil Cutinho - President of CME ClearingTerry Du ...
CME Group(CME) - 2025 Q4 - Earnings Call Transcript
2026-02-04 14:30
CME Group (NasdaqGS:CME) Q4 2025 Earnings call February 04, 2026 08:30 AM ET Speaker4Welcome to the CME Group fourth quarter 2025 earnings call. At this time, I would like to inform all participants that your lines have been placed on a listen-only mode until the question-and-answer session of today's call. I would now like to turn the call over to Adam Minick. Please go ahead.Speaker0Good morning, and I hope you're all doing well today. We released our earnings commentary earlier this morning, which provid ...
Enact (ACT) - 2025 Q4 - Earnings Call Transcript
2026-02-04 14:02
Enact (NasdaqGS:ACT) Q4 2025 Earnings call February 04, 2026 08:00 AM ET Company ParticipantsBose George - Managing DirexctorDaniel Kohl - Head of Investor RelationsDean Mitchell - CFORohit Gupta - CEOConference Call ParticipantsDouglas Harter - Director and Equity AnalystMihir Bhatia - Stock Analyst and Equity ResearchRichard Shane - AnalystOperatorHello, and thank you for standing by. Welcome to Enact Fourth Quarter 2025 earnings conference call. At this time, all participants are in a listen-only mode. A ...
People: You’re fired! US agency rejig, new CROs at ING, StanChart, and more
Risk.net· 2026-01-29 04:30
Michael SeligThe change in political winds prompted year-end departures in US supervision, as the second Trump Administration edged out more long-standing agency appointees and kept headcounts lean. At the Commodity Futures Trading Commission, Michael Selig was officially sworn in as chairman on December 22, ending acting chairman Caroline Pham’s three-year tenure, and replacing her as sole commissioner on what is more often a bipartisan bench of five. Selig tapped Amir Zaidi as his chief of staff. Zaidi ...
CME Group Reaches New Record in Metals Futures and Options
Prnewswire· 2026-01-27 16:15
CHICAGO, Jan. 27, 2026 /PRNewswire/ -- CME Group, the world's leading derivatives marketplace, today announced today announced that its metals complex reached a new single-day record of 3,338,528 contracts on January 26, up 18% from the previous daily record of 2,829,666 contracts on Friday, October 17, 2025. CME Group's metals complex is listed on and subject to the rules of COMEX. For more information, please visit www.cmegroup.com/metals As the world's leading derivatives marketplace, CME Group (www.cmeg ...
Two Simple Ways To Invest $1,500 A Month In Housing, And Where You Could Be In A Decade
Benzinga· 2026-01-26 17:15
Core Insights - The current economic environment in 2026 necessitates a more nuanced approach to housing investment, focusing on risk management, cash accessibility, and long-term financial goals rather than a simple rent vs. buy debate [1][27] Housing Market Overview - Home prices in the U.S. remain high relative to incomes, and mortgage interest rates have increased significantly since the pandemic, altering family perspectives on home buying [2] - Despite these challenges, housing continues to be a critical avenue for wealth accumulation and a reliable long-term asset [2] Investment Strategies - Investors are encouraged to consider whether to invest in housing through mortgage REITs or by paying down their own home mortgage, as both options are influenced by the housing economy but differ in risk and returns [3][6] - A monthly contribution of $1,500 is used as a benchmark for comparing these two investment paths, leading to a total contribution of $180,000 over ten years [5] Path One: Mortgage REITs - Mortgage REITs allow investment in the financing side of housing, focusing on mortgages and mortgage-backed securities rather than physical properties [7][8] - Investing in mortgage REITs offers liquidity, diversification, and regular income through dividends, but is sensitive to interest rate changes and economic downturns [9][10] - Historical returns for mortgage REITs range from 6% to 10% annually, with a conservative estimate suggesting a portfolio value of approximately $245,000 to $260,000 after ten years with consistent investment and reinvestment of dividends [11][12] Path Two: Home Equity - Home equity grows through mortgage repayment, property value appreciation, and inflation effects, leveraging borrowed money to control a larger asset [15][18] - A typical scenario involves purchasing a $400,000 home with a 10% down payment, leading to an estimated home equity of about $225,000 after ten years, assuming a 3% annual appreciation rate [19] - Homeownership entails hidden costs such as maintenance, taxes, and insurance, which can diminish overall returns [20] Comparative Analysis - After ten years, both investment paths yield similar financial outcomes, with mortgage REITs potentially offering higher nominal cash balances due to uninterrupted compounding, while home equity benefits from leverage and inflation hedging [22] - The key difference lies in the nature of risk; mortgage REITs exhibit daily volatility, while home value fluctuations are less apparent until a sale or refinance occurs [23] Investor Suitability - Mortgage REITs are suited for investors seeking flexibility and diversification, comfortable with market volatility [25] - Home equity is ideal for those planning to stay in one location long-term, willing to accept higher initial costs and illiquidity for the benefits of leverage and forced savings [26] Conclusion - Consistent investment in the housing sector can be structured through various strategies, each aligning with different risk tolerances and financial goals, emphasizing the importance of method selection in accessing the housing market [27]