人口老龄化是今后较长一段时期我国的基本国情。在长寿时代，多元化、专业化、智慧化的养老路 径如何实现？保险业需要发挥哪些作用？在近日召开的"城心守岁月——共绘中国式养老新图景"主题沙 龙上，多位专家共议这一课题。 养老服务从兜底补缺迈向均等普惠 当前，我国养老方式正从家庭养老向社会化养老转变，基本养老服务也从兜底补缺迈向均等普惠。 保险业为长寿社会贡献保障"密码" 在医养康养融合化服务上，推动养老机构与医疗机构合作，设置医务室或绿色转诊通道，实现诊疗 与养老无缝衔接；引入康复师、营养师制定个性化训练与膳食方案，提升老年人健康韧性。 在人才培育上，建立系统化培训体系，提升护理员老年病护理、失能照护等专业技能；拓展人才来 源，吸纳退休医护人员等组建"银发人才库"，保障老年人生活照料与健康维护的服务质量。 家庭养老"高需求"和"弱能力"矛盾凸显 当前，我国正面临着人口老龄化的加速演进和家庭结构深刻变迁的双重挑战，家庭养老"高需 求"和"弱能力"的矛盾日益凸显。 具体来看，当前家庭养老呈现三大特征。大家保险集团党委委员、副总经理李欣表示，第一，老人 在日常生活中希望有自己的空间和节奏，同时又希望家庭的关心和陪伴，"同城 ...

Core Viewpoint - Click Holdings Limited reported strong interim results for the six months ended December 31, 2024, highlighting growth in AI-powered platforms and cryptocurrency initiatives [1] Financial Highlights - Revenue surged 68% to US$4.8 million, driven by exceptional growth in key segments [5] - Nursing solutions revenue doubled, up 203%, fueled by rising demand for senior care [5] - Logistics solutions revenue soared 210%, expanding market reach [5] - Net profit grew 12% to US$468,000, reflecting operational efficiency [5] Strategic Highlights and Outlook for 2025 - CLIK's growth aligns with Hong Kong's Silver Economy, leveraging AI and strategic partnerships to address senior care and workforce needs [3] - The acquisition of Top Spin Investment expanded CLIK's role in the Community Care Service Voucher Scheme for the Elderly, serving over 12,000 seniors [3] - Collaboration with a prominent Asia-based tech conglomerate launched 24-hour instant device services for seniors, potentially reaching 6,000 users [3] - CLIK's AI-empowered HR platform matches 110,000 annual job vacancies across various industries, optimizing candidate sourcing [3] Talent Pool Diversification - CLIK's talent pool expanded to over 20,500 registered professionals, enabling diversification into new business sectors [4] - The universal applicability of CLIK's talent positions the company to meet diverse client demands across Hong Kong's dynamic market [4] Cryptocurrency Innovation - CLIK is exploring the development of a cryptocurrency treasury, potentially scaling up to US$100 million [6][7] - The company is assessing the implementation of cryptocurrency-enabled payment systems to enhance efficiency and security for its talent pool [7] Silver Economy Leadership - CLIK's strategies align with the Hong Kong government's vision for a sustainable society, enhancing senior care and workforce efficiency [8] - The company is positioned to capitalize on the region's aging population and government support for the Silver Economy [8]

Group 1 - The core viewpoint of the article emphasizes the development of the silver economy in Foshan as a response to the aging population, aiming to transform the potential of the elderly demographic into economic growth through a comprehensive action plan [1][3] - Foshan plans to establish a well-rounded silver economy industry system by 2027, including the development of 2-3 high-level silver economy industrial parks and a significant increase in elderly care service capacity to 23,000 beds [1][2] - The city is focusing on enhancing its existing manufacturing capabilities in sectors such as elderly medical devices, rehabilitation aids, and food and pharmaceuticals, which are already leading in the country [2][3] Group 2 - The Foshan Silver Economy Development Promotion Association was established to foster collaboration among various sectors, including elderly services, health management, and smart elderly products, aiming to create a synergistic industrial ecosystem [3][4] - The action plan will facilitate the transition from traditional industries to "elderly-friendly" innovations, promoting the integration of technology in products and services for the elderly [3][4] - Foshan aims to explore new models such as community elderly care and smart health management, transitioning from merely providing care to enhancing the quality of life for the elderly [4]

Financial Performance (Q3 FY25) - Revenues for the third quarter of FY 2025 were RMB 5707 million (US$786 million), a decrease of 396% year-over-year[6,46] - Adjusted net income for the third quarter of FY 2025 was RMB 378 million (US$52 million), an increase of 185% year-over-year[6,48] - Gross billings of individual online learning services were RMB 5156 million, a decrease of 475% year-over-year[6] - Total registered users reached approximately 1450 million as of March 31, 2025, representing a 199% increase year-over-year[6,44] - Cash and cash equivalents, restricted cash, and short-term investments amounted to RMB 11349 million[6] Silver Economy Opportunity - China's population aged 65 and above reached 500 million in 2024[9] - China's 60+ population is projected to exceed 650 million by 2028[9] - China's senior interest education sector had 178 million users in 2023 with a 245% penetration rate and a 147% CAGR from 2019-2023[12] - The market value of China's goods and services catering to senior citizens is expected to reach RMB 30 trillion by 2035[11] Pop Toy Industry - The global toy market is expected to reach RMB 9937 billion in 2028, growing at a CAGR of 51% from 2019[19] - China's pop toy market is projected to reach nearly RMB 90 billion in 2024, with a CAGR of 12% from 2019 to 2024[19] - China's blind box market is projected to reach RMB 58 billion by 2025, accounting for 65% of the global share[20]

Financial Data and Key Metrics Changes - Total revenue for the first quarter of 2024 was RMB 97.1 million, a decrease from RMB 149.2 million a year ago, primarily due to ongoing refinements in product range and supplier optimization [20] - Gross margin improved to 49.4% in 2024, with a user repurchase rate of 71.9%, indicating strong consumer trust [6][20] - Net loss increased to RMB 85 million compared to RMB 65.9 million a year ago, with an adjusted net loss of RMB 84.5 million [24] Business Line Data and Key Metrics Changes - Revenue from merchandise sales was RMB 75.5 million, while marketplace business revenue was RMB 19.4 million, reflecting a strategic shift in product offerings [20] - The private label organic health products, particularly probiotics, achieved sales of nearly RMB 5 million in Q4 2024 and over RMB 6 million in Q1 2025 [8] Market Data and Key Metrics Changes - The company is focusing on the silver economy, aiming to create health-focused communities through innovative wellness programs [16] - The tea therapy program, which combines product sales with immersive experiences, has shown strong user engagement, with 91% retention among participants [12] Company Strategy and Development Direction - The company is committed to organic health as a key strategic objective, aiming to transition from a traditional transaction platform to a dynamic experience ecosystem [15][16] - Plans for 2025 include launching the therapy program and expanding the SUYE product line, focusing on high-margin, high-repurchase rate products [11][15] Management's Comments on Operating Environment and Future Outlook - Management emphasized the importance of operational realignment and cost optimization to navigate current market conditions and improve future performance [19][26] - The restructuring undertaken in 2024 is expected to provide a streamlined operational foundation for sustainable growth [26] Other Important Information - The company completed a consolidation of its health business, enhancing its ability to provide trusted healthy living solutions [7] - The SUYE brand underwent a strategic upgrade, aiming to become a world-class leader in skincare [9][10] Q&A Session Summary Question: Can you elaborate on the therapy product? - The therapy product aims to provide a unique wellness experience, integrating a virtualized service model to create a complete journey towards wellness [30] Question: What makes the tea used in the therapy program special? - The tea is certified organic and sourced from a renowned production area, enhancing the overall quality of the tea therapy experience [32] Question: How does the program contribute to community building? - The program not only promotes personal wellness but also strengthens community ties and drives sales of organic health products, creating a holistic approach to health and happiness [34]

Group 1: Consumer Trends - Various shopping districts across the country are continuously introducing new features and breaking boundaries to unleash more consumer potential [1] - The "Sports+" initiative is creating unique consumption scenarios, with districts in Shanghai integrating sports activities like walking and running, attracting outdoor sports experience stores and establishing skate parks [1] - Immersive experiences are emerging as new consumption growth points, with cultural and creative exhibitions and immersive dramas gaining popularity, particularly in Henan's "Film Town" and "Only Henan: Drama Fantasy City" [6] Group 2: Service Consumption Growth - The proportion of service consumption expenditure in China's per capita consumer spending has increased from less than 40% in 2013 to over 46% last year, with the growth rate of per capita service consumption expenditure outpacing overall consumer spending growth [8] Group 3: Cultural and Tourism Consumption - Traditional festivals are driving cultural tourism consumption, with the Water Splashing Festival in Yunnan attracting many tourists and enhancing their festive experience [9][11] - During the Water Splashing Festival, tourist reception in Mangshi increased by nearly 20% year-on-year, effectively boosting tourism revenue [11] Group 4: Silver Economy - The "Silver Economy" is gaining momentum, with smart health monitoring devices becoming standard on tourist buses in Ningxia [15] - Shanghai has transformed old telephone booths into "Hello Old Friend Booths," integrating traditional calling functions with services like ride-hailing and pension inquiries [17] - The scale of China's silver economy is approximately 7 trillion yuan, accounting for about 6% of GDP, and is expected to reach 30 trillion yuan by 2035, representing 10% of GDP [19]