Core Viewpoint - OBOOK Holdings Inc. (OwlTing) emphasizes a long-term value creation strategy in the blockchain industry, focusing on building a reliable financial infrastructure rather than pursuing short-term gains [1][20]. Group 1: Company Philosophy - The company prioritizes compliance and technology-driven approaches, aiming to help other businesses grow responsibly while maintaining a focus on long-term market leadership [8][18]. - Decisions are made with a long-term perspective, ensuring that actions taken today will still be relevant in five to ten years [10][19]. Group 2: Business Model and Strategy - OwlTing has chosen a slower, more deliberate path over the past five years, focusing on building a structurally sound foundation rather than chasing visibility or market momentum [10][11]. - The company has integrated with established partners like Visa Direct and Stellar to enhance the movement of funds and make stablecoins usable in real financial workflows [12][13]. Group 3: Regulatory Compliance - OwlTing has invested over four years in building a robust compliance framework, holding money transmitter licenses in 39 U.S. states and various licenses in Japan and Europe [14][15]. - These compliance measures are critical for gaining trust from institutions and ensuring the company's infrastructure can be adopted over time [15]. Group 4: Future Focus - The company aims to lower barriers to stablecoin access, enhancing user experience without complicating the underlying technology [16][18]. - OwlTing emphasizes disciplined cost management and the importance of hiring exceptional talent to drive long-term shareholder value [17].

Core Insights - Visa has launched its Stablecoin Advisory Practice to assist financial institutions, fintechs, and merchants in deploying stablecoin technology [2][9] - The advisory service includes training, market trend programs, use case sizing, strategy development, and technology enablement for stablecoin integration [2][3] - The initiative aims to help banks identify preferred stablecoin use cases while Visa seeks to protect its competitive advantage in the evolving payment landscape [5][8] Industry Developments - Navy Federal Credit Union, Vystar Credit Union, and Pathward are the first financial institutions to engage with Visa's advisory service [3][9] - Other banks, such as U.S. Bank and St. Cloud Financial Credit Union, are exploring stablecoin issuance and deployment strategies [6][5] - The growing interest in stablecoins is driven by their potential to enhance payment speed and reduce costs, prompting financial institutions to evaluate their broader strategies [4][5] Competitive Landscape - Visa's advisory service is seen as a move to maintain its competitive edge as stablecoins and agentic commerce could disrupt traditional payment systems [7][8] - The company is actively developing new use cases for stablecoins on its Visa Direct platform, including prefunding pilots and payouts to gig workers [8] - The rapid evolution of the stablecoin market necessitates that Visa stays informed and involved to safeguard its network's relevance [7][9]

Core Insights - OBOOK Holdings Inc. (OwlTing) has completed its integration with Circle Payments Network (CPN), enhancing its payment infrastructure for cross-border transactions [2][3] - This collaboration positions OwlTing to facilitate near-instant settlements using regulated stablecoins like USDC in the $194 trillion cross-border payments market [3][5] - The initial service rollout targets high-demand regions such as Brazil, Nigeria, and the European Union, highlighting significant remittance inflows and economic opportunities [5][6] Company Overview - OwlTing operates as a blockchain technology company with a diversified ecosystem across payments, hospitality, and e-commerce, and is headquartered in Taiwan [7] - The company holds Money Transmitter Licenses in 39 U.S. states and has licenses in Europe and Japan, with plans for further expansion in Hong Kong, Singapore, and Latin America [6][7] - OwlTing was ranked among the top 2 global players in the "Enterprise & B2B" category according to CB Insights' Stablecoin Market Map in 2025 [7] Market Context - The cross-border payments market is projected to grow from $194 trillion to $320 trillion by 2032, indicating a compound annual growth rate (CAGR) of 6.2% [11] - The European Union is expected to see annual remittance inflows of $213 billion, while Nigeria's remittance inflows are projected to reach $26 billion, underscoring the demand for efficient payment solutions [5][11]