Merger with Heritage Commerce California's Top Performing Business Bank Expands into the Bay Area cbbank.com Forward Looking Statements CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS This communication may contain certain forward-looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements about the benefits of the proposed transaction (including statements about the future financial and operating results and impact on CVBF's earnings and tangible ...

Sberbank, Russia’s biggest bank, says it’s testing a range of DeFi products as its clients show a greater keenness to trade and hold crypto. Speaking to the Russian media outlet RBC, Anatoly Popov, the deputy chair of Sberbank’s management board, said the firm will “develop digital asset offerings in collaboration with regulators.” “Sberbank is already testing various DeFi products,” Popov said. “We are confident that traditional banking and DeFi will soon converge.” Popov did not specify any DeFi prot ...

Blockchain & Banking Integration - Singapore Gulf Bank (SGB) launched a service for clients to mint and redeem stablecoins directly on the Solana blockchain [1] - SGB, a regulated digital bank, connects traditional banking with blockchain technology [1] Event - The announcement was made at Solana Breakpoint 2025 in Abu Dhabi [1]

RT sarahsss (@Sarahssscy)The new stablecoin KRW1 is now live on @BNBCHAIN !Although its regulatory status in the relevant jurisdiction is still pending final confirmation, this kind of exploration remains meaningful for the industry.We support innovation carried out under proper compliance and look forward to seeing more fiat currencies safely and transparently digitized and tokenized — one of the most important and practical applications of blockchain technology. ...

🌎LATEST: Save the Children has launched a Bitcoin Fund to hold cryptocurrency donations for up to four years.The fund seeks to streamline aid delivery through blockchain technology. https://t.co/lpMmkAISFl ...

🌎: LATEST: Save the Children has launched a Bitcoin Fund to hold cryptocurrency donations for up to four years.The fund seeks to streamline aid delivery through blockchain technology. https://t.co/2TdPAmdn5J ...

Summary of Figure Technology Solutions FY Conference Call Company Overview - **Company Name**: Figure Technology Solutions - **Ticker**: NasdaqGS:FIGR - **IPO Date**: September 2025 - **Business Model**: Provides a capital marketplace for private credit using blockchain technology, specifically offering HELOC (Home Equity Line of Credit) products [4][5][6] Core Business and Technology - **Marketplace**: Figure Connect allows loan origination partners to utilize a standardized loan origination system, enhancing efficiency compared to traditional mortgage processes [4][8] - **Blockchain Utilization**: Operates on a layer one blockchain called Provenance, which enables real-time data access for loan buyers, contrasting with traditional monthly data updates [5][6] - **Loan Origination Cost**: Figure's loans cost approximately $750 to originate, significantly lower than the industry average of $11,000-$12,000 [31] Strategic Priorities - **Partner Growth**: Aims to expand the number of loan origination partners, currently at about 250, with a focus on both mortgage and non-mortgage companies [8][14] - **Product Expansion**: Plans to introduce new products like Democratized Prime, which offers shorter-term loans, and explore opportunities in SMB loans and crypto-backed loans [9][30][34] - **Market Positioning**: Targeting a significant portion of the $36 trillion home equity market in the U.S. with a focus on first lien HELOCs, which have seen a tripling in volume year-over-year [32] Financial Performance - **Profitability**: Achieved GAAP net income positive status since 2024, with an adjusted EBITDA margin of 55% in Q3, aiming for over 60% in the future [26][49] - **Loan Performance**: Maintains a loss rate of less than 1% on loans, indicating strong performance and risk management [47] Market Dynamics - **Private Credit Market**: The U.S. private credit market is valued at $2 trillion, with Figure reporting $2.5 billion in volume for Q3, reflecting a 70% year-over-year growth [43] - **Securitization Ratings**: Received AAA ratings from S&P and Moody's for securitized loans, enhancing investor confidence [43] Future Outlook - **Expansion Plans**: While focusing on the U.S. market, there are considerations for international expansion, particularly in Europe and the U.K. [45] - **Tokenized Equity Strategy**: Plans to launch a tokenized equity offering that is non-dilutive to existing investors, leveraging blockchain for faster transactions [37][38] Additional Insights - **Decentralized Finance**: Emphasizes the importance of decentralized finance in its future strategy, aligning with broader market trends [10] - **Technology and Innovation**: The modular nature of Figure's technology allows for rapid adaptation and innovation in product offerings [22][23] This summary encapsulates the key points discussed during the conference call, highlighting Figure Technology Solutions' business model, strategic priorities, financial performance, and future outlook.

🔢⛓️ there seems to be demand for borderless blockchain technology https://t.co/1QvQXUoNkvIllia (root.near) (🇺🇦, ⋈) (@ilblackdragon):6B total volume. 3.5B in the last 30 days. 1B in the last 7 days. 265m yesterday.Acceleration is clear.nillions ...

Plans to support digital securities, tokenized real-world assets, and expanded private-market liquidity BOSTON, MA, Nov. 19, 2025 (GLOBE NEWSWIRE) -- Netcapital Inc. (Nasdaq: NCPL, NCPLW) (“Netcapital” or the “Company”), a digital private-capital-markets ecosystem, today announced plans to expand its platform to include support for compliant blockchain-based digital assets, amid accelerating interest in tokenized securities and tokenized real-world assets (RWAs) like real estate. Since 2016, Netcapital’s S ...

Regulatory Updates - US Treasury and IRS issued new guidance providing a clear path for crypto exchange-traded products (ETPs) to stake digital assets and share staking rewards with retail investors [1] Industry Impact - The move is expected to increase investor benefits [1] - The guidance aims to boost innovation in the digital asset space [1] - The US aims to maintain its global leadership in digital asset and blockchain technology [1]