Kelsey clarified that “we are not encouraging individuals to invest in risky assets,” adding that the onboarding process included warnings about the downsides of investing in other cryptocurrencies.“If this is being funded in crypto there are some strings attached,” Allen told Bloomberg. “Stablecoins are less volatile than Bitcoin, but I would say that giving money in this way is very much designed to make it easier to take that money to bet on Bitcoin, because it's going to be sitting as crypto in a crypto ...

Blockchain Privacy & Technology - Zama utilizes Fully Homomorphic Encryption (FHE) to enable on-chain confidentiality while maintaining scalability and composability [1] - FHE adds an encryption layer to blockchains like Ethereum and Solana, facilitating private stablecoins, trading, payments, and DeFi [1] - The solution doesn't require changes to user experience (UX) or the use of bridges [1] - Zama highlights major performance breakthroughs in FHE [1] Applications & Use Cases - FHE enables compliance-friendly private computation [1] - Encrypted auctions and confidential AI are potential applications [1] Project Status - Zama is preparing for its mainnet launch [1]

Core Insights - MSTR is experiencing a decline in yield and faces challenges due to a potential crypto winter, which may impact its quarterly coupon payments related to its preferred shares [1] Group 1: Company Overview - MSTR operates as a treasury company focused on Bitcoin (BTC) and is currently dealing with headwinds affecting its financial performance [1] Group 2: Market Dynamics - The equity market is characterized by daily price fluctuations that can lead to significant long-term wealth creation or destruction [1] - Pacifica Yield is targeting long-term wealth creation by investing in undervalued high-growth companies, high-dividend stocks, REITs, and green energy firms [1]

Core Insights - Cross-border stablecoin flows have reached record highs in 2025, surpassing Bitcoin and Ethereum for the first time, prompting a warning from the IMF about potential risks to emerging markets [1][2][4] - The total issuance of stablecoins has exceeded $300 billion, representing approximately 7% of all crypto assets, with Tether (USDT) and USD Coin (USDC) controlling over 90% of the market [2][4] - Stablecoin trading volumes reached $23 trillion in 2024, marking a 90% annual increase, indicating a structural shift in global crypto activity [3][4] Market Dynamics - The rapid rise of stablecoin flows indicates a shift from Bitcoin and Ethereum dominance to stablecoins as a primary tool for cross-border transactions [3][4] - The combined circulation of USDT and USDC has more than tripled over the past two years to around $260 billion, highlighting their growing importance in the crypto ecosystem [4] Regional Trends - Asia has emerged as the leader in stablecoin usage, with Africa, Latin America, and the Middle East showing the fastest growth relative to their GDPs [6] - Consumers and businesses in high-inflation or capital-controlled economies are increasingly opting for digital dollars over local currencies, reflecting a clear trend in global money flows [6][7] Regulatory Implications - The cross-border nature of stablecoins presents both opportunities for simplifying remittances and payments, as well as challenges for monetary policy and financial stability in emerging markets [5][6] - Most major stablecoins are backed by short-term US Treasuries, exposing issuers to the US financial system while offering higher yields than traditional bank accounts in emerging markets [7]

Tom Lee, the chairman of ETH holding company BitMine Immersion Technologies, believes that the crypto market has already survived its harshest correction phase. Speaking at Blockchain Week in Dubai, he argued that the pullback that began in October is over. Lee talked about previous cycles where similar drops resolved within six to eight weeks and added that the market is entering its reversal window. No 4-Year Cycles According to Lee, fears tied to quantum threats, liquidation cascades, and concerns ar ...

Core Insights - Aster completed a major buyback program, burning approximately 78 million ASTER tokens, which is 1% of the total supply [1][8] - The buyback initiative aims to reduce ASTER inflation, but the recent burn did not lead to a significant increase in the token's price [1][4] Group 1: Token Burn and Buyback Program - Aster has conducted three buyback "seasons" since September, removing over 296 million ASTER tokens from circulation [2] - The latest buyback, Season Three, was the largest, concluding with nearly 156 million tokens being bought back [2] - Following the established pattern, half of the tokens from Season Three were burned, while the other half is reserved in time-locked smart contracts for future airdrops [3] Group 2: Market Reaction and Price Dynamics - Initially, after the burn, ASTER's price rose from $1.02 to a peak of $1.05, but this increase was not sustained, and the price reverted to around $1.04 [4][8] - The market's mixed signals and overall volatility complicate predictions for ASTER's future price movements [5] - The cyclical nature of ASTER burns may lead the market to anticipate these events, similar to the periodic burn schedule of BNB [5][6]

🇮🇹 JUST IN: Italy's CONSOB warns investors and operators about the Dec 30, 2025 deadline for MiCAR compliance.It states unauthorized VASPs must cease operations and return customer funds after this date. https://t.co/rvZhesBV2U ...

XRP Price. Photo by BeInCrypto Ripple has spent $4 billion this year expanding its payments and digital asset ecosystem, winning approvals in Singapore and the UAE. Yet, the XRP price remains stubbornly low, leaving investors puzzled as adoption accelerates behind the scenes. Ripple Strengthens Global Footprint with Strategic Acquisitions and Regulatory Wins On December 4, Ripple outlined four major acquisitions aimed at creating an end-to-end infrastructure for payments and digital assets. The deals in ...

Core Insights - Chinese crypto investors are reevaluating their reliance on dollar-pegged stablecoins like USDT due to a significant appreciation of the offshore renminbi against the dollar, which has risen from 7.4 to 7.06 over the past six months, marking its strongest level in a year [1][3] - The depreciation of dollar-denominated assets in yuan terms has resulted in a 4.6% loss for Chinese investors converting back from USDT, highlighting the risks associated with stablecoin holdings in the current currency dynamics [2][5] - The dollar index has decreased nearly 10% this year, influenced by weak US employment data and aggressive Federal Reserve rate cuts, while China's stock market rally has attracted foreign capital, further strengthening the yuan [3][4] Currency Dynamics - China's trade settled in RMB has more than doubled from January to July, with increased corporate hedging boosting practical demand for the yuan beyond speculative interests [4] - Research from Goldman Sachs indicates that a 1% appreciation of the yuan correlates with a 3% gain in Chinese equities, suggesting a self-reinforcing cycle that could further elevate the currency [4] Regulatory Environment - Tighter regulations pose additional challenges for stablecoin users, as China's central bank and 13 ministries have identified stablecoins as a concern for anti-money laundering and foreign exchange oversight [6] - Recent warnings from the central bank classify stablecoins as virtual currencies without legal tender status, raising concerns about their potential use in illegal activities [7] - The USDT-to-RMB exchange rate has fallen below 7 in peer-to-peer markets, reflecting market pressures and regulatory risk premiums, with increased transaction fees and spreads [7]

Market Overview - Bitcoin is currently trading around $92,000, struggling to break above $93,000, indicating a lack of clear direction in recent sessions [1] - The one-month chart shows Bitcoin locked in a descending structure since early November, with the latest rebound resulting in a lower high, maintaining a broader corrective pattern [2] - Momentum remains weak, with intraday recovery attempts fading quickly, suggesting thin liquidity above current levels [3] Price Levels and Trends - A break below $91,000 could lead to support at $90,000–$90,500, while reclaiming $93,200 is necessary for bulls to invalidate the short-term downtrend [3] - Large-cap cryptocurrencies showed mixed performance, with Ether trading around $3,150, Solana down 4%, and XRP falling nearly 5% [4] - Market capitalization increased by approximately 1% in the past 24 hours, reaching near $3.2 trillion, indicating a slow recovery after a seven-week downturn [4] ETF Flows and Liquidations - There was a divergence in ETF flows, with spot Bitcoin products experiencing net outflows of $14.9 million, while Ether funds saw inflows of $140.2 million, indicating a rotation of capital from Bitcoin to Ethereum [5] - Liquidation data showed nearly $45 million in long liquidations for Bitcoin and over $103 million in short-side liquidations for Ether, suggesting volatility in the market [5] Macro Economic Factors - U.S. ADP payrolls fell by 32,000 in November, below expectations, indicating a cooling labor market, with futures markets now pricing in a 90% probability of a December rate cut [6] - The dollar index experienced sharp swings as traders adjusted their rate expectations, contributing to increased volatility in risk markets [6] Analyst Insights - An analyst noted that Bitcoin's brief test of $94,000 faced resistance from sellers, suggesting that stronger pushback may not occur until the $98,000–$100,000 range [7]