Core Insights - OnePay, a fintech firm majority-owned by Walmart, is expanding its offerings to include cryptocurrency trading and custody services on its mobile app [1][2] - The company aims to become a comprehensive digital finance platform, similar to international super apps like WeChat, by adding various financial services [3] Company Developments - OnePay will enable users to trade bitcoin and ether later this year, collaborating with startup Zerohash for this initiative [2] - The app currently provides a range of services including high-yield savings accounts, credit and debit cards, and buy now, pay later loans [3] - OnePay's mobile app is gaining popularity, ranking No. 5 on Apple's app store for free finance apps, surpassing larger competitors like JPMorgan Chase and Robinhood [6] Industry Context - The mainstream adoption of cryptocurrency is increasing, particularly following a shift in the U.S. government's stance under President Trump [4] - Major financial institutions, including Morgan Stanley, are beginning to offer crypto products, indicating a growing trend in the industry [4][5] - Zerohash recently raised $104 million in funding, highlighting the increasing investment in companies involved in cryptocurrency [5] Market Position - OnePay benefits from its integration with Walmart's checkout process, providing access to 150 million weekly shoppers, while also targeting a broader audience beyond Walmart customers [7]

Core Insights - MoneyHero Limited has promoted Danny Leung to Chief Financial Officer effective October 1, 2025, after serving as interim CFO since December 15, 2024 [1][2] - The company reported its first quarterly net profit in Q2 2025 and sequential revenue growth in Q1 and Q2, indicating progress in its transformation strategy [3] Company Overview - MoneyHero Limited operates as a personal finance aggregation and comparison platform and a digital insurance brokerage in Greater Southeast Asia, with operations in Singapore, Hong Kong, Taiwan, and the Philippines [4] - The company has a diverse brand portfolio including B2C platforms such as MoneyHero, SingSaver, Money101, Moneymax, and Seedly, as well as a B2B platform named Creatory [4] - As of June 30, 2025, MoneyHero had over 270 commercial partner relationships and approximately 5.3 million Monthly Unique Users across its platform [4] Leadership and Strategy - Rohith Murthy, CEO, expressed confidence in Danny Leung's ability to optimize operations and drive revenue growth, aiming for Adjusted EBITDA profitability by the end of 2025 [2] - Danny Leung emphasized the importance of financial discipline and the commitment to expanding the partnership ecosystem and improving revenue mix [2]

Core Insights - Robinhood has experienced significant stock growth, increasing nearly 500% over the past year, and continues to attract attention in the market [1] - The company has evolved from a meme stock platform to a comprehensive financial ecosystem, catering to a growing consumer base with diverse services [1][2] User Base and Revenue - As of the end of Q2, Robinhood had 26.5 million customers and reported $989 million in revenue, marking a 45% year-over-year increase [3] - Average revenue per user rose by 34% in Q2, indicating that the company is generating more income from its existing customer base rather than solely relying on new user acquisition [4] Growth Prospects - User growth is modest, with a 10% year-over-year increase in Q2, but there is potential for increased business, particularly through the Robinhood Gold membership program [5] - The company is expanding its offerings, including banking services, futures and options trading, and cryptocurrency trading, to enhance its appeal to retail investors [6] Long-term Vision - Robinhood aims to become the leading marketplace for active traders and a top global financial ecosystem within a 10-year timeframe, competing with established players like PayPal and traditional banks [7] - The company anticipates benefiting from generational wealth transfer, as younger consumers are more likely to utilize its services [8] International Expansion - There is a significant global opportunity for Robinhood, particularly in markets where stock ownership is lower, with plans to expand into 30 European markets following its launch in the U.K. [9] Market Conditions and Valuation - The company's future growth is contingent on favorable market conditions, with expectations for more services and higher engagement, although the current bull market plays a crucial role [10] - Robinhood's stock is currently trading at a high valuation of 59 times forward one-year earnings, making it vulnerable to market fluctuations [12] Cautionary Notes - Despite robust long-term opportunities, there are concerns about the sustainability of current growth rates and the potential for revenue growth to slow down [13]

Core Viewpoint - NextGen Digital Platforms Inc. has been involved in promotional activities regarding its common shares, which were disclosed following a request from OTC Markets Group Inc. The company acknowledges its engagement with Gold Standard Media LLC for investor relations and advertising services, which included the distribution of promotional materials [1][2][3]. Group 1: Promotional Activities - On September 29, 2025, OTC Markets informed the company about promotional activities related to its shares, including newsletters published by Gold Standard Media LLC discussing the company and its Bittensor business [2]. - The company entered into an advertising agreement with Gold Standard Media LLC on July 28, 2025, and was aware of the promotional activities since that date [3]. - The company provided publicly available information for the marketing materials, which were reviewed and approved by management for factual accuracy [5]. Group 2: Company’s Position on Promotional Impact - The company does not believe that the promotional activities were the primary factor for any increase in trading volume but rather that they increased investor interest and awareness [6]. - After inquiries, the company confirmed that no directors, officers, or third-party service providers were involved in the creation or distribution of promotional materials beyond what was disclosed [7]. Group 3: Recent Share Transactions - The CEO of the company purchased 300,000 shares in the past 90 days, indicating insider confidence [8]. Group 4: Investor Relations and Services - The company has engaged several third-party service providers for investor relations and marketing services over the past twelve months, including Gold Standard Media LLC, Tafin GmbH, and others [9]. Group 5: Company Overview - NextGen Digital Platforms Inc. is a publicly listed fintech and digital asset company focused on Web3 technologies, blockchain infrastructure, and digital assets, aiming to develop innovative financial structures aligned with decentralized finance [11]. - The company also operates PCSections.com, an e-commerce platform, and a hardware-as-a-service business supporting the artificial intelligence sector [12].

Core Insights - MercadoLibre is experiencing a 10% decline in stock value due to increased competition from Amazon in Brazil, its largest market [1][2] - Amazon's aggressive strategy includes waiving logistics fees and take rates for new Brazilian merchants during the holiday season [2] - Despite the competition, MercadoLibre's strong logistical network and diverse fintech solutions position it well in the market [4][5] Competitive Landscape - Amazon is expanding aggressively in Brazil, but it is still considered an underdog compared to its dominance in the U.S. [3] - MercadoLibre has a robust ecosystem that includes e-commerce and fintech, making it difficult for competitors to disrupt its business [4][5] - Other competitors like Walmart, Costco, Sea Limited's Shopee, and Chinese companies such as Shein and PDD Holding's Temu are also entering the Latin American market [6][7] Market Potential - Latin America is viewed as a promising growth area for e-commerce, indicating that competition will continue to intensify [5] - MercadoLibre has shown significant growth over the past decade, being described as a "24-bagger," highlighting its potential for future growth [5]

As filed with the U.S. Securities and Exchange Commission on October 2, 2025 Registration No. 333-289711 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 1 to FORM S-1 NETCAPITAL INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) (Primary Standard Industrial Classification Code Number) Utah 6199 87-0409951 (I.R.S. Employer Identification Number) REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 ...

Core Viewpoint - The tokenization of financial assets is expected to reshape global markets, with digital versions of stocks becoming the primary method for international investors to access U.S. equities [1][2]. Group 1: Tokenization and Market Impact - Tokenization is predicted to become the default method for gaining exposure to U.S. stocks outside the U.S., likened to an unstoppable freight train that will eventually transform the entire financial system [2]. - Robinhood has launched over 200 tokenized U.S. stocks for customers in the European Union, coinciding with a record high in its own share prices [2]. - The process of tokenization involves placing real-world assets like stocks and bonds onto distributed ledgers, which is expected to accelerate over the next decade [4]. Group 2: Regulatory Landscape - The CEO anticipates that European regulators will develop a framework for tokenized securities more rapidly than their U.S. counterparts, with the U.S. likely being one of the last markets to fully adopt this technology [3]. - Most major markets are expected to establish some framework for tokenization within the next five years, although achieving full penetration may take over a decade [4]. Group 3: Integration of Crypto and Traditional Finance - There is a belief that cryptocurrency and traditional finance will merge, with stablecoins serving as a successful example of tokenizing traditional assets [5]. - The advantages of crypto technology over traditional finance suggest that distinctions between the two will diminish in the future [5]. Group 4: Industry Sentiment - Fintech leaders are increasingly convinced that tokenization will endure beyond crypto market cycles and become integral to mainstream finance [6]. - Despite uneven regulatory clarity, the pace of experimentation in Europe and Asia indicates a shift in focus from whether tokenization will be adopted to how quickly it will spread [6].

Core Insights - MercadoLibre is a promising investment due to its growth optionality, allowing it to expand into new markets despite its current size of $120 billion and a 30% increase in 2025 [1][2] Market Expansion - The company has 71 million monthly active buyers who spent over $15 billion in the last quarter, with Brazil, Argentina, and Mexico making up 96% of total sales, indicating significant growth potential in other Latin American countries [3] - Latin America has 50% more people than the United States, yet its e-commerce penetration is only half that of the U.S., highlighting a vast opportunity for growth [4] Advertising Growth - MercadoLibre increased its share of the Latin American digital ads market from 1.5% in 2019 to 6.7% in 2024, making it the third-largest advertiser in the region, with a 38% sales growth in the second quarter [5] - The Latin American retail media market is expected to triple in size between 2024 and 2028, suggesting continued growth for MercadoLibre in this segment [5] Business-to-Business (B2B) Initiatives - The company launched its B2B offering, enabling 4 million users to make wholesale purchases, with management estimating this market to be four times the size of its existing consumer marketplace [6] Fintech and Credit Services - With 68 million monthly active fintech users, MercadoLibre is positioned to disrupt the underbanked and cash-heavy payment landscape in Latin America [7] - The company has 35 million users in its credit portfolio, with 60% previously having no credit offers, and continues to grow sales by over 30% quarter after quarter [7]

IBD Videos 9/30/2025Futures fell with a government shutdown now underway. On Tuesday, the stock market rose slightly as Nvidia broke out and... 9/30/2025Futures fell with a government shutdown now underway. On Tuesday,... INVESTING RESOURCES BREAKING: Tesla Falls Despite Record Q3 Deliveries SoFi Technologies (SOFI) is Thursday's selection for IBD 50 Stocks To Watch from Investor's Business Daily as a strong rebound from its 10-week moving average could present an early entry. SoFi Technologies currently is ...

Core Insights - SoFi's Galileo platform is a foundational pillar in fintech infrastructure, driving innovation and powering millions of accounts in 2025 [1] - Galileo's Technology Platform segment shows steady revenue growth due to client expansion and entry into new segments [1][6] Platform Capabilities - Galileo offers a unified, API-first platform that integrates digital banking, card issuing, payments, fraud detection, and compliance [2] - The platform's programmable architecture allows fintechs to issue virtual and physical cards, manage account lifecycles, and execute secure payments [2] - Developer tools include sandbox environments, event APIs, dispute management, and real-time transaction controls, enhancing product innovation and operational efficiency [2] Innovations and Client Growth - The Cyberbank Konecta AI-powered virtual assistant enhances customer support, reduces operational costs, and improves user experience [3] - Galileo's client base includes major financial institutions like Banco Nación in Argentina, contributing to strong organic client growth [3] Competitive Landscape - Peers Adyen and Marqeta provide competitive fintech solutions, with Adyen focusing on end-to-end payment processing and Marqeta specializing in modern card issuing [4] - Adyen offers omni-channel payment flexibility and fraud management, while Marqeta's open APIs allow for instantaneous card issuance and spend controls [4] Industry Positioning - Together, SoFi's Galileo, Adyen, and Marqeta represent leading fintech infrastructure platforms, with Galileo emphasizing deep integration and AI-powered innovation [5] - Galileo is positioned as a critical enabler for fintechs developing the next wave of financial products [5]