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X @aixbt
aixbt· 2025-11-21 10:48
Financial Commitment - A NASDAQ-listed company commits to purchasing $2.08 million worth of education tokens monthly for 24 months [1] - The total commitment amounts to $50 million [1] - This marks the first instance of a public company programmatically accumulating an education token [1] Platform Performance - 12 teachers have already generated $350 thousand in revenue on the platform [1] Future Development - Mainnet launch is scheduled for Q1, accompanied by foundation buybacks in addition to the NASDAQ purchases [1]
打通金融支持服务消费堵点
Core Insights - The "14th Five-Year Plan" emphasizes boosting consumption by focusing on easing access and integrating service consumption, aligning with the objective laws of China's economic development [1] - Service consumption is increasingly becoming a key driver for consumption expansion and economic structure optimization, transitioning the consumption market from goods to services [1] - The growth of service consumption presents significant market opportunities for the financial sector while also raising demands for financial support to the real economy [1] Supply-Side Challenges - Service-oriented enterprises typically operate with light assets, lacking sufficient collateral to meet traditional bank credit standards, leading to difficulties in financing [2] - Traditional credit products primarily cater to large physical goods, with risk control logic and term structures not aligning with the characteristics of service consumption [2] - Existing payment systems do not fully accommodate the nature of service consumption, resulting in complex payment processes and unregulated prepayment fund management [2] Financial Support Strategies - To effectively support the expansion of service consumption, a combination of structural monetary policies and differentiated regulatory tools is necessary to encourage financial institutions to increase credit in service sectors [2] - The People's Bank of China has established a 500 billion yuan quota for service consumption and elderly care re-loan tools to guide commercial banks in enhancing credit allocation to key service areas [2] Innovation in Financial Products - Financial institutions should innovate consumer finance products and service models, developing small, flexible, and scenario-based credit products tailored to specific sectors like education and tourism [3] - There is a need to explore effective financial support models for new consumption types, including digital, green, and health consumption, to empower the development of experience, smart, and customized consumption [3] Payment Environment Optimization - It is essential to optimize the consumption payment environment to reduce transaction costs and enhance efficiency, particularly in high-frequency service scenarios [3] - Promoting the use of digital currency in sectors with high prepayment risks can help manage prepayment funds through smart contract management, mitigating risks of fund misappropriation [3] Policy and Regulatory Support - Implementing differentiated regulatory policies can encourage banks to increase credit in service consumption by providing favorable conditions regarding risk asset weight calculations and non-performing loan tolerances [4] - Establishing a unified credit information platform for service consumption can alleviate financing barriers for service enterprises and ensure convenient financing for those with good credit [4]
X @Nick Szabo
Nick Szabo· 2025-11-20 03:06
RT Nick Szabo (@NickSzabo4)AI and robotics can make cheap widgets even cheaper. That will not make society wealthy.In the developed world our biggest and most important expenses do not primarily involve widgets; they primarily involve law (often indirectly), real estate, health care, and education.It is only if AI can, and is allowed to, "practice" law, health care, and education that we will reap anything like the promised benefits of AI making society "wealthy." ...
Bridging Education and Technology: Preparing Future Ready Graduates | Okky Barus | TEDxUPH
TEDx Talks· 2025-11-19 17:33
Hei, halo. How are you. How are you doing.Good. Good. Great.At Indonesia usually we always have eh this kind ya. How are you doing. And then they will answer with the eh dahsyat luar biasa.and yes three times and anyway alright eh so let's discuss our topic for today session let me try my slides here oke so for those of all of you here who don't know me yet my name is Okiibarus I am from Medan of you been from Medan no one only one person minority ya alright then ok just in case you come to Medan usually th ...
Gaotu Techedu to Report Third Quarter 2025 Financial Results on November 26, 2025
Prnewswire· 2025-11-19 09:00
Core Viewpoint - Gaotu Techedu Inc. is set to report its financial results for the third quarter of 2025 on November 26, 2025, highlighting its focus on AI-powered education solutions in China [1][2]. Company Overview - Gaotu Techedu Inc. is a leading technology-driven education company in China, dedicated to enabling lifelong learning through AI-powered solutions [3]. - The company offers AI-powered, product-led learning solutions for learners of all ages, from preschool to adulthood [3]. - Gaotu combines high-caliber teaching resources with AI-enhanced tools and content to create engaging learning experiences delivered through online and offline channels [3]. - AI and data analytics are integral to the company's operations, allowing for content and teaching methods to be tailored to individual learner needs, thereby enhancing efficiency and promoting sustained learning progress [3]. Earnings Conference Call - The management of Gaotu will hold an earnings conference call on November 26, 2025, at 8:00 AM U.S. Eastern Time [2]. - Dial-in details for the conference call are provided for international, U.S., Hong Kong, and Mainland China participants [2]. - A telephone replay will be available two hours after the call until December 3, 2025, with specific dial-in details for the replay [2]. - A live and archived webcast of the conference call will also be accessible on the company's investor relations website [2].
开盘:三大指数小幅低开 硅能源板块跌幅居前
Xin Lang Cai Jing· 2025-11-19 02:13
Core Viewpoint - The A-share market is currently experiencing a phase of consolidation and adjustment, with the potential for a rebound in the near future as market sentiment improves [2][3] Market Performance - The three major indices opened slightly lower, with the Shanghai Composite Index at 3937.92 points, down 0.05%, the Shenzhen Component Index at 13071.94 points, down 0.07%, and the ChiNext Index at 3065.17 points, down 0.13% [1] - The market is characterized by fluctuations, with the Shanghai Composite Index showing a tendency to consolidate around the 4000-point mark [2] Sector Performance - Sectors such as cultural media, software development, internet services, and education showed strong performance, while battery, coal, steel, and energy metals sectors lagged [2] - Semiconductor concepts were active, and some robotics stocks showed strength, while battery, coal, and steel sectors experienced significant declines [2] Market Sentiment and Technical Analysis - The A-share market is in a critical phase of adjustment, with the Shanghai Composite Index breaking below 3950 points and the ChiNext Index approaching its 60-day moving average [2] - There is an increased probability of technical and sentiment recovery in the market after a series of declines, but a strong upward movement is unlikely without new leading themes emerging [2]
如何用科技消除教育资源的鸿沟|Use Technology to Fill Educational Resources Gap | Keliang Liu | TEDxZhujiangNewTown
TEDx Talks· 2025-11-17 17:25
今天,教育者仍然是最重要的教育资源,在中国,优质的教育资源必然稀缺。一小时几百元的补习班、十万一平米的学区房,十几年的应试教育,都是为了能够接触到最优质的教育资源。 我们的衣食住行,都因为信息技术的发展产生了巨大变化,那么我们的教育呢?过去几年间,风变科技旗下的熊猫书院、Python 编程课火遍中国的年轻一代。 在风变科技 CEO 刘克亮眼中,目前的在线教育资源看似多且便捷,但模式上除把内容从线下往线上搬,完成了更大量级的传播外,不仅未消弭教育的不平等,反而造成了割裂和加深 —— 个体知识迭代更新的马太效应愈发明显:智力上的强者愈强,弱者愈弱。 而他认为,教育本身就是一个信息传递的过程,他希望在科技的助力下,完成「网络协同生产、课程数据智能」在个体教育上的探索,最终实现「自我教育」,一如水、电等基础设施一样,成为人类的日常,从而真正实现教育的平等。 Today, educators are still the most important educational resource, and high-quality educational resources are inevitably scarce. Tu ...
X @The Wall Street Journal
Marty Bryce went from practicing law to teaching high-school students.“I’ll take them over a bunch of lawyers and judges any day,” he says. https://t.co/cHt9Dv9CvX ...
X @Forbes
Forbes· 2025-11-15 22:26
Founded by former Thiel fellows, AI language tutoring app Speak started its journey in Seoul, South Korea. But as it enters the U.S. market, it’ll have to compete with better-known rivals like Duolingo. https://t.co/4fzpeBsoNj (Photo: Speak) https://t.co/fgYdP0TfxE ...