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Lincoln Educational Services Corporation 2025 Q3 - Results - Earnings Call Presentation (NASDAQ:LINC) 2025-11-20
Seeking Alpha· 2025-11-20 23:05
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打通金融支持服务消费堵点
"十五五"规划建议提出,要大力提振消费,以放宽准入、业态融合为重点扩大服务消费。这一战略部署 精准契合我国经济发展阶段的客观规律。随着居民需求层次不断升级,对教育、医疗、养老、文旅、信 息等高品质服务的消费意愿显著增强。这些服务消费具有显著的高收入弹性特征,增长潜力与市场空间 远大于基础物质消费。这反映了人民对美好生活向往的深化,也是构建新发展格局、实现高质量发展的 重要路径。 最后,强化政策激励与监管保障,引导金融资源向服务消费领域倾斜。可以研究实施差异化的监管政 策,对银行业金融机构在服务消费领域的信贷投放,从风险资产权重计算、不良贷款容忍度等方面给予 适度优惠,以提升业务积极性。为夯实金融服务的信用基础,还需打破数据壁垒,整合市场监管、税 务、社保等多维信息,构建统一的服务消费信用信息平台。在此基础上为服务业企业及广大从业者建立 精准的信用档案,为金融机构的授信决策提供可靠依据,有效缓解因轻资产、无抵押物带来的融资障 碍,确保信用良好者获得便捷融资。 在供给端,服务型企业普遍轻资产运营,缺乏充足的抵押物,难以达到传统银行授信标准,容易面临融 资难、融资贵的难题。在需求端,传统信贷产品主要满足车、房等大宗 ...
X @Nick Szabo
Nick Szabo· 2025-11-20 03:06
RT Nick Szabo (@NickSzabo4)AI and robotics can make cheap widgets even cheaper. That will not make society wealthy.In the developed world our biggest and most important expenses do not primarily involve widgets; they primarily involve law (often indirectly), real estate, health care, and education.It is only if AI can, and is allowed to, "practice" law, health care, and education that we will reap anything like the promised benefits of AI making society "wealthy." ...
Bridging Education and Technology: Preparing Future Ready Graduates | Okky Barus | TEDxUPH
TEDx Talks· 2025-11-19 17:33
Hei, halo. How are you. How are you doing.Good. Good. Great.At Indonesia usually we always have eh this kind ya. How are you doing. And then they will answer with the eh dahsyat luar biasa.and yes three times and anyway alright eh so let's discuss our topic for today session let me try my slides here oke so for those of all of you here who don't know me yet my name is Okiibarus I am from Medan of you been from Medan no one only one person minority ya alright then ok just in case you come to Medan usually th ...
Gaotu Techedu to Report Third Quarter 2025 Financial Results on November 26, 2025
Prnewswire· 2025-11-19 09:00
Accessibility StatementSkip Navigation BEIJING, Nov. 19, 2025 /PRNewswire/ -- Gaotu Techedu Inc. (NYSE: GOTU) ("Gaotu" or the "Company"), a leading technology-driven education company in China focused on enabling lifelong learning through AI- powered solutions, today announced that it will report its financial results for the third quarter ended September 30, 2025, before U.S. markets open on Wednesday, November 26, 2025. Gaotu's management will hold an earnings conference call at 8:00 AM U.S. Eastern Time ...
开盘:三大指数小幅低开 硅能源板块跌幅居前
Xin Lang Cai Jing· 2025-11-19 02:13
11月19日消息,三大指数小幅低开,硅能源板块跌幅居前。截至今日开盘,沪指报3937.92点,跌0.05%;深成指报 13071.94点,跌0.07%;创指报3065.17点,跌0.13%。 机构观点: 中原证券认为,周二,上证指数全天震荡走低;深证成指、创业板指早盘窄幅震荡,午后震荡下探,尾盘有所回升;科创 50指数早盘冲高回落,午后持续回落,尾盘有所回升。盘中文化传媒、软件开发、互联网服务以及教育等行业表现较好;电 池、煤炭、钢铁以及能源金属等行业表现较弱。当前A股市场处于震荡蓄势、布局来年的重要阶段,上证指数围绕4000点附近 蓄势整固的可能性较大,市场风格再平衡仍将延续,周期与科技有望轮番表现。 东吴证券认为,周二,A股市场全天震荡调整,三大指数低开低走。盘面上,半导体概念表现活跃,机器人概念股局部走 强;电池、煤炭、钢铁等板块跌幅居前。指数再度调整并且上证指数跌破3950点,创业板指数逼近60日均线,在指数短期三连 阴且情绪面出现冰点后,A股市场出现技术和情绪修复的概率加大。但整体市场在没有新主线出来前,很难出现较强的向上走 势。目前市场前期抱团的几个概念板块也要注意在市场出现修复时它们可能出现跷跷 ...
如何用科技消除教育资源的鸿沟|Use Technology to Fill Educational Resources Gap | Keliang Liu | TEDxZhujiangNewTown
TEDx Talks· 2025-11-17 17:25
今天,教育者仍然是最重要的教育资源,在中国,优质的教育资源必然稀缺。一小时几百元的补习班、十万一平米的学区房,十几年的应试教育,都是为了能够接触到最优质的教育资源。 我们的衣食住行,都因为信息技术的发展产生了巨大变化,那么我们的教育呢?过去几年间,风变科技旗下的熊猫书院、Python 编程课火遍中国的年轻一代。 在风变科技 CEO 刘克亮眼中,目前的在线教育资源看似多且便捷,但模式上除把内容从线下往线上搬,完成了更大量级的传播外,不仅未消弭教育的不平等,反而造成了割裂和加深 —— 个体知识迭代更新的马太效应愈发明显:智力上的强者愈强,弱者愈弱。 而他认为,教育本身就是一个信息传递的过程,他希望在科技的助力下,完成「网络协同生产、课程数据智能」在个体教育上的探索,最终实现「自我教育」,一如水、电等基础设施一样,成为人类的日常,从而真正实现教育的平等。 Today, educators are still the most important educational resource, and high-quality educational resources are inevitably scarce. Tu ...
X @The Wall Street Journal
Marty Bryce went from practicing law to teaching high-school students.“I’ll take them over a bunch of lawyers and judges any day,” he says. https://t.co/cHt9Dv9CvX ...
X @Forbes
Forbes· 2025-11-15 22:26
Founded by former Thiel fellows, AI language tutoring app Speak started its journey in Seoul, South Korea. But as it enters the U.S. market, it’ll have to compete with better-known rivals like Duolingo. https://t.co/4fzpeBsoNj (Photo: Speak) https://t.co/fgYdP0TfxE ...
LRN LAWSUIT ALERT: Levi & Korsinsky Notifies Stride, Inc. Investors of a Class Action Lawsuit and Upcoming Deadline
Globenewswire· 2025-11-14 23:02
Core Viewpoint - A class action securities lawsuit has been filed against Stride, Inc. for alleged securities fraud affecting investors between October 22, 2024, and October 28, 2025 [1][2] Summary by Sections Class Definition - The lawsuit aims to recover losses for investors adversely affected by alleged fraudulent activities during the specified period [1] Case Details - Allegations against Stride include: - Inflating enrollment numbers by retaining "ghost students" [2] - Cutting staffing costs by assigning teachers excessive caseloads beyond statutory limits [2] - Ignoring compliance requirements, including background checks and licensure laws for employees [2] - Suppressing whistleblowers who documented directives to delay hiring and deny services to maintain profit margins [2] - Losing existing and potential enrollments [2] Next Steps - Investors who suffered losses during the relevant timeframe have until January 12, 2026, to request appointment as lead plaintiff [3] - Participation in the lawsuit does not require serving as a lead plaintiff and incurs no out-of-pocket costs for class members [3] Why Levi & Korsinsky - The firm has a history of securing hundreds of millions for shareholders and is recognized as one of the top securities litigation firms in the U.S. [4]