USAA rating: 4.4 out of 5 stars USAA has been offering pet insurance through Embrace since 2014. USAA’s pet insurance rates are well below the average of all the insurers for which we collected cost data. The company also offers generous discounts, such as 15% off for current USAA customers and savings for military members, as well as for members with service dogs or multiple pets. Learn more: The best pet insurance companies USAA pet insurance pros and cons Pros Unlimited annual coverage option ...

GEICO rating: 4.1 out of 5 stars GEICO offers pet insurance through Embrace, which has three pet insurance plans and offers unlimited annual coverage with its accident and illness policy. One of the biggest benefits of GEICO pet insurance is affordability. Its pet insurance prices are well below the average of all the insurers for which Yahoo Finance collected data. GEICO also offers a few discounts for additional savings. Learn more: The best pet insurance companies GEICO pet insurance pros and cons ...

RENO, Nev., Jan. 30, 2026 (GLOBE NEWSWIRE) -- Employers Holdings, Inc. (the “Company”) (NYSE:EIG) today announced that it will release its fourth quarter and full-year 2025 financial results after market close on Thursday, February 19, 2026, after which these materials will be available on the Company’s website at www.employers.com through the “Investors” link. Conference Call DetailsThe Company will then review these financial results via a conference call and webcast on Friday, February 20, 2026, at 11:00 ...

(Bloomberg) --Insurance platform Ethos Technologies Inc. and some of its shareholders raised roughly $200 million in an initial public offering, becoming the latest in the sector to go public.Processing ContentThe San Francisco-based company priced the shares at $19 each, the midpoint of the marketed range of $18 to $20, according to a statement confirming an earlier Bloomberg News report. The oversubscribed offering consisted of 5.1 million shares sold by Ethos and 5.4 million shares offered by the selling ...

Key Takeaways AON's Q4 EPS of $4.85 beat estimates by 1.9% and rose 10% year over year on solid organic growth.Commercial Risk and Reinsurance Solutions drove growth through new business and strong retention rates.2026 outlook includes EPS growth, margin expansion of 70-80 bps and double-digit free cash flow growth.Aon plc (AON) reported fourth-quarter 2025 adjusted earnings of $4.85 per share, which surpassed the Zacks Consensus Estimate by 1.9%. The bottom line advanced 10% year over year. Total revenues ...

Core Insights - The Hartford Insurance Group, Inc. (HIG) reported fourth-quarter 2025 adjusted operating earnings of $4.06 per share, exceeding the Zacks Consensus Estimate by 27.9% and reflecting a 38% year-over-year increase [1] - Operating revenues rose 8.9% year over year to $5.2 billion, surpassing the consensus mark by 1.4% [1] Financial Performance - Higher net investment income, favorable prior accident year development (PYD), and lower property and casualty (P&C) catastrophe losses contributed to the financial results [2] - Earned premiums reached $6.1 billion, a 5.7% increase year over year, but fell short of the Zacks Consensus Estimate by 0.3% [3] - Net investment income increased 16.5% year over year to $832 million, exceeding the consensus estimate by 11.9% [3] - Total benefits, losses, and expenses rose 2.1% year over year to $5.9 billion [4] - Pre-tax income climbed 31.6% year over year to $1.4 billion [4] Segment Performance - **Business Insurance**: Revenues totaled $4.1 billion, a 9.5% increase, with core earnings of $915 million, up 37.6% year over year [5] - **Personal Insurance**: Revenues amounted to $1 billion, beating the consensus estimate by 2.7%, with core earnings of $214 million, reflecting a 38% year-over-year increase [6] - **P&C Other Ops**: Revenues improved 5.6% year over year to $19 million, but the segment reported a core loss of $140 million [7] - **Employee Benefits**: Revenues were $1.8 billion, a 1.6% increase, but core earnings declined 0.7% year over year to $138 million [9] - **Hartford Funds**: Revenues increased 7.4% year over year to $292 million, with core earnings of $58 million, up 13.7% [10] - **Corporate**: Revenues were flat at $37 million, with a core loss of $37 million, narrower than the previous year's loss [11] Financial Position - As of December 31, 2025, cash declined 27.3% to $133 million, while total investments increased 8% to $64 billion [12] - Total assets grew 6.3% to $86 billion, and total stockholders' equity improved 15.4% to $19 billion [12] - Book value per share was $66.31, a 20.4% year-over-year increase [13] Capital Deployment - The company returned $546 million to stockholders in Q4 2025, including $400 million in share repurchases and $146 million in dividends [14] - Total capital returned for 2025 amounted to $2.2 billion [14] Full-Year Update - Adjusted operating earnings for 2025 were $13.42 per share, a 30% year-over-year surge, with total revenues of $20 billion [15] - Net earned premiums rose 6.5% year over year to $24 billion, and net investment income increased 13.4% to $2.9 billion [15]

Trupanion (TRUP) appears an attractive pick, as it has been recently upgraded to a Zacks Rank #1 (Strong Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices.The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.Since a changing earnings ...

Core Insights - The article emphasizes the often underestimated costs associated with Medicare, particularly healthcare expenses that retirees need to plan for, which can lead to significant out-of-pocket costs [4][9]. Medicare Costs - Medicare Part A has a deductible of $1,736 for inpatient hospital stays in 2026, an increase from $1,676 in 2025, while the average cost of a one-day hospital stay was $3,297 in 2024 [1][6]. - The average adjusted cost for an inpatient stay at community hospitals is $14,101, highlighting the financial burden on retirees [1]. Financial Planning for Healthcare - Financial experts warn that healthcare is the most unpredictable expense for retirees, as Medicare does not cover all medical needs, leading to additional costs for out-of-pocket expenses, deductibles, and long-term care [2][3]. - Fidelity Investments estimates that a retired couple will need approximately $345,000 to cover healthcare costs after age 65, underscoring the necessity of planning for these expenses [9]. Strategies for Managing Healthcare Costs - Recommendations include building a Health Savings Account (HSA) for tax advantages, setting up a dedicated health emergency fund, and considering long-term care insurance to protect against high costs [11][12][16]. - It is advised to obtain a robust Medigap policy to cover gaps in Medicare, as Original Medicare does not cover essential services like dental, vision, and hearing [7][8][21]. Income Management - Reducing modified adjusted gross income (MAGI) can help lower Medicare premiums, with strategies such as Roth conversions and charitable giving suggested for those nearing retirement [18][19].

Core Insights - MetLife, Inc. (MET) is scheduled to report its fourth-quarter 2025 results on February 4, with earnings estimated at $2.36 per share and revenues at $25.6 billion, indicating year-over-year growth of 13.5% and 29.6% respectively [1][5] Financial Performance - The Zacks Consensus Estimate for MetLife's total revenues for the current year is $80 billion, reflecting a 9.4% increase year-over-year, while the EPS estimate stands at $8.71, suggesting a 7.4% rise [2] - In the last four quarters, MetLife missed earnings estimates three times and exceeded them once [2] Earnings Prediction - The current model does not predict a definitive earnings beat for MetLife, as it holds an Earnings ESP of +0.47% and a Zacks Rank of 4 (Sell) [3] Revenue Growth Drivers - The anticipated revenue growth in Q4 is attributed to rising premiums, adjusted group benefits revenues, and adjusted retirement and income solutions revenues, particularly benefiting from international markets in Asia, EMEA, and Latin America [4][5] - The Zacks Consensus Estimate for premiums in the upcoming quarter indicates a significant increase of 79.4% year-over-year [4] Segment Performance - Adjusted retirement and income solutions revenues are projected at $11.3 billion, nearly doubling from the previous year [6] - The Asia segment is expected to benefit from improved variable investment income and increased volumes, while EMEA and Latin America are projected to see growth from higher volumes [6] Challenges - Rising costs and expenses may partially offset profit growth in the upcoming quarter, with a projected decline of 4.1% in adjusted earnings from the Asia business year-over-year [7]

Everyone loves a good comeback story, and that's especially true in markets where business cycles ebb and flow. Last year's winners frequently turn into this year's laggards, and we've already seen examples of that this month as software stocks plunge and memory stocks soar.Today, we'll look at five stocks with comeback potential in 2026. The theme connecting these five companies is their miserable performance in 2025, and the steps they've taken to prove investors wrong in 2026.Each stock is off to a hot s ...