Core Viewpoint - The Schall Law Firm is investigating Klarna Group plc for potential violations of securities laws, particularly regarding misleading statements and undisclosed information that may have affected investors [1][2]. Financial Performance - Klarna reported record revenue that exceeded estimates for its third quarter, but also posted a net loss of $95 million due to increased provisions for credit losses [2]. - Provisions for loan losses amounted to $235 million, surpassing analyst expectations of $215.8 million, and represented 0.72% of gross merchandise volume, an increase from 0.44% the previous year [2]. Market Reaction - Following the news of the financial results and increased provisions, Klarna's shares fell by 9.3% the day after the announcement [2].

Ovanti Ltd (ASX:OVT) has knocked a second deal out of the park in Week 50 of the year, signing up US-based Ticketek competitor The Ticketing Co (TTC) onto its BNPL app Flote, set to disrupt the US retail loan market and putting the Flote brand-name in front of the eyes of American consumers. Listen to the HotCopper podcast for in-depth discussions and insights on all the biggest headlines from throughout the week. On Spotify, Apple, and more.Disclaimer: This content has been prepared as part of a partnershi ...

Core Insights - AlphaTON Capital Corp. is positioning itself as a key player in the Telegram economy, focusing on various strategic initiatives including acquisitions and investments in technology and healthcare sectors [1][2]. Company Overview - AlphaTON Capital Corp. is a technology public company listed on Nasdaq under the ticker symbol "ATON," targeting an addressable market of 1 billion monthly active users on Telegram [2][3]. - The company employs a comprehensive M&A and treasury strategy that includes direct token acquisition, validator operations, and strategic ecosystem investments to ensure sustainable returns for shareholders [2]. Recent Developments - Recent moves by AlphaTON include acquiring Forbes, investing in GPU infrastructure for Telegram's Cacoon AI network, and pursuing the gaming platform GAMEE [1]. - The company is also focused on tokenizing healthcare and cancer research, indicating a diversification of its investment strategy [1]. Leadership - The leadership team includes CEO Brittany Kaiser, Executive Chairman and Chief Investment Officer Enzo Villani, and Chief Business Development Officer Yury Mitin, who guide the company's strategic direction [2][5]. Industry Engagement - AlphaTON Capital is involved in network validation and staking operations, development of Telegram-based applications, and investments in TON-based decentralized finance protocols and gaming platforms [2]. - The company is also advancing therapies targeting checkpoint resistance pathways in drug development, aiming to improve patient quality of life [3].

The fight over how the U.S. should regulate digital assets escalated this week after one of the country’s largest labor unions warned Congress that a new crypto bill could put retirement savings at risk. At the same time, Wall Street is beginning to experiment with tokenized stocks, the very scenario unions say the legislation fails to control. Tokenized stocks are digital versions of real company shares that live on a blockchain but still represent the same ownership and rights as traditional stock. Re ...

Core Insights - MercadoLibre has successfully transformed challenges into revenue streams, particularly in online commerce and fintech, but faces emerging challenges that could impact its stock outlook in 2026 and beyond [1][2] Group 1: Financial Performance - In the first nine months of 2025, MercadoLibre's revenue increased by 37% year over year to $20 billion, but the provision for doubtful accounts rose by 58%, indicating rising credit risks [5] - Net income for the same period was $1.4 billion, reflecting a modest 13% increase compared to the previous year, which has contributed to a slower stock price increase of just over 20% in 2025 [6] Group 2: Challenges - High loan defaults in Mercado Pago, the company's fintech arm, have become a significant concern as bad debt accumulates, impacting investor sentiment [4] - Increased competition in e-commerce from companies like Amazon and Sea Limited, as well as local platforms, poses a threat to MercadoLibre's market share and could pressure profit margins [7][8] Group 3: Competitive Advantages - Despite competition, MercadoLibre maintains competitive advantages through its logistics arm, Mercado Envios, which allows for lower shipping costs and faster delivery, helping to attract merchants [9] - The company continues to leverage its first-mover advantage in Latin American fintech and e-commerce, although it must address the issue of unpaid loans to sustain growth [10][11]

Core Insights - Pagaya Technologies (PGY) has established itself as a stable player in the fintech sector, leveraging AI-based underwriting and a broad capital network to navigate varying credit conditions and consumer spending patterns [1][8] Business Model - Pagaya operates primarily as a technology and data platform, connecting lenders with institutional investors, which allows for growth in loan volumes while minimizing credit risks [2][14] - The company has diversified its business model beyond personal loans into auto lending and point-of-sale financing, reducing exposure to cyclical risks [10] - Pagaya has built a network of over 135 institutional funding partners, utilizing forward flow agreements to secure alternative funding sources during market stress [11][17] Financial Performance - In 2025, Pagaya reported three consecutive quarters of positive GAAP net income, a significant improvement from previous losses, with a year-over-year network volume growth of 10.5% [3][8] - The company anticipates a network volume of $10.5-$10.75 billion for 2025, supported by funding diversification [3][8] Stock Performance - PGY shares have surged 167.3% year-to-date, outperforming the industry and the S&P 500 Index, which saw declines and growth of 4.2% and 18.7%, respectively [4][8] Valuation - PGY stock is trading at a forward 12-month price/sales (P/S) ratio of 1.29X, significantly below the industry average of 3.35X, indicating an attractive valuation [21] Earnings and Revenue Estimates - Analysts have revised upward the earnings estimates for Pagaya to $3.10 and $3.41 per share for 2025 and 2026, reflecting year-over-year growth rates of 273.5% and 10% [23] - Revenue estimates for 2025 and 2026 are projected at $1.32 billion and $1.57 billion, implying year-over-year growth of 28.4% and 19.2% [27]

Core Insights - Block, Inc.'s subsidiary Afterpay has announced new partnerships to enhance payment flexibility for consumers ahead of the holiday shopping season [1] Group 1: Partnerships and Offerings - Afterpay has formed partnerships with various brands across multiple categories, including Fashion & Apparel (Jenni Kayne, Diesel), Footwear & Outdoors (Hibbett, Tecovas), Jewelry & Accessories (Effy Jewelry), Home & Creative (Z Gallerie), and Beauty (Caliray Beauty) [2][3] - Many of these brands will provide Afterpay services both online and in select retail locations, allowing customers to manage their budgets more effectively [3] Group 2: Consumer Trends and Research - Research indicates that 44% of financially stressed consumers plan to utilize Buy Now, Pay Later (BNPL) services for holiday shopping this year, with 63% of Gen Z consumers preferring BNPL over credit cards due to its transparency [4] - Afterpay's "Pay in 4" service allows customers to split purchases into four interest-free installments, while "Pay Monthly" facilitates larger purchases over time [5] Group 3: Market Performance and Valuation - Block's shares have declined by 27.6% year to date, underperforming the broader industry and the S&P 500 Index [8] - The Zacks Consensus Estimate for Block's full-year 2025 EPS has been revised downward, indicating a projected 28.2% decrease year over year [11] - Block's current valuation is considered overvalued, reflected by a Value Score of C [10]

RADNOR, Pa.--(BUSINESS WIRE)---- $PINS #classaction--The law firm of Kessler Topaz Meltzer & Check, LLP (www.ktmc.com) is currently investigating potential violations of the federal securities laws on behalf of investors of Klarna Group plc (NYSE: KLAR) ("Klarna†). Klarna provides payment, advertising, and digital retail banking solutions to consumers and merchants. On or around September 10, 2025, Klarna conducted its IPO at $40.00 per share. On November 18, 2025, Klarna issued its third quarter 2025 fin ...

RT Solmate $SLMT (@Solmate)Solmate CEO @msantoriESQ and @viktorfischer joined @calilyliu onstage @ADFinanceWeek for a conversation about how Web3 is creating real value for fintech today. https://t.co/sLhO9LbXeI ...

As filed with the Securities and Exchange Commission on December 10, 2025 Registration No. 333- 290302 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 AMENDMENT NO. 1 to FORM F-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 LYTUS TECHNOLOGIES HOLDINGS PTV. LTD. (Exact Name of Registrant as Specified in its Charter) British Virgin Islands 7841 Not applicable (I.R.S. Employer Identification Number) (State or Other Jurisdiction of Incorporation or Organization) Classification ...