Core Insights - Zacks Investment Research has launched the Zacks Equity Research Agent for Microsoft 365 Copilot, integrating its research and data into Microsoft 365 workflows, enhancing enterprise-grade controls [1][4] - This integration allows financial professionals to access Zacks' proprietary equity research and datasets directly within Microsoft applications, improving efficiency and speed in research tasks [2][5] Product Features - The Zacks Equity Research AI Agent provides access to analyst-written reports for 1,100 major companies and quantitative research on an additional 3,500 smaller firms, along with fundamental earnings, estimates, and broker data [3][8] - Users can perform various tasks such as researching and comparing stocks, preparing for earnings calls, and generating sector briefings without leaving Microsoft applications like Word, Excel, PowerPoint, Outlook, or Teams [5][8] Strategic Partnership - The partnership between Zacks and Microsoft aims to streamline workflows for financial professionals, enabling them to access trusted information quickly and efficiently [4][5] - The integration is positioned as a significant advancement in the AI era, enhancing the capabilities of financial professionals [4]

TurboTax maker Intuit has launched a partnership with artificial intelligence (AI) startup OpenAI.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.The collaboration, announced Tuesday (Nov. 18), will let users of Op ...

Q3 2025 Highlights Include Net Income of $755,408 and a Major Post-Quarter Strategic Acquisition. Irvine, CA, Nov. 18, 2025 (GLOBE NEWSWIRE) -- FDCTech, Inc. ("FDC" or the "Company," PINK: FDCT), a fintech-driven firm specializing in acquiring and scaling small to mid-size legacy financial services companies, today announced its unaudited financial results for the three months ended September 30, 2025. Q3 2025 Financial Highlights Total Revenue: $5.90 million for Q3 2025, representing continued execution ac ...

Investing.com launched an AI-powered chart analysis feature on Nov. 18 that the company characterized as using Vision AI to interpret charts visually. Testing of the tool revealed output precision that usually requires calculated numerical data rather than image processing. The tool generates complete trading plans with specific technical indicators, according to the announcement. The platform serves more than 60 million investors monthly and covers cryptocurrencies, stocks, forex, and other assets. CTO ...

Core Viewpoint - A new securities class action lawsuit has been filed against CarMax, Inc., expanding the class period to include investors who acquired CarMax securities between June 20, 2025, and November 5, 2025, following significant market reactions to the company's leadership changes and financial disclosures [1][2][3]. Group 1: Class Action Details - The expanded class period now includes investors affected by the announcement of CEO Bill Nash's termination, which led to a share price drop of $9.48, or 23%, on November 6, 2025 [2]. - The lawsuit focuses on allegations that CarMax misled investors regarding its business model and growth prospects, particularly in light of its Q1 2026 earnings claims [3][4]. Group 2: Financial Performance - On June 20, 2025, CarMax reported a double-digit EPS growth for Q1 2026, claiming a strong market position, but the lawsuit alleges this was misleading as it did not account for consumers pulling forward purchases to avoid tariffs [4]. - CarMax's Q2 2026 results revealed a 24% year-over-year decline in net EPS, a 5.4% drop in retail used unit sales, and a 6.3% decrease in comparable store used unit sales [5]. - Concerns were raised about the quality of CarMax's Auto Finance loan portfolio, with an 11.02% revenue decline attributed to a $142 million loan loss provision, marking a nearly 40% sequential increase and a 24% year-over-year rise [6]. Group 3: Market Reaction and Analyst Commentary - Following the CEO's termination, analysts expressed concerns that the situation indicated deeper issues within CarMax, shifting perceptions from a value play to a potential "falling knife" scenario [7].

Core Viewpoint - Senate Democrats are investigating Fiserv, Inc. and its former CEO Frank Bisignano regarding potential mismanagement and misleading financial forecasts that led to significant investor losses [2][7]. Group 1: Financial Performance and Forecasts - Fiserv's stock price dropped 47% on October 29, 2025, following the release of Q3 2025 financial results, which were described as "abysmal" by analysts [2][5]. - The company revised its organic revenue growth expectations down to 3.5%-4% from a previously higher forecast, and adjusted its EPS outlook to $8.50-$8.60 [5][6]. - Fiserv's new CEO, Michael Lyons, indicated that previous growth assumptions were overly optimistic and difficult to achieve, leading to a reassessment of the company's financial guidance [6][7]. Group 2: Legal Actions and Investigations - A securities fraud class action lawsuit has been filed against Fiserv, representing investors who acquired securities between July 23, 2025, and October 29, 2025 [3][4]. - The investigation focuses on whether Fiserv misled investors regarding its business and growth prospects, particularly in light of the drastic share price decline [7][8]. - Hagens Berman is actively seeking information from investors who suffered losses and is investigating the claims related to Fiserv's financial disclosures [2][9].

Summary of WEX FY Conference Call - November 18, 2025 Company Overview - **Company**: WEX (NYSE: WEX) - **Industry**: Payment solutions and financial technology - **Purpose**: Simplifying business operations through payment intelligence and workflow optimization - **Customer Base**: Over 600,000 customers globally [1][1] Key Points and Arguments Mobility Segment - **Revenue Contribution**: Approximately 50% of WEX's revenue comes from the mobility segment [2][2] - **Market Conditions**: The over-the-road customer segment has been experiencing a rolling recession for the past couple of years, reflected in freight indexes [2][2] - **Sales Performance**: Despite challenges, WEX has seen stability in Same-Store sales and is focused on customer retention and new account acquisition [4][4] - **Small Business Growth**: There has been a 12% increase in new accounts in the small business sector year-to-date, indicating strong momentum [5][5] - **Product Offering**: The introduction of the 10-4 product for owner-operators has been successful, saving customers an average of $300 per month [7][7] Corporate Payments Segment - **Transition Impact**: The transition from Booking.com resulted in a 2% decline in high-margin revenue, but growth is expected to resume post-transition [14][14] - **Integration Focus**: WEX is enhancing integration with travel customers to facilitate seamless payments and expand into new payment sources [18][18] - **Geographic Expansion**: WEX is working on compliance infrastructure to enter new markets, such as Brazil, to support online travel agencies [20][20] - **Revenue Retention**: High revenue retention rates are observed across the corporate payments customer base, with a focus on increasing spend volume [23][23] Non-Travel Payments - **Diversification Strategy**: WEX is expanding its non-travel payment offerings, which now account for 40-50% of the business, reducing reliance on travel [27][27] - **Product Growth**: The AP Direct product has seen a 20% increase in spend volume, indicating strong market performance [28][28] Benefits Business - **Market Trends**: The benefits segment is benefiting from the shift towards consumer-directed healthcare, with HSA accounts growing steadily [31][31] - **Partnerships**: WEX's technology is utilized by seven of the top ten HSA providers, indicating strong market share and growth potential [33][33] M&A and Capital Allocation - **M&A Strategy**: WEX has shifted focus from M&A to share buybacks, prioritizing internal investments and evaluating high-risk adjusted returns [38][38] - **Custodial Business**: The custodial business has been a strong contributor, leveraging WEX's banking capabilities for better economics [36][36] Cross-Selling Opportunities - **Cross-Sell Success**: WEX has identified significant cross-sell opportunities between its mobility and corporate payments segments, enhancing revenue per customer [53][53] Future Outlook - **BP Partnership**: The onboarding of BP is expected to contribute an additional 0.5% to growth in the following 12 months [59][59] Additional Important Insights - **Sales Pipeline**: Strong sales performance is reported across all segments, with a focus on both partner and direct sales channels [56][56] - **Compliance Importance**: WEX emphasizes the significance of compliance in its global operations, which supports its ability to handle complex transactions [45][45] This summary encapsulates the key insights and strategic directions discussed during the WEX FY Conference Call, highlighting the company's performance, market conditions, and future growth opportunities.

Klarna reported record revenue that beat estimates for its third quarter, in its first set of earnings since going public https://t.co/gz7iuXNQNR ...

Core Insights - More than half of North Americans have lost trust in companies that provide poor experiences or unclear communication, with 71% of consumers indicating a need for improvement in customer experience, a significant increase from 2019 [1][3] Group 1: Customer Experience and Trust - Customer communications are essential for enhancing the customer experience, with companies that prioritize clear and engaging communication likely to gain trust and loyalty [2][3] - 59% of respondents have lost trust in companies due to poor experiences or unclear communication [3] Group 2: Customer Personas - The study identifies two key customer personas: Engaged Explorers and Practical Optimizers, each with distinct preferences for communication and experience [3][4] - Engaged Explorers prefer interactive emails (84%) and want bills and statements consolidated digitally (87%), but only 15% feel they receive a quality experience [3] - Practical Optimizers value efficiency and clear communication, with 44% prioritizing transparency in their interactions, and 41% feel companies meet their experience expectations [4] Group 3: AI and Consumer Expectations - While AI adoption is growing, only 37% of consumers believe it has improved their overall experience, with a notable difference in perception between the two personas [7][14] - 62% of consumers are more likely to engage with companies that have advanced security measures, and 52% are willing to share personal data for better experiences [7] Group 4: Communication Preferences - Key functions companies should prioritize include honoring preferred communication channels (39%), providing simple engagement methods across channels (38%), and simplifying business interactions (33%) [6] - Despite digital advances, 55% of consumers still receive paper communications, with nearly half willing to switch to digital if options are more intuitive and secure [9]

Core Viewpoint - MercadoLibre, Inc. (NASDAQ:MELI) is recognized as one of the best aggressive growth stocks, despite recent price target reductions by analysts following its Q3 2025 results, which showed strong gross merchandise volume (GMV) and revenue but lower-than-expected operating income [1][3]. Group 1: Analyst Ratings and Price Targets - Cantor Fitzgerald lowered its price target on MercadoLibre from $2,900 to $2,750 while maintaining an Overweight rating [1]. - Benchmark also reduced its price target from $2,875 to $2,780, keeping a Buy rating [3]. - BofA reaffirmed a Buy rating on MercadoLibre with a price target of $3,000 [2]. Group 2: Company Performance and Strategy - MercadoLibre reported impressive Q3 2025 results, driven by investments in logistics and marketing initiatives [4]. - The company reduced the free shipping threshold in Brazil, which led to increased buyer activity and market share gains [4]. - Analysts noted that while current investments are impacting margins, there is strong momentum in several business areas, indicating potential for improved profitability in the medium term [3]. Group 3: Market Position - MercadoLibre is the leading e-commerce and financial technology company in Latin America, operating in 18 countries [4].