Oracle Corporation ORCL will release earnings results for the fourth quarter, after the closing bell on Wednesday, June 11. The company has missed revenue estimates in two straight quarters and missed estimates in seven of the past 10 quarters overall. With the recent buzz around Oracle, some investors may be eyeing potential gains from the company's dividends too. Currently, Oracle offers an annual dividend yield of 1.13%. That's a quarterly dividend amount of 50 cents per share ($2.00 a year). Analysts ex ...

Group 1 - The J. M. Smucker Company is set to release its fourth-quarter earnings results on June 10, with expected earnings of $2.25 per share, a decrease from $2.66 per share in the same period last year [1] - The company is projected to report quarterly revenue of $2.19 billion, slightly down from $2.21 billion a year earlier [1] - John Brase has been appointed as President and COO of J. M. Smucker as of April 30 [1] Group 2 - J. M. Smucker shares increased by 0.5%, trading at $111.45 on the previous Monday [2] - Analysts have provided various ratings for the company, with Morgan Stanley maintaining an Overweight rating and raising the price target from $123 to $124 [7] - Stifel has a Hold rating with a reduced price target from $125 to $120, while TD Cowen downgraded the stock from Buy to Hold and cut the price target from $130 to $121 [7]

Group 1: Earnings Reports - Oracle and Adobe are expected to provide insights into the tech sector, while RH will reflect trends in the high-end consumer space [1] Group 2: Inflation Focus - The upcoming CPI and PPI reports will be crucial in determining if prices are rising due to tariffs implemented in early April [2] - Recent PCE report showed the lowest figures in months, leading some investors to speculate about a potential Federal Reserve rate cut [2] Group 3: Treasury Auctions - U.S. Treasury auctions for 3-Year, 10-Year, and 30-Year bonds are gaining attention due to recent dollar weakness and rising bond yields [3] Group 4: Apple WWDC - Investors are closely monitoring Apple's annual Worldwide Developers Conference (WWDC) for potential AI integration announcements, as the stock is down approximately 20% year to date [4] Group 5: Market Outlook - The market is positioned to approach new all-time highs, with a potential record if Apple performs well at WWDC, U.S.–China trade discussions progress, and inflation remains contained [5] - The market is currently just over 2% off its peak, indicating that one or two positive catalysts could drive it to record highs [5] Group 6: Boxabl Investment Opportunity - Boxabl is raising $1 billion to scale production of its foldable tiny homes, priced at $60,000 each, targeting a $5 trillion global opportunity [6] - The company has received interest for over 190,000 homes, positioning itself as a major disruptor in the housing market [6] - Boxabl's innovative manufacturing approach is inspired by assembly line techniques, aimed at making homeownership more accessible [6]

Core Points - Shenzhen's housing authority has released two drafts for public consultation regarding the management of affordable housing, clarifying the framework for the new "purchase-based affordable housing" policy, which will be permanently non-transferable to commercial properties [1] - The new affordable housing system in Shenzhen will consist of three categories: public rental housing for residents in need, rental housing for new citizens and talents, and purchase-based affordable housing aimed at low-income workers, which is the only category that can be sold [1][2] - The existing market includes three types of saleable policy housing: saleable affordable housing, saleable talent housing, and shared ownership housing, with the latter being a relatively new product with limited availability [1][2] Summary by Category Affordable Housing Policy - The purchase-based affordable housing (referred to as "配保房") will have strict management and will not be convertible to commercial properties, thus enhancing its protective attributes [1][2] - The policy aims to provide housing options for middle and low-income earners, with units sized below 70 square meters and strict regulations against changing their status [2] Market Dynamics - The rental return rates are a key indicator for assessing housing prices, and the introduction of purchase-based affordable housing is expected to lower overall housing costs and improve rental yields [3] - The existing affordable housing options, such as saleable affordable housing and talent housing, are still available in significant numbers, but they can eventually convert to commercial properties, which may limit the stock of affordable housing [3]

一项最新政府报告指出，澳洲家庭平均需要花费其收入的一半来偿还新购房贷款。 这一数据对首次购房者来说无疑是个重大打击，尤其在房价不断上涨以及生活成本 日益增加的背景 下。 （图片来源：RealEstate） 据RealEstate网站报道，房价的攀升和生活成本的增加，让许多首次购房者的负担 进一步加重。而在此 过程中，新的降息政策可能带来更大的购房需求，这反过来又 可能刺激房市，导致房价进一步上涨。 国家住房供应与可负担性委员会发布的最新报告显示，到2024年12月，支付新房贷 款将需要中等收入 家庭收入的50%。 报告同时指出，对于租房者而言，预计他们需 要花费其收入的三分之一来支付租金。 （图片来源：RealEstate） REA Group的经济学执行经理Angus Moore进一步指出，当前的住房可负担性已达到 了有记录以来的最 糟糕水平。 他表示，首次购房者或有意愿购房的租户通常需要大量借贷以便进入房市，但他们 面临的经济压力前 所未有。 收入的增长并不足以抵消房价和抵押贷款利率的迅速上涨，这意味着普通澳洲家庭 目前仅能负担起全 国出售房屋的14%。 而根据最新的PropTrack房价指数，澳洲的房价 ...

Group 1 - Triba Research aims to identify high-quality businesses that can deliver sustainable, double-digit returns over the long term [1] - The firm's strategy focuses on companies with strong competitive advantages, operating in growing markets, maintaining low debt levels, and led by skilled management [1] - The firm is led by economist Tomas Riba, who has two decades of investment experience and seeks to generate alpha through a concentrated portfolio of 10 to 15 carefully selected securities [1]

Core Insights - The current real estate cycle shows significant price drops, particularly in older residential properties, which are less appealing to younger families due to their age and lack of modern amenities [2][4][5] - There is a notable increase in the sales of older, smaller units in major cities, with a high percentage of transactions involving these types of properties [4][5] - The government has indicated a focus on stabilizing the real estate market, but experts predict a continued "price drop wave" in the coming years due to various signals [6] Signal 1: High Inventory Levels - The inventory of unsold residential properties remains high, with new housing stock expected to increase from 670 million square meters in 2023 to 798 million square meters by March 2024, particularly in third and fourth-tier cities where the inventory turnover period exceeds 36 months [7] Signal 2: Demographic Trends - The aging population in China has surpassed 300 million, accounting for 22% of the total population, leading to a significant reduction in housing demand as family structures change [8][9] - The declining birth rate, with a projected 15% decrease in newborns in 2024 compared to previous years, further diminishes future housing demand [9] Signal 3: Policy Direction - The government is committed to controlling housing prices and promoting rental housing, with plans to build 36,000 affordable rental units and renovate 2.7 million old residential units by 2025 [12][13] - The introduction of property taxes is expected to increase holding costs for investors, leading to a surge in listings and forcing developers to lower prices to attract genuine buyers [14][15] Investment Opportunities - Despite the overall market downturn, three types of properties are expected to appreciate: prime locations in core cities, high-quality upgraded housing, and rental-oriented affordable housing [15][16][17] - Properties in core urban areas, such as new developments near transportation hubs, continue to see demand despite high prices, indicating a preference for quality over quantity [15] - The government's push for high-standard housing is leading to price increases in compliant developments, while non-compliant properties are experiencing declines [16] - Rental properties, particularly those converted from existing stock, are showing stable returns, making them attractive to investors [17] Market Outlook - The current price declines present opportunities for first-time homebuyers to select properties more freely, while investors must be cautious to avoid potential losses in a changing market [19]

This press release contains certain statements related to future results, our intentions, beliefs and expectations or predictions for the future, which are forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Any projections of financial performance or statements concerning expectations as to future developments should not be construed in any manner as a guarantee that such results or developments will, in fact, occur. There can be no assurance that any ...

手里捏着多套房的家庭，未来可能要面对的四个残酷现实。 这可不是我危言耸听，2025年的数据摆在这儿： 重点城市二手房挂牌量连续两个月环比回升，2月突破200.6万套，同比虽下降11.6%，但环比增长 2.01%17； 三四线城市更惨，南阳这类城市的二手房挂牌量比2020年暴增210%，平均成交周期拉长到108天，几乎 成了"不能动的资产"。 更扎心的是，全国100个重点城市二手房价同比下跌5.15%，一线城市环比跌0.24%，三四线同比跌幅甚 至达4.48%。 这些数据比李嘉诚当年说"中国房产过剩"时还要触目惊心，咱们今天就用2025年的最新数据，拆解多套 房家庭的四大困局。 更隐痛的是房屋老化，湖南衡阳一15年房龄的电梯房，换根钢丝绳每户摊8000元，而小区房价才4500 元/㎡，业主直呼"修电梯的钱够买1.7㎡房子"。 北京朝阳某高端小区，三套房的物业费一年吃掉15万租金，这还没算房贷利息和折旧损失。 第三个雷区是法拍房大爆发，割肉都难止损。 第一个逃不掉的结果——二手房根本卖不动，尤其是三四线。我团队扒了麟评研究院的数据， 2025年重点城市二手房去化周期从2023年的20个月以上降到18个月，看似好转 ...

Core Insights - The article discusses the significant decline in real estate prices, with many homeowners sharing their experiences of losing substantial value in their properties, leading to a collective sense of despair and comparison among them [1][4]. Group 1: Market Trends - The real estate market is experiencing drastic price drops, with some properties losing up to 66% of their value, leading to emotional distress among homeowners [1][4]. - A specific example highlights a property purchased for 1.4 million in 2017 now valued at only 480,000, illustrating the severe depreciation in property values [4]. Group 2: Psychological Impact - Homeowners are engaging in a "misery index" where they compare their losses with others, finding solace in the fact that others are suffering more [5]. - The phenomenon of psychological balance is noted, where individuals feel better about their situation when they see others in worse circumstances, indicating a coping mechanism in response to market conditions [5]. Group 3: Anecdotal Evidence - A story shared by a user emphasizes the importance of timely selling, where a homeowner's decision to sell early resulted in avoiding a loss of over a million due to the market downturn [3]. - The discussion also includes humorous yet poignant observations about wealth disparities, such as an 8-year-old having a significant amount of money as a gift, which sparked conversations about economic inequality [5].