Group 1 - Affirm Holdings has submitted an application to establish Affirm Bank, a Nevada-chartered industrial loan company, which would allow the company to have an FDIC-insured institution and scale its business [1] - Analyst Kyle Peterson upgraded AFRM stock from "Hold" to "Buy" with a price target of $100, indicating a potential upside of 60% from current levels, viewing Affirm Bank as a "game-changer" for the company [2] - Approval for Affirm Bank is expected to be likely due to the government's push for deregulation and the company's strong risk management track record [3] Group 2 - Affirm offers Buy Now, Pay Later (BNPL) solutions, allowing customers to split purchases into flexible installments, and partners with retailers to provide seamless payment options [3][4] - The company has a market capitalization of $21.6 billion and extends unsecured loans assessed through credit evaluations and AI-driven models [4] - AFRM stock has experienced a 6% gain over the past 52 weeks but has declined 8% over the past six months, with a 38% drop from its 52-week high of $100 [5]

Core Insights - Marqeta Inc. (NASDAQ:MQ) has demonstrated a strong revenue growth of 20.11% over the past 12 months, but analysts have downgraded the stock rating to Neutral from Outperform and reduced the price target to $4.50 from $8 [1] - The company is projected to experience a 22% growth for fiscal year 2025, although it faces challenges such as the transition of Cash App Card's new issuance to Bancorp, which may impact its competitive position [1] - Wolfe Research has also downgraded Marqeta's rating to Peerperform from Outperform, citing similar headwinds and noting a 60% volume growth in the company's lending and buy-now-pay-later services in Q3 2025 [2] Company Overview - Marqeta Inc. specializes in the digital payment technology sector, offering a modern card issuing platform that provides infrastructure and tools for configurable payment cards, card issuer processing, and card program management services [3]

Core Viewpoint - Klarna Group plc is facing a class action lawsuit due to alleged misleading statements and failure to disclose material adverse facts regarding its business and operations following its IPO in September 2025 [5][6]. Group 1: IPO Details - Klarna conducted its IPO on September 10, 2025, selling 34.3 million shares at a price of $40 per share [2]. - Since the IPO, Klarna's share price has significantly declined, further impacting investors [4]. Group 2: Financial Performance - On November 18, 2025, Klarna reported its third quarter 2025 financial results, indicating a 39% increase in its provision for credit losses, attributed to changes in market and product mix, particularly an increased share of the U.S. market in its Gross Merchandise Volume (GMV) [3]. - Following this announcement, Klarna's stock price dropped by $3.25, or 9.3%, closing at $31.63 per share on the same day [3]. Group 3: Lawsuit Allegations - The class action complaint alleges that Klarna's management made materially false and misleading statements and failed to disclose the risk of increased loss reserves shortly after the IPO [5]. - It is claimed that the positive statements made by the management regarding the company's business and prospects were misleading and lacked a reasonable basis [5].

Core Viewpoint - A shareholder has filed a securities class action lawsuit against Klarna Group plc, alleging misrepresentations in the registration statement related to its September 2025 IPO, particularly concerning the company's business risks and loss reserves [1][3]. Group 1: Lawsuit Details - The lawsuit claims that the defendants materially understated the risk of increased loss reserves shortly after the IPO, which they either knew or should have known due to the risk profile of individuals using Klarna's buy now, pay later loans [3]. - Investors who purchased Klarna securities during the IPO are encouraged to join the class action lawsuit to discuss their legal rights and options [2]. Group 2: Legal Process - Individuals wishing to serve as lead plaintiff must file necessary documents by February 20, 2026, although participation as a lead plaintiff is not required to share in any potential recovery [4]. - All legal representation in this case is on a contingency fee basis, meaning shareholders will not incur any fees or expenses [4]. Group 3: Firm Background - Bernstein Liebhard LLP, the law firm handling the case, has recovered over $3.5 billion for clients since 1993 and has a strong track record in class action litigation [5].

The price of Lemonade (NYSE: LMND) skyrocketed in 2025 by some 94% -- and I don't mean the refreshing drink. In this case, I'm referring to the insurance stock that uses AI chatbots and algorithms to process insurance claims. But it may be hard for this innovative fintech to duplicate that level of share price growth in 2026, mainly because the company is still unprofitable, its stock's valuation soared, and it's in an extremely competitive landscape. Where to invest $1,000 right now? Our analyst team ju ...

Paytm reported a third straight profitable quarter, helped by rising sales and cost cuts that have helped the Indian fintech pioneer rebound from regulatory troubles https://t.co/32esmJYQFI ...

Core Viewpoint - The Gross Law Firm is notifying shareholders of Klarna Group plc regarding a class action lawsuit related to misleading statements made during the company's initial public offering (IPO) on September 10, 2025 [1][2]. Group 1: Allegations - The lawsuit alleges that Klarna's management materially understated the risk of increased loss reserves shortly after the IPO, which they either knew or should have known due to the risk profile of borrowers using Klarna's buy now, pay later services [2]. - It is claimed that the public statements made by Klarna were materially false and misleading throughout the relevant period, indicating negligence in their preparation [2]. Group 2: Class Action Details - Shareholders who purchased Klarna shares during the specified class period are encouraged to register for the class action, with a deadline set for February 20, 2026 [3]. - Once registered, shareholders will receive updates through a portfolio monitoring software regarding the status of the case [3]. Group 3: Law Firm Background - The Gross Law Firm is a nationally recognized class action law firm dedicated to protecting investors' rights against deceit and illegal business practices [4]. - The firm aims to ensure companies adhere to responsible business practices and seeks recovery for investors who suffered losses due to misleading statements or omissions that inflated stock prices [4].

RENO, Nev., Jan. 29, 2026 (GLOBE NEWSWIRE) -- GreetEat Corporation (OTC: GEAT) is proud to announce that its subsidiary, WallStreetStats.io, has officially launched its Financial AI Chat Agent, a breakthrough tool designed to revolutionize how retail investors access and analyze stock market data. Leveraging AI, machine learning, and proprietary data sets, this new platform enables investors to instantly request insights on stocks, options, or unique trading strategies. Instead of combing through countless ...

Core Insights - Blue Tower Asset Management's Global Value strategy achieved its best performance in 2025, with a net return of 13.15% in Q4 and a total return of 53.11% for the year [1] - Enova International, Inc. and Georgia Capital were the top contributors to performance, with Enova gaining 64% and Georgia Capital gaining 178% in 2025 [1][3] Company Performance - Enova International, Inc. (NYSE:ENVA) was highlighted as a leading contributor, with shares trading between $79.41 and $168.68 over the past 52 weeks, closing at $159.26 on January 28, 2026 [2] - Enova's one-month return was 1.31%, but it experienced a decline of 33.58% over the last three months [2] - The company has a market capitalization of approximately $3.94 billion [2] Growth and Strategy - Enova's year-over-year originations grew by 22% in Q3 2025, indicating strong organic growth [3] - The company has enhanced its underwriting algorithms, utilizing machine learning models that are frequently retrained, with 85% of underwriting decisions being fully automated [3] - The accumulation of customer database information supports a data-driven underwriting process, improving repayment predictability compared to traditional bureau scores [3]

Jan 29 (Reuters) - Indian fintech firm Paytm beat profit expectations in the third quarter on Thursday, helped by robust growth in its ​financial and payments services segments. Paytm has focused on its core payments ‌services business and reduced expenses following earlier challenges after the central bank ordered the shutdown ‌of its banking unit in January 2024. The digital payments firm posted a net profit of 2.25 billion rupees for the quarter ended December 31, from a loss of 2.08 billion rupees ...