Stirve Semler — Source: CoinGape Stive:- In a major update for the awaited Bitcoin treasury, a planned shareholder vote on Jan. 13 will determine whether Semler Scientific and Strive move forward with a merger. If approved, would fold Semler’s assets into Strive’s bitcoin-first business and leave the combined entity holding roughly 13,000 BTC. This is a hoard that could place the firm among the largest public companies to adopt Bitcoin as a strategic reserve. Strive Semler DAT Merger The transaction wa ...

Indians are heavily investing in crypto SIPs. Credit: Getty Images. Key Takeaways India’s crypto SIPs surged over 60% YoY in 2025, with CoinDCX adding 572,000 new plans. Small monthly investments (Rs 100-500) drove accessibility for retail and first-time investors. India leads global crypto adoption with 119 million users in 2025, projected to reach 123 million by the end of 2026. India’s crypto market is experiencing a sharp rise in Systematic Investment Plans (SIPs), as more investors opt for dis ...

XRP is charging into 2026 with momentum. The token’s price is up 25% in the first week of the year, outperforming most of the crypto market. At the same time investors have poured $1.3 billion into XRP exchange-traded funds. Growing regulatory clarity in the US is one of the key factors driving XRP’s strong price action, according to Katherine Dowling, president of Bitcoin Standard Treasury Company. XRP “has the most to gain” from successful passage of the Clarity Act “which is looking likely,” Dowling ...

Galaxy Digital’s Zac Prince says demographic shifts and wealth transfers could funnel massive capital into crypto markets over the next two decades as younger generations inherit from Baby Boomers. Speaking on The Milk Road Show, Prince pointed to demographic trends as a major tailwind for crypto adoption. “The older people are going to pass away and pass the money down to younger people,” he explained, adding that younger investors show markedly different preferences than their parents’ generation. Pr ...

Core Viewpoint - A coalition of US community bankers is urging Congress to amend the GENIUS Act to close a loophole that allows yield-generating stablecoins to compete with traditional bank deposits [1][9]. Group 1: Legislative Concerns - The Community Bankers Council of the American Bankers Association has called for tighter restrictions in the stablecoin framework passed last year [3]. - The council argues that the bill should be clarified to prevent stablecoin issuers from indirectly offering yield to tokenholders through third parties [3][4]. Group 2: Impact on Traditional Banking - The GENIUS Act prohibits stablecoin issuers from paying interest or yield, reflecting concerns that yield-bearing tokens could divert funds from insured bank savings accounts [5]. - Community bankers believe that the intent of this provision is being undermined by crypto platforms offering rewards tied to stablecoin holdings [5][6]. - Major exchanges like Coinbase and Kraken provide incentives for users holding certain stablecoins, which could siphon deposits from local banks and weaken their lending capacity [6][7]. Group 3: Risks to Local Communities - The bankers warn that large-scale deposit outflows could reduce credit availability for small businesses, farmers, students, and homebuyers in local communities [7]. - The council emphasizes that exchanges and affiliated crypto firms are not equipped to replace banks as lenders and do not offer federally insured products [7]. Group 4: Call to Action - The council is asking lawmakers to extend the GENIUS Act's yield ban to affiliates and partners of stablecoin issuers through pending crypto market structure legislation [8]. - This request adds to the growing pressure from banking groups, including the Banking Policy Institute, which has raised similar concerns about the potential outflow of trillions of dollars from the traditional banking system due to unchecked stablecoin incentives [8].

Core Insights - Virtune has completed the monthly rebalancing for the Virtune Crypto Top 10 Index ETP, which is listed on Nasdaq Stockholm [1] Group 1 - The rebalancing process is part of the ongoing management of the index to ensure it reflects the top 10 cryptocurrencies [1] - The ETP is available in both SEK-denominated and other currency options, catering to a diverse investor base [1]

Summary of Key Points from the Conference Call Industry Overview - The conference call focuses on the **Crypto Industry** and its outlook for **2026**, highlighting a **tokenization supercycle** that includes the tokenization of stablecoins, capital markets, and prediction markets [1][2][3]. Core Insights and Arguments 1. **2025 Performance**: Despite a weak Q4 in 2025, Bitcoin ended the year down 6%, while crypto equities had an average return of approximately **59%** [1]. 2. **Bitcoin Price Forecast**: The forecast for Bitcoin in 2026 is set at **$150K**, with a peak target of **$200K** in 2027, indicating a belief that the market has bottomed [1][8]. 3. **Stablecoin Growth**: Total stablecoin supply is expected to grow by **56% YoY** to **$420 billion** by 2026, driven by various factors including cross-border payments and fintech integration [2][47]. 4. **Tokenization of Real-World Assets**: The market for tokenized real-world assets is projected to increase from approximately **$37 billion** in 2025 to **$80 billion** in 2026, with equity tokenization expected to rise from **2%** to **16%** of total assets [3][47]. 5. **Prediction Markets**: The total volume for prediction markets is anticipated to double in 2026, reaching around **$70 billion**, with a significant portion of revenue expected from sports and political markets [4]. Company-Specific Insights Robinhood (HOOD) - **Management Strength**: HOOD is recognized for its effective management across equity, crypto, banking, and wealth management, with a strong distribution network of **14 million active traders** [12]. - **Prediction Markets Revenue**: Expected to contribute **9%** of total trading revenue by 2026, with HOOD building its own prediction markets exchange [15][77]. - **Tokenization Platform**: Plans to launch a full-scale equity tokenization platform, potentially impacting revenues significantly [15]. Coinbase (COIN) - **Business Transition**: COIN is transitioning to an 'everything exchange' model, expanding into tokenized stocks, prediction markets, and derivatives [16]. - **New Product Revenue**: New products are expected to drive **17%** of total trading revenues in 2026 [85]. - **Strategic Partnerships**: Partnerships with Circle are aimed at increasing USDC demand across various trading and payment platforms [16]. Circle (CRCL) - **Market Position**: Circle remains the largest regulated stablecoin provider in the U.S., with USDC growing by **73%** in 2025 to **$76 billion** [19][89]. - **Revenue Growth**: Despite concerns over interest rates, Circle's revenue and EBITDA have shown strong growth, maintaining pace with market demands [19]. Figure (FIGR) - **Loan Origination**: FIGR is expected to capture **5%** of U.S. HELOC origination by 2026, with strong momentum in tokenized consumer credit [26]. - **EBITDA Margin Expansion**: Projected EBITDA margins are expected to increase from **47%** in 2025 to **52%** in 2026 [26]. MicroStrategy (MSTR) - **Bitcoin Holdings**: MSTR holds approximately **674K BTC**, valued at around **$63 billion**, with a strong cash position to cover dividends [30]. - **Market Recovery**: MSTR is expected to benefit significantly from Bitcoin price appreciation, with a forecasted price of **$150K** in 2026 [31]. IREN - **AI Pivot**: IREN is focusing on building a vertically integrated AI business, with plans to set up **100K GPUs** over **350MW** of power [34]. - **Revenue Potential**: Expected to generate approximately **$2.5 billion** in annual recurring revenue by 2027 [39]. Important but Overlooked Content - **Regulatory Catalysts**: Key regulatory changes, such as the SEC crypto innovation exemption and the CLARITY Act, are expected to provide legitimacy to crypto trading platforms and could significantly impact market dynamics [10][11]. - **Market Risks**: The potential launch of crypto trading by legacy brokers and the competitive landscape with new entrants like Binance.US could pose risks to existing players [15][19]. This summary encapsulates the critical insights and projections from the conference call, providing a comprehensive overview of the current state and future outlook of the crypto industry and key companies within it.

Core Insights - Grayscale research indicates that the net outflow of approximately $1 billion from U.S. spot Bitcoin ETPs in December 2025 was primarily driven by year-end tax-loss harvesting rather than a deterioration in demand [1] - The first trading day of 2026 saw a reversal with nearly $500 million in net inflows [1] - On-chain data shows no significant sell-off from OG whales [1] Industry Developments - There has been substantial progress in the tokenization of institutional-grade assets, including the DTCC receiving a no-action letter from the SEC to initiate tokenization services [1] - JP Morgan Asset Management launched a tokenized money market fund on Ethereum [1] Regulatory Environment - The U.S. Senate plans to review the cryptocurrency market structure bill on January 15 [1] - Grayscale anticipates that legislation may be passed in 2026 [1]

Jan. 6 opened on a high for crypto traders as Bitcoin touched the $94,000 mark. However, the joy was short-lived as BTC failed to break past it. Crypto-related stocks also faced sharp pullbacks as a result. However, Bernstein analyst Gautam Chhugani has released his 2026 crypto outlook and he is much more optimistic about Bitcoin and a few major crypto stocks. Related: Cardano founder predicts Bitcoin could hit $250K by 2026 — Is it realistic? Analyst shares Bitcoin price prediction Bitcoin started 2 ...

Crypto prices slipped Tuesday as U.S. traders shifted into “risk-off” mode, pulling money from volatile assets. Bitcoin price dipped during U.S. trading hours, while ETH updates showed similar weakness across major altcoins. The move fits a broader pattern that has followed stocks lower since late 2025. This was not about one bad crypto headline. It was about fear. When macro worries rise, crypto often feels it first. That context matters for beginners. It explains why prices fall even when no crypto pro ...