Group 1 - Less than 12% of respondents in a survey identified an AI bubble as a major risk to sustained market growth, while over a third expressed concerns about an economic downturn [1] - The political environment was a significant concern for 22% of respondents, with 19.4% worried about persistent inflation [1] - The political environment includes various factors such as geopolitical issues, domestic stress, and government intervention in markets [2] Group 2 - Market anxiety has increased due to a criminal investigation into Federal Reserve Chair Jerome Powell, which is linked to his resistance to President Trump's push for looser monetary policy [3][4] - Investors are concerned about the implications of this investigation on the Fed's ability to set interest rates based on economic conditions rather than political pressure [4][5] - Rising Treasury yields are pressuring stocks as investors seek higher returns to compensate for the perceived risks associated with the conflict between the administration and the central bank [5][7]

Core Viewpoint - NewtekOne, Inc. is set to report its fourth quarter 2025 financial results on January 29, 2026, with a conference call scheduled to discuss these results [1]. Group 1: Financial Results Announcement - The company will release its fourth quarter 2025 financial results after market close on January 29, 2026 [1]. - A conference call will be hosted by the CEO Barry Sloane and CFO Frank DeMaria at 4:30 pm ET on the same day [1]. Group 2: Participation Details - Interested participants are encouraged to pre-register online for the conference call to receive a dial-in number or to listen to the webcast [2]. - A corresponding earnings presentation will be available in the 'Event & Presentations' section of the Investor Relations portion of NewtekOne's website [2]. - A replay of the call and the presentation will be accessible on the company's website for one year following the live event [2]. Group 3: Company Overview - NewtekOne, Inc. is a financial holding company that provides a wide range of business and financial solutions to independent business owners across all 50 states [3]. - The company has been operational since 1999, offering cost-efficient products and services aimed at helping businesses grow sales, control expenses, and reduce risk [3]. Group 4: Business Solutions Offered - NewtekOne's solutions include Banking, Business Lending, SBA Lending Solutions, Electronic Payment Processing, Accounts Receivable Financing, Inventory Financing, Insurance Solutions, and Payroll and Benefits Solutions [4]. - The company also provides Technology Solutions such as Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting, and Web Services through its subsidiary Intelligent Protection Management Corp. [4].

Core Insights - Bitcoin (BTC) is currently underperforming compared to traditional safe-haven assets like gold amid rising tensions between President Trump and Fed Chair Powell, raising concerns about the Federal Reserve's independence [1][2] Market Performance - Gold reached a record high of over $4,600 per ounce, while silver also hit an all-time high of $84.60. Bitcoin initially rose to $92,000 but later fell back to $90,500 during European trading hours [3][4] - The broader cryptocurrency market also retreated, with notable coins like Monero pulling back from a record high of $598 to $571, still reflecting a 15% increase over 24 hours [4] Economic Indicators - U.S. Treasury yields remained elevated, indicating that markets do not expect Powell to yield to legal pressures and cut interest rates aggressively. The 10-year U.S. yield was approaching 4.2%, while the two-year yield was at 3.54%, the highest in two weeks [5] Employment and Inflation Data - Analysts at ING noted that a dip in the U.S. jobless rate and potentially hotter-than-expected inflation data could prevent the Federal Reserve from cutting rates until at least March [6] ETF Flows - From January 5 to January 9, Bitcoin ETFs experienced net outflows of $681 million despite high trading volumes of $19.5 billion, indicating active repositioning rather than disengagement. Ethereum ETFs also saw $69 million in outflows, while XRP and SOL ETFs attracted capital, suggesting a selective risk appetite [7] Derivatives Market - The derivatives market shows a lackluster outlook in the near term, with 30-day BTC and ETH implied volatility indices at their lowest levels in weeks [8]

Core Viewpoint - NewtekOne, Inc. has extended the expiration date for its Exchange Offer of outstanding 5.50% Notes due 2026 to January 23, 2026, allowing additional time for holders to exchange their Old Notes for newly issued 8.50% Fixed Rate Senior Notes due 2031 [1][2]. Group 1: Exchange Offer Details - The Exchange Offer will now expire at 5:00 p.m. Eastern time on January 23, 2026, unless further extended or terminated [2]. - To participate in the Exchange Offer, Old Notes must be validly tendered and not withdrawn by the Expiration Date [2]. - The settlement date for the Exchange Offer is expected to be January 28, 2026, following the Expiration Date [2]. Group 2: Interest Payment Information - Holders of Old Notes as of the January 15, 2026 record date will receive the final interest payment before the scheduled maturity on February 1, 2026, regardless of whether they participate in the Exchange Offer [3]. - The first interest payment on the New Notes will be net of the interest paid on the Old Notes from the Settlement Date to the February 1, 2026 interest payment date of the New Notes [3]. Group 3: Exchange Offer Conditions - All other terms of the Exchange Offer remain unchanged, with the only modification being the extended Expiration Date [4]. - U.S. Bank Trust Company, National Association is the Exchange Agent, while Alliance Advisors serves as the Information Agent, and Lucid Capital Markets, LLC is the Dealer Manager for the Exchange Offer [5].

Core Insights - The average credit card balance in the U.S. has increased to $6,618, reflecting a 1.2% rise from the beginning of 2024, with total credit card debt reaching $1.21 trillion, a $27 billion increase from the start of the year and a $67 billion increase from the previous year [3][7]. Group 1: Credit Card Debt Overview - The rising credit card balances indicate that many Americans are struggling with debt amid inflation and increased living costs [2][4]. - A balance of $6,500 to $7,000 is close to the national average, but it represents a significant financial burden for many households, especially with high interest rates often around 20% [4][5]. Group 2: Interest and Payments - With a 20% annual percentage rate (APR) on a $6,500 balance, monthly interest payments can amount to approximately $108, leading to $1,300 annually if the balance remains unchanged [5]. - Minimum payments typically only cover interest, allowing balances to grow, which highlights the importance of managing debt effectively [5][8]. Group 3: Debt Management Strategies - To manage credit card debt, individuals are encouraged to pay balances in full to avoid high interest charges and prevent debt accumulation [6][7]. - Strategies for keeping debt in check include limiting spending, making extra payments, focusing on high-interest debt first, and committing to reducing balances over time [7][8].

Inflation Overview - India's consumer inflation rose to 1.33% in December, up from 0.71% in the previous month, but below economists' expectations of a 1.5% increase [1] - The increase in inflation was primarily driven by rising prices in personal care, vegetables, meat, fish, eggs, spices, and pulses [2] Sectoral Analysis - Headline inflation increased by 0.76% in the rural sector and 2.03% in urban areas in December, while fuel and light inflation eased to 1.97%, down from 2.32% in November [2] Economic Projections - The Reserve Bank of India revised its consumer inflation forecast to 2% for the fiscal year ending March 2026, down from a previous estimate of 2.6% [3] - The central bank anticipates inflation to rise to 2.9% for the quarter ending March and reach 4.0% for the quarter ending September 2026 [3] - An early estimate projected real GDP growth of 7.4% and nominal GDP growth of 8.0% for fiscal year 2026, significantly lower than the 10.1% nominal GDP growth forecast in the Union Budget [4]

Group 1 - Bitcoin's price increased by 2% following Federal Reserve Chair Jerome Powell's commitment to resist pressure from President Trump, who has initiated legal actions against the Fed [1] - Powell described the Justice Department's actions as an unprecedented escalation in the conflict between the White House and the Federal Reserve, emphasizing the central bank's historical independence from presidential influence [2] - Trump's push for aggressive rate cuts contrasts with Powell's cautious stance, raising concerns among investors about the potential threat to the Fed's independence [3] Group 2 - The Federal Reserve recently reduced interest rates to their lowest level in three years, which typically benefits riskier assets like Bitcoin and tech stocks by making bonds less attractive [4] - Despite favorable conditions for stocks and gold, the overall cryptocurrency market has declined by $1 trillion from its peak in October, indicating a lag in crypto performance [5] - The CME FedWatch tool suggests that the Fed is expected to maintain current interest rates in the upcoming Open Market Committee meeting on January 28 [6]

Group 1 - Jyske Realkredit A/S will list new Covered Bonds (SDO) on 13 January 2026 [1] - The final terms for the bonds are included in the announcement [1] - The full prospectus for the bonds includes the final terms and the previously disclosed base prospectus dated June 27, 2025 [2] Group 2 - The base prospectus is available on Jyske Realkredit's official website [2] - The announcement specifies that the Danish version prevails [2]

Major stock in Asia closed on a positive note on Monday as a rally in Chinese AI stocks boosted sentiment. The global geopolitical situation as well as the escalation in tensions between the White House and the Federal Reserve limited gains. Equity markets in Japan are closed for a holiday.China's Shanghai Composite Index rallied 1.1 percent from the previous close of 4,120.43 to finish trading at 4,165.29. The day's trading ranged between 4,119.88 and 4,168.36. The Shenzhen Component Index closed at 14,36 ...

Core Insights - The US dollar is losing its traditional safe-haven status as geopolitical tensions rise, leading to a significant increase in gold and silver prices [1][4] - Gold is approaching $5,000 and silver has surpassed $82, prompting investors to reevaluate previous macroeconomic assumptions [2][5] - The current market behavior indicates a shift towards hard assets, with gold and silver experiencing unusual simultaneous breakouts typically associated with systemic stress [5][6] Group 1: Market Dynamics - Historical trends show that during US military escalations, the dollar typically strengthens; however, this time it has weakened while gold and silver have surged [3][4] - The US dollar index has dropped to 98.53, reflecting skepticism about its role as a geopolitical hedge [4][5] - Gold has reached $4,560 for the first time, while silver has jumped above $84, marking one of its strongest performances in decades [5] Group 2: Supply and Demand Factors - Analysts suggest that silver's price increase is not merely speculative but indicates real-economy demand, as large corporate buyers are entering the market [6] - The entry of silver into contango suggests companies are hedging against future supply shortages and rising costs [6] Group 3: Price Suppression Debate - The recent rally has reignited discussions about potential price suppression in precious metals markets, with references to past manipulation cases as significant turning points [7]