Core Insights - Amdocs Limited reported better-than-expected earnings for Q4, with earnings per share (EPS) of $1.83, surpassing the analyst consensus estimate of $1.82, and quarterly sales of $1.150 billion, exceeding the estimate of $1.146 billion [1] - For the first quarter, Amdocs anticipates adjusted EPS in the range of $1.73-$1.79, lower than market estimates of $1.87, and expects sales between $1.135 billion and $1.175 billion, compared to market expectations of $1.153 billion [2] - The company highlighted significant growth in cloud-related activities, which accounted for over 30% of total revenue, and emphasized improved profitability while maintaining R&D commitments [3] Stock Performance - Following the earnings announcement, Amdocs shares fell by 7.5%, trading at $77.64 [4] - Analysts adjusted their price targets for Amdocs after the earnings report, with B of A Securities and Stifel both maintaining a Buy rating but lowering their price targets from $100 to $97 [6]

Financial Performance - Revenue decreased by 1.1% YoY to CHF 741 million in Q3 2025 [46], primarily due to a decline in Fixed Subscription Revenue and lower Mobile Non-Subscription Revenue [50] - Adjusted EBITDAaL increased by 2.4% YoY to CHF 270 million in Q3 2025 [46], driven by Opex improvements [16] - CAPEX decreased by 4.7% YoY to CHF 106 million in Q3 2025 [46], aligning with expected full-year reductions [50] - Adjusted FCF reached CHF 37 million, benefiting from lower interest payments [46] Customer & Commercial - Mobile Postpaid net additions increased by 20k, supported by improved B2B growth [16] - Fixed Mobile Convergence (FMC) increased to 59% of the customer base [41] - Internet net additions were -7k, impacted by softer trading and UPC migrations [16] Strategic Initiatives - Launched "CHmobile" to address the C-Segment, completing segment coverage [16] - Introduced new products including Home Security, "Iconic Bundle," and "SuperSearch" [16] - Reaffirmed Capital Markets Day (CMD) mid-term outlook of increasing Free Cash Flows [16] Guidance & Debt - 2025 Guidance re-confirmed, including expected DPS growth of 2.7% YoY [16] - Debt maturity extended, with approximately 84% of debt due after 2031 and about 60% due in 2032 [74]

Core Insights - 8x8 (EGHT) shows a significant improvement in earnings outlook, making it an attractive investment option as analysts continue to raise earnings estimates for the company [1][2] Estimate Revisions - The upward trend in earnings estimate revisions indicates growing analyst optimism regarding 8x8's earnings prospects, which is expected to positively impact its stock price [2] - For the current quarter, 8x8 is projected to earn $0.08 per share, reflecting a year-over-year decline of 27.3%. However, the Zacks Consensus Estimate has increased by 33.33% over the last 30 days due to one upward revision and one downward revision [5] - For the full year, the earnings estimate is $0.32 per share, representing an 11.1% year-over-year decline. The trend for the current year is encouraging, with two estimates moving higher against one negative revision [6] Zacks Rank - 8x8 currently holds a Zacks Rank 2 (Buy), supported by favorable estimate revisions. This ranking system has a strong track record of identifying stocks that outperform the market [7] - Stocks rated Zacks Rank 1 (Strong Buy) and 2 (Buy) have historically outperformed the S&P 500, indicating a positive outlook for 8x8 [7] Stock Performance - The stock has gained 6.1% over the past four weeks, driven by solid estimate revisions, suggesting potential for further growth in earnings and stock price [8]

Financial Data and Key Metrics Changes - Company reported total revenue of $1.115 billion for Q3 2025, reflecting a year-on-year growth of 7.5% in U.S. dollar terms [24] - EBITDA for the quarter was $524 million, representing a growth of 19.7%, with an EBITDA margin of 47%, up 400 basis points year-on-year [25] - Last 12-month EPS stands at $8.89, up 60.2% year-on-year, although reported EPS for Q3 alone was a loss of $1.84 per share due to non-cash charges [8][9] Business Line Data and Key Metrics Changes - Direct digital revenues grew 63% year-on-year to reach $198 million, now accounting for 17.8% of total revenues, up from 11% a year ago [25] - Telecom and infrastructure segment revenues grew 3.5% on a like-for-like basis, reflecting the impact of differentiated networks and services [8] - Multiplay customers generated 55.4% of total customer revenues, with this segment growing revenue-wise by 23% year-on-year [13] Market Data and Key Metrics Changes - Strong double-digit revenue growth was delivered across all markets except Bangladesh, which saw a return to year-on-year growth for the first time in 14 months [14] - Beeline Kazakhstan's revenues on a like-for-like basis were up 23.3%, despite headline numbers showing single-digit growth [14] - The financial services business in Pakistan reported a gross transaction value increase of 40% year-on-year, representing 13% of Pakistan's GDP [15] Company Strategy and Development Direction - The company is focused on a digital operator model, combining connectivity, digital platforms, and financial inclusion to unlock sustainable growth [4] - The asset-light strategy continues with the sale of Kyrgyzstan operations and a global framework agreement with Starlink for satellite connectivity [6] - The company is keen on expanding its digital services portfolio and enhancing capital efficiency while maintaining EBITDA growth [25] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's growth trajectory despite macro and geopolitical challenges, revising EBITDA growth outlook to 16%-18% in local currency terms for the full year [29] - The company aims to maintain revenue guidance of 13%-15% growth in local currency terms, translating to 7%-8% revenue growth in U.S. dollar terms [29] - Management highlighted the importance of digital services in driving customer engagement and retention, with a focus on expanding smartphone ownership in frontier markets [72][86] Other Important Information - The company completed the operational separation of JazzCash, enhancing growth potential in digital financial services [15] - A $100 million share and/or bond repurchase program was approved by the board, reflecting confidence in growth prospects [7] - The company ended the quarter with a cash balance of $1.67 billion, including $653 million at headquarters [26] Q&A Session Summary Question: Motivation for Kyivstar's SPAC transaction - Management chose a SPAC structure for its deal certainty and speed, believing it would create opportunities for international investors in Ukraine [34] Question: Plans for cash at headquarters level - The cash at headquarters is $653 million, with limitations on upstreaming due to martial law in Ukraine, focusing on investments in the country [38][39] Question: Future of tower assets in Ukraine - The company aims to pursue divestment of tower assets, favoring independent tower companies for better infrastructure sharing [44][46] Question: Financial services growth and loan types - The financial services business targets unbanked individuals, offering nano loans averaging $30-$40, crucial for small businesses [48][49] Question: Strategies for increasing JazzCash penetration - The company plans to enhance smartphone ownership and leverage competencies from Pakistan to expand fintech capabilities in other markets [72][73] Question: Digital bank licensing in Pakistan - The company is exploring upgrading its microfinance banking license to a full digital bank license to enhance capabilities [76] Question: Ride-hailing business expansion - The ride-hailing business operates in 28 cities, with plans to grow in priority markets like Kazakhstan and Pakistan [80]

Group 1 - Verizon Communications Inc. is recognized as one of the 15 Best DRIP Stocks to Own Right Now [1] - BofA analyst Michael Funk has reduced the price target for Verizon from $49 to $45 while maintaining a Neutral rating, citing better-than-expected results in consumer postpaid phone net losses and pricing strategy [2] - The company is undergoing a restructuring phase and ramping up marketing initiatives, which has led BofA to adjust its 2026 free cash flow multiple due to potential execution risks [2] Group 2 - CEO Daniel Schulman highlighted a strategic shift from a technology-focused approach to a customer-centric growth strategy, with plans to enhance the network foundation through increased investment in cybersecurity and convergence [3] - Verizon is in the process of acquiring Frontier, expected to close early next year, and has reaffirmed its cash flow guidance for 2025 to be between $19.5 billion and $20.5 billion, anticipating stronger cash flows in 2026 [3] - Verizon is a leading global telecommunications provider, offering a wide range of products and services to consumers, businesses, and government clients [4]

Financial Performance - TELUS reported Q3 2025 operating revenues of $5.1 billion[41] - Adjusted EBITDA reached $1.9 billion, a 1% year-over-year increase[41] - Free cash flow increased by 8% year-over-year to $611 million[41] - Capital expenditures (excluding real estate) decreased by 4% year-over-year to $616 million[41] - The company is targeting a net debt to EBITDA ratio of approximately 3.0x by 2027[10] Customer Growth and Loyalty - Total customer additions were strong at 288,000[10] - Industry-best postpaid mobile phone churn of 0.91%[10] - Internet net additions were +40,000[15] TELUS Health and Digital - TELUS Health revenue grew by 18% year-over-year to $517 million[35] - TELUS Health Adjusted EBITDA increased by 24% year-over-year to $91 million[35] - TELUS Health covers more than 160 million lives globally[10] - TELUS Digital revenue grew by 5% year-over-year to $708 million[37] - TELUS Digital Adjusted EBITDA was $105 million[37] Strategic Initiatives - TELUS completed the privatization of TELUS Digital, expecting $150 million in annualized cash synergies by the end of 2026[18] - AI-enabling revenue is approaching $800 million for 2025 and is expected to reach approximately $2 billion by 2028, with a CAGR of over 30%[21]

Core Insights - BCE Inc. reported a consolidated revenue growth of 1.3% in Q3 2025, with adjusted EBITDA increasing by 1.5% year-over-year, reflecting the company's strategic focus on customer service and network improvements [3][16][18] - Net earnings for Q3 2025 reached $4,555 million, a significant recovery from a net loss of $1,191 million in Q3 2024, driven by gains on investments and lower asset impairments [17][18] - The acquisition of Ziply Fiber contributed positively, with the new Bell CTS U.S. segment generating $160 million in operating revenue and $71 million in adjusted EBITDA, indicating a successful integration [4][20][38] Financial Performance - Operating revenues for BCE were $6,049 million in Q3 2025, up from $5,971 million in Q3 2024, attributed to a 0.8% increase in service revenue and a 5.1% rise in product revenue [16][18] - Free cash flow increased by 20.6% to $1,003 million, supported by higher cash flows from operating activities and lower capital expenditures [3][19][63] - Adjusted net earnings rose by 6.5% to $733 million, leading to an adjusted EPS of $0.79, up 5.3% from the previous year [17][18] Subscriber Metrics - Bell CTS Canada experienced a reduction in postpaid mobile phone subscribers by 51,541, while the total mobile phone customer base increased by 0.4% to 10,398,934 [7][35] - Retail high-speed Internet net subscriber activations totaled 26,111, contributing to an 11.2% growth in Internet revenue [3][37] - Crave subscriptions reached 4.3 million, driven by a 67% increase in direct-to-consumer streaming subscribers [43] Strategic Initiatives - BCE's three-year strategic plan focuses on sustainable free cash flow growth through investments in fiber, wireless, AI-powered enterprise solutions, and digital media [5][10] - The company is expanding its wireless infrastructure, including a partnership with the Government of New Brunswick to enhance 5G access [14] - BCE launched Bell Cyber, a unified cybersecurity platform, and formed a strategic partnership with Simon Fraser University to advance AI and supercomputing initiatives in Canada [14][18] Segment Performance - Bell CTS U.S. reported operating revenues of $160 million and adjusted EBITDA of $71 million, reflecting strong performance post-acquisition of Ziply Fiber [20][38] - Bell Media's operating revenue decreased by 6.4% to $732 million, primarily due to lower advertising and subscriber revenues [39][42] - Bell CTS Canada saw a slight decline in operating revenue by 0.6% to $5,248 million, with service revenue down 1.5% [29][30]

Core Insights - Liberty Latin America reported strong commercial momentum leading to year-over-year revenue growth, with the highest quarterly mobile postpaid additions in three years and a return to positive operating income [2][10][12] - The company achieved a 7% year-over-year rebased growth in Adjusted OIBDA, driven by solid execution on cost reduction and customer base management [2][17] - Strategic initiatives remain a focus, including recovery efforts from Hurricane Melissa and partnerships to enhance communication services [2][4][5] Financial Highlights - Q3 2025 revenue was $1,113 million, a 2% increase from $1,089 million in Q3 2024, while year-to-date revenue decreased by 1% to $3,283 million [6][9] - Operating income for Q3 2025 was $188 million, a significant improvement from a loss of $380 million in Q3 2024 [12] - Adjusted OIBDA for Q3 2025 was $433 million, up 8% from $403 million in Q3 2024, with a margin of 39% [6][16] Segment Performance - Liberty Caribbean reported a 3% revenue growth on both a reported and rebased basis, with residential fixed revenue increasing by 5% [14] - C&W Panama achieved a 6% revenue increase, primarily driven by B2B growth [14] - Liberty Puerto Rico experienced a 3% decline in revenue, attributed to challenges in mobile network migration [14][10] Operational Metrics - Total customers as of Q3 2025 were approximately 1.9 million, with mobile subscribers reaching 6.68 million [8] - Organic postpaid additions were 101,700 in Q3 2025, compared to 25,600 in Q2 2025 [8] - Adjusted Free Cash Flow before distributions to noncontrolling interest owners was $16 million in Q3 2025, down from $77 million in Q3 2024 [6] Capital Expenditures - Property and equipment additions for Q3 2025 totaled $149 million, a decrease of 13% from $171 million in Q3 2024 [6][20] - Capital expenditures, net, were $122 million for Q3 2025, compared to $126 million in Q3 2024 [20] Debt and Liquidity - Total debt and finance lease obligations amounted to $8.36 billion as of September 30, 2025, with a gross leverage ratio of 4.9x [26] - The company had maximum undrawn commitments of $680 million, indicating strong liquidity [38]

Table of Contents As filed with the Securities and Exchange Commission on November 5, 2025 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 GCI Liberty, Inc. (Exact name of registrant as specified in its charter) Nevada (State or other jurisdiction of incorporation or organization) 4841 (Primary Standard Industrial Classification Code Number) 36-5128842 (I.R.S. Employer Identification No.) 12300 Lib ...

Core Insights - The article discusses various high-yield dividend stocks and investment opportunities, emphasizing the importance of reliable income streams for investors [3][6][7] Investment Opportunities - Ares Capital Corp. (NASDAQ: ARCC) is highlighted as a high-yielding business development company (BDC) with a 9.56% dividend yield, specializing in financing middle-market companies through various financial strategies [2][12] - CTO Realty Growth Inc. (NYSE: CTO) is noted for its 9.21% dividend yield and a strong occupancy rate of 96%, making it an attractive option for passive income investors [13][14] - Energy Transfer L.P. (NYSE: ET) is recognized for its substantial 7.68% distribution and extensive portfolio of energy assets, solidifying its position in the midstream energy sector [19][20] - OneMain Holdings Inc. (NYSE: OMF) offers a 7.43% dividend yield and provides personal loan products, indicating significant upside potential from current trading levels [22][25] - Verizon Communications Inc. (NYSE: VZ) is highlighted for its 7.06% dividend and solid performance, trading at 9.13 times its estimated 2026 earnings [26][31] Market Trends - The article notes a potential pullback in the market after significant fluctuations in 2025, suggesting that investors should focus on stocks with solid forward momentum [4][5] - The emphasis on dividend stocks reflects a broader trend among investors seeking reliable income amidst market volatility [6][7]