Core Insights - Ningbo Haishu District is actively exploring new paths for credit repair, establishing the "Haixinfu" credit repair service brand, and creating a comprehensive service system that includes pre-warning, in-process repair, and post-incentive measures to accelerate credit repair for enterprises [1] Group 1: Credit Repair Initiatives - Since its launch in August 2024, "Haixinfu" has served 6,853 enterprises, releasing 2.004 billion yuan in financing vitality [1] - The district has simplified the credit repair process by consolidating five types of matters into "one form, one set of materials," allowing for "one submission, multiple reuse" [1] - A proactive reminder mechanism has been established through the 81890 service platform to regularly notify enterprises of administrative penalty expiration and provide repair reminders and operational guidelines [1] Group 2: Collaborative Mechanisms - Haishu District has broken down departmental barriers by creating a "one-stop acceptance, full-service" collaborative mechanism involving over 30 departments [2] - A credit repair special window and 81890 service hotline have been set up, enabling online processing with zero in-person visits and real-time progress tracking, reducing average processing time from 14 working days to 2 [2] - Unified credit repair review standards have been established, requiring departments to respond within 30 minutes of receiving applications and provide review opinions within 2 working days [2] Group 3: Credit Financing Development - The district has upgraded the "Haishi Loan" credit financing brand matrix, introducing four sub-products that convert soft assets like quality honors and intellectual property into hard financing assets [4] - Currently, 53,000 individual businesses and 50,000 small and micro enterprises are included in the whitelist, with an expected credit support injection of 55.9 billion yuan, including 15.9 billion yuan for individual businesses and 40 billion yuan for small enterprises [4] - A differentiated regulatory approach is implemented for enterprises that complete credit repair, featuring flexible supervision with "appointment-based guidance and reduced inspection frequency" [4]

Core Viewpoint - The "Enterprise Credit Steward" service in Nanshan District, Shenzhen, effectively helps companies avoid credit risks and enhances the market environment for business operations through proactive credit management [1][2][6]. Group 1: Service Implementation - The "Enterprise Credit Steward" service was officially launched in April last year, aiming to establish a comprehensive evaluation system for the credit status of private enterprises and improve the credit enhancement system for small and medium-sized enterprises [1][2]. - The service integrates various public and social data, including basic enterprise information, qualifications, administrative penalties, and credit records, to provide a comprehensive credit management solution [2][3]. Group 2: Risk Prevention and Credit Enhancement - The service employs a proactive approach to monitor potential credit risks, such as businesses being listed in the operating abnormality directory, and provides timely alerts to business owners [3][5]. - Companies can independently query and generate credit reports, enhancing their credit competitiveness by uploading relevant documents and information [5][6]. Group 3: Performance Metrics - As of October 21, the "Enterprise Credit Steward" platform has recorded over 137,000 visits and assisted more than 39,000 enterprises in credit repair, effectively mitigating credit risks [6]. - The service has actively supported over 500 key enterprises, demonstrating its effectiveness in promoting a healthy business environment [6][7].