海曙区实施差异化监管，对完成信用修复的企业采取"预约式指导+降低检查频次"的柔性监管模式。此 外，引入专业力量，打造企业合规服务中心，在部分企业服务驿站设立产业合规点，将信用建设全面融 入企业经营各环节，助力企业从"被动修复"向"主动预防"转变。（吴宇飞） 图 为"海信服"企业信用修复专题培训会现场 为推动信用价值转化，海曙区升级打造"海市贷"信用融资品牌矩阵，推出"个易贷、海质贷、海知贷、 海信贷"四大子产品，将质量荣誉、标准制定、知识产权、商业信用等"软实力"转化为融资"硬资产"。 目前已有5.3万家个体工商户、5万家小微企业纳入白名单，通过"无感授信"模式，预计可为市场主体注 入559亿元信贷支持，其中个体工商户159亿元、小微企业400亿元。 宁波市海曙区积极探索信用修复新路径，打造"海信服"信用修复服务品牌，构建涵盖事前预警、事中修 复、事后激励的全链条服务体系，为企业信用修复按下"快进键"。自2024年8月启动以来，"海信服"累 计服务6853家企业，释放20.04亿元融资活力。 针对企业信用修复过程中的难点和堵点，海曙区精准施策，推出"海信服"信用修复品牌，推动从单一信 用修复到综合赋能发展的转 ...

Core Viewpoint - The "Enterprise Credit Steward" service in Nanshan District, Shenzhen, effectively helps companies avoid credit risks and enhances the market environment for business operations through proactive credit management [1][2][6]. Group 1: Service Implementation - The "Enterprise Credit Steward" service was officially launched in April last year, aiming to establish a comprehensive evaluation system for the credit status of private enterprises and improve the credit enhancement system for small and medium-sized enterprises [1][2]. - The service integrates various public and social data, including basic enterprise information, qualifications, administrative penalties, and credit records, to provide a comprehensive credit management solution [2][3]. Group 2: Risk Prevention and Credit Enhancement - The service employs a proactive approach to monitor potential credit risks, such as businesses being listed in the operating abnormality directory, and provides timely alerts to business owners [3][5]. - Companies can independently query and generate credit reports, enhancing their credit competitiveness by uploading relevant documents and information [5][6]. Group 3: Performance Metrics - As of October 21, the "Enterprise Credit Steward" platform has recorded over 137,000 visits and assisted more than 39,000 enterprises in credit repair, effectively mitigating credit risks [6]. - The service has actively supported over 500 key enterprises, demonstrating its effectiveness in promoting a healthy business environment [6][7].