近年来，冠县始终把"强村富民"作为全面推进乡村振兴的重要目标和抓手，用足用好农业信贷担保政策性金融工具，积极探索破解村集体经济发展资金难题 的有效路径。省农担公司聊城管理中心与冠县县委县政府协同配合，积极推动"强村贷"在冠县落地生根、开花结果，截至目前已累计为240多个村党组织领 办合作社提供担保贷款2亿元，担保规模位居全省首位。这一带着温度的金融活水，持续滋润冠县乡村沃土，推动昔日的"薄弱村"蜕变为"致富村"，让村民 的腰包越来越鼓，让乡村的发展动能越来越强。 2023年以来，冠县县委县政府相继出台了《党建引领 金融赋能 支持村集体经济发展专项活动》《冠县财金联动支持乡村振兴示范县建设实施方案》等贴息 贴费政策，有效降低涉农经营主体融资成本，实现村集体经济增收、群众致富。聊城农担积极响应冠县需求，创新推出"降低准入门槛、简化审批流程、延 长还款期限"的定制化服务：针对冠县酥梨、樱桃等特色农业产业特点，将审批时间压缩至7个工作日内，还款期限最长延至5年。县域金融机构也对"强村 贷"执行优惠利率，通过政银担三方高效协同，最大程度降低村集体融资成本和还款压力，为240多个村集体合作社快速注入发展资金，织就了一张" ...

Core Viewpoint - The successful implementation of the first "Facility Agricultural Loan" project in Liaoning Province marks a new stage in the collaborative service of "government-bank-guarantee" for modern agricultural development [1][2] Group 1: Loan Details - The first loan of 3 million yuan was provided to the Hongfeng Chicken Breeding Farm in Dandong, aimed at supporting local modern facility agriculture construction [1] - The "Facility Agricultural Loan" product was created to address financing difficulties faced by various agricultural operators, offering guarantee and interest subsidy services [1] Group 2: Advantages of the Loan Product - The loan product adheres to relevant agricultural industry policy guidelines, showcasing three main advantages: traceable project sources, clear and standardized interest subsidy criteria, and direct benefits to farmers [1] - The collaboration between government, banks, and guarantee companies allows agricultural operators to effectively enjoy policy benefits [1] Group 3: Implementation and Coordination - The successful loan disbursement reflects the efficient integration of government interest subsidy policies, agricultural guarantee support, and bank funding [2] - The experience gained from this loan project provides practical insights for related departments to enhance their services in supporting the high-quality development of modern agriculture in the province [2]